Enter your mobile number or email address below and we'll send you a link to download the free Kindle App. Then you can start reading Kindle books on your smartphone, tablet, or computer - no Kindle device required.
To get the free app, enter your email address or mobile phone number.
Auto Accident Personal Injury Insurance Claim: (How To Evaluate and Settle Your Loss)
Use the Amazon App to scan ISBNs and compare prices.
See the Best Books of the Month
Want to know our Editors' picks for the best books of the month? Browse Best Books of the Month, featuring our favorite new books in more than a dozen categories.
Frequently Bought Together
Customers Who Bought This Item Also Bought
If you’re the author, publisher, or rights holder of this book, let ACX help you produce the audiobook.Learn more.
Top Customer Reviews
Baldyga's book is easy to read, comprehensive and most importantly his outstanding instructions (plus his truly innovative BASE Formula--which absolutely places an accurate value n "pain and suffering") provides one with all the help they need to settle their claim for a much higher amount than they ever expected. I loved it and recommend it highly. (My family of lawyers were stunned by the "inside info"--some of which even they weren't aware of--that Mr. Baldyga has passed along in this fantastic book.)
I noticed an article below that complained about the cost of the book. I figure I saved about $2,500 by doing it myself. That's the 33% a lawyer would have taken to do what the book showed me how to do myself. It doesn't take a rocket scientist to figure out that the $30.00 cost was a small price to spend to save $2,500. Anyone who can read and follow instructions will also be able to save a lot of money like I did. And I'm not always good at following instructions, but I did it!
Baldyga's book is essentially a do-it-yourself guide for consumers who are willing to roll up their sleeves and try to handle their own automobile insurance claim. The context here is one of relatively modest injuries. The author, who claims to be a former insurance adjuster and who does not have a law degree, offers a "BASE" formula for unrepresented claimants and policyholders to use in negotiating with their insurance company for settlements. This formula is a multiple of the medical bills and damages quantified by the policy holder. The author hopes to create a level playing field between the unrepresented consumer and the insurance adjuster. (By unrepresented, we mean somebody who has not hired an attorney to handle their insurance claim.)
Baldyga clearly believes that he can empower consumers to handle their own insurance claims and to reach a satisfactory resolution.
Those in the insurance claim feel may take sharp exception to is formulaic approach, which he calls the base approach. It gives a Low range value, Core value, Mean value and Premium value for an injury claim.Read more ›
She had also bought a few others online and we spent quite a bit of time reading them all.
Each one had some helpful information, however, we both felt this book was the most concise and had everything we needed to know. I especially liked the fact that this particular author did not talk down to the readers, nor did he use the difficult to understand legal terms that some of the others did.
He took us step by step through the process, explaining what we needed to do at every turn.
Neither my wife or I had ever been through this wrenching process before. When we met with our adjuster we both felt a lot more confident thanks to this book.
I'm pleased to report that we just settled our claim for the amount we figured out with this book. It took some haggling, both on the phone and in person, but we held fast as the author said to do and we persevered.
For the benefit of others who find themselves like we did, struggling to learn the in's and out's of a claims process, I would recommend this book highly.
Most Recent Customer Reviews
I read this book before the other drivers insurance adjuster even had a chance to call me after my motor vehicle accident. Read morePublished 15 months ago by Eddie Grimes
It was a perfect book. With the very little education I had, I could understand this book very well and no need for an attorney . Read morePublished 20 months ago by Claudius
Purchased as a download several years ago. This book was on point in all aspects , assessment, evaluation and negotiations process. Read morePublished on April 9, 2013 by edbusa
Book seems to cover the topic and gives some very helpful financial guidelines for negotiating a settlement. Something most of us do not have experience doing.Published on February 19, 2013 by Dixon H. Landers
If you want to educate yourself about the process of your claim and be able to follow along with what your lawyer is doing then great. It was informative and insightful.Published on January 2, 2013 by Fletch
I believe that this book will help others what to do after having a car accident. Every one should have to read this book.Published on September 7, 2011 by mahalJesus
This book helped me to settle my car accident case without an attorney. I was sitting at a stop sign and got rear ended by another driver. Read morePublished on December 19, 2010 by D. Wiley