Auto Accident Personal Injury Insurance Claim: (How To Evaluate and Settle Your Loss) [Paperback]

Dan Baldyga (Author)

Book Description

Publication Date: December 4, 2002

Auto Accident Personal Injury Insurance Claim reveals the inside secrets of claim negotiating and shows you how to settle your case for top dollar. This book will guide you through the insurance claim wilderness and provide you with the answer to that critical question: How much is my 'pain and suffering' worth?The mystery of how to place a value on your 'pain and suffering' has been solved with the introduction of BASE: The Baldyga Auto Accident Settlement Evaluation Formula. It will help you to prove your losses, and to know how to present them during your negotiations. You?ll learn the all-important 4 'Values' that BASE provides for you: The PREMIUM Value, The MEAN Value, The CORE Value and The LOW Value. The BASE Formula is a simple, yet revolutionary evaluation tool.Knowing how to guide an accident claim to a victorious payoff is not an exclusive ability, possessed by a select few. Don?t be seduced into thinking you can?t do it yourself. That simply isn?t true! This book will show you how.If you?ve been in an accident and you?re uninformed, you have little or no concept of the ultimate value of your possible recovery. Because of this, you?re less able to make appropriate demands. As the claims negotiation process moves towards a close, you?re settlement demands are very often too low or too high. You?re ignorant of the accepted principles, which justify your demands. When you attempt to negotiate a settlement with these handicaps, you run a strong chance of being victimized.The amount of compensation you should be paid isn?t found in a crystal ball. Rather, a number of simple factors such as the type of accident, related injuries, out-of-pocket expenses, medical costs and lost wages all go into determining how much a claim is worth. What amount an insurance company is willing to pay actually falls into a fairly narrow spectrum. To read this book is to become informed on bodily injury claim settlement facts and details. You?ll discover how to implement BASE so y

Editorial Reviews

From the Publisher

This book covers every strategy, from the initial telephone calls to the medical examination and then finally the actual settlement, one should employ to obtain the best possible settlement of their claim. But the most important part of this revolutionary book is the introduction of The BASE Formula, The Baldyga Auto Accident Settlement Evaluation Formula. BASE is a never before known settlement tool that Baldyga has created. Experts are calling BASE "spectacular" and "amazing" because it explains, in simple, easy to understand language, exactly, right down to the last hundred dollar bill, how much ones "pain and suffering" is worth.

About the Author

Dan Baldyga has a lifetime of experience in the field of motor vehicle accidents, personal injury, and compensation. He worked his way through college employed by a detective agency. His assignments included insurance fraud, missing persons, financial and background investigations, and undercover operations. He specialized in representing major New England insurance companies for whom he collected evidence in the inquiry of automobile accidents.Upon graduation, Baldyga joined the United States Navy and was assigned to the Special Unit in Criminal Investigations, where his primary duty was to travel throughout the Mid-West determining negligence and bringing to a conclusion those accident cases involving government motor vehicles.After serving in the Navy, he entered the world of insurance claims where he worked as an adjuster, was promoted to supervisor and then to claims manager. He spent the last five years of his career assisting company attorneys at court trials.In 1968, Baldyga wrote the ground-breaking How To Settle Your Own Insurance Claim, published by Macmillan. At the time, this revolutionary concept to assist laymen with their insurance claims created a heated debate within both the insurance and legal fraternities; it was the first book to reveal the secrets surrounding the settlement of motor vehicle accident claims. It had never been done before!Baldyga appeared on over 100 regional and national television and radio talk shows throughout the United States. His innovative book sold 57,000 copies. His publications also include the 1983 novel, A Sailor Remembers, and his second 'how to' insurance claim guide, Secrets Never Told, was released in 1998. He is a featured columnist and his articles appear monthly in Truckers 2000 and Independent Truckers Journal. His insurance claim pieces have appeared in dozens of magazines over the past several years including, Spare Time, Motorcycle Tour In his new book, Auto Accident Personal Injury Insurance Claim, Baldy

Product Details

• Paperback: 140 pages
• Publisher: AuthorHouse (December 4, 2002)
• Language: English
• ISBN-10: 158820328X
• ISBN-13: 978-1588203281
• Product Dimensions: 10.8 x 8.1 x 0.5 inches
• Shipping Weight: 12 ounces (View shipping rates and policies)
• Average Customer Review: 4.6 out of 5 stars  See all reviews (24 customer reviews)
• Amazon Best Sellers Rank: #454,362 in Books (See Top 100 in Books)
  • #12 in Books > Law > Specialties > Personal Injury
  • #67 in Books > Business & Investing > Industries & Professions > Insurance > Business

Customer Reviews

Most Helpful Customer Reviews

19 of 20 people found the following review helpful:

5.0 out of 5 stars This is a great book!, December 18, 2002

By 

Tracey Burke (Los Angeles, CA) - See all my reviews

This review is from: Auto Accident Personal Injury Insurance Claim: (How To Evaluate and Settle Your Loss) (Paperback)

Because I'm surrounded by lawyers who argue and fight all the time I've read them all. I've always found all the other books on this subject matter to be too long and drawn out. Several of those on the market today are misleading to the point of being a downright "pitch" (a book written by a lawyer and reviewed by a lawyer) to con the reader into securing an attorney to handle their claim. (Question: How do I know that? Answer: Because 34 years ago I was born into a family of lawyers and we're always talking about such "stuff.") We all agree that Auto Accident Personal Injury Insurance Claim is, beyond the shadow of any doubt, the best of its kind on the market today.

Baldyga's book is easy to read, comprehensive and most importantly his outstanding instructions (plus his truly innovative BASE Formula--which absolutely places an accurate value n "pain and suffering") provides one with all the help they need to settle their claim for a much higher amount than they ever expected. I loved it and recommend it highly. (My family of lawyers were stunned by the "inside info"--some of which even they weren't aware of--that Mr. Baldyga has passed along in this fantastic book.)

8 of 8 people found the following review helpful:

5.0 out of 5 stars Got me $5,000 more than I thought I would get, August 10, 2005

By 

Max "Max" (Fayetteville, Arkansas) - See all my reviews

This review is from: Auto Accident Personal Injury Insurance Claim: (How To Evaluate and Settle Your Loss) (Paperback)

My wife and I were injured in a rear-end accident in early this year. As an international student, I had no idea how to settle the medical bills with the insurance company. Fortunately, I found your book and ordered it online. I just finished the negotiation with the adjuster several minutes ago. Following the instruction in your book exactly, I made her increase the offer by more than $5,000. The book made me feel confident when I fought with the adjuster for a fair settlement.

6 of 6 people found the following review helpful:

4.0 out of 5 stars A Great Read, November 7, 2005

By 

Angelique S. (southern california) - See all my reviews

Amazon Verified Purchase

This review is from: Auto Accident Personal Injury Insurance Claim: (How To Evaluate and Settle Your Loss) (Paperback)

This book was very informative though was quite wordy and I had to read and re-read a couple areas a couple times to understand it. However, I was able to make a chart for myself based on his explanation and will use that as a basis for the settlement amount I am requesting from the insurance company of the other, at-fault, driver. After reading this book, I am confident and feel very steadfast in the settlement amount that I have requested from that insurance company. I'm anxious for the final outcome!