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Auto Accident Personal Injury Insurance Claim: (How To Evaluate and Settle Your Loss)

4.4 out of 5 stars 32 customer reviews
ISBN-13: 978-1588203281
ISBN-10: 158820328X
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Editorial Reviews

From the Publisher

This book covers every strategy, from the initial telephone calls to the medical examination and then finally the actual settlement, one should employ to obtain the best possible settlement of their claim. But the most important part of this revolutionary book is the introduction of The BASE Formula, The Baldyga Auto Accident Settlement Evaluation Formula. BASE is a never before known settlement tool that Baldyga has created. Experts are calling BASE "spectacular" and "amazing" because it explains, in simple, easy to understand language, exactly, right down to the last hundred dollar bill, how much ones "pain and suffering" is worth.

About the Author

Dan Baldyga has a lifetime of experience in the field of motor vehicle accidents, personal injury, and compensation. He worked his way through college employed by a detective agency. His assignments included insurance fraud, missing persons, financial and background investigations, and undercover operations. He specialized in representing major New England insurance companies for whom he collected evidence in the inquiry of automobile accidents.Upon graduation, Baldyga joined the United States Navy and was assigned to the Special Unit in Criminal Investigations, where his primary duty was to travel throughout the Mid-West determining negligence and bringing to a conclusion those accident cases involving government motor vehicles.After serving in the Navy, he entered the world of insurance claims where he worked as an adjuster, was promoted to supervisor and then to claims manager. He spent the last five years of his career assisting company attorneys at court trials.In 1968, Baldyga wrote the ground-breaking How To Settle Your Own Insurance Claim, published by Macmillan. At the time, this revolutionary concept to assist laymen with their insurance claims created a heated debate within both the insurance and legal fraternities; it was the first book to reveal the secrets surrounding the settlement of motor vehicle accident claims. It had never been done before!Baldyga appeared on over 100 regional and national television and radio talk shows throughout the United States. His innovative book sold 57,000 copies. His publications also include the 1983 novel, A Sailor Remembers, and his second 'how to' insurance claim guide, Secrets Never Told, was released in 1998. He is a featured columnist and his articles appear monthly in Truckers 2000 and Independent Truckers Journal. His insurance claim pieces have appeared in dozens of magazines over the past several years including, Spare Time, Motorcycle Tour In his new book, Auto Accident Personal Injury Insurance Claim, Baldy
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Product Details

  • Paperback: 140 pages
  • Publisher: AuthorHouse (December 4, 2002)
  • Language: English
  • ISBN-10: 158820328X
  • ISBN-13: 978-1588203281
  • Product Dimensions: 8.5 x 0.4 x 11 inches
  • Shipping Weight: 15 ounces (View shipping rates and policies)
  • Average Customer Review: 4.4 out of 5 stars  See all reviews (32 customer reviews)
  • Amazon Best Sellers Rank: #686,502 in Books (See Top 100 in Books)

Customer Reviews

Top Customer Reviews

Format: Paperback
Because I'm surrounded by lawyers who argue and fight all the time I've read them all. I've always found all the other books on this subject matter to be too long and drawn out. Several of those on the market today are misleading to the point of being a downright "pitch" (a book written by a lawyer and reviewed by a lawyer) to con the reader into securing an attorney to handle their claim. (Question: How do I know that? Answer: Because 34 years ago I was born into a family of lawyers and we're always talking about such "stuff.") We all agree that Auto Accident Personal Injury Insurance Claim is, beyond the shadow of any doubt, the best of its kind on the market today.
Baldyga's book is easy to read, comprehensive and most importantly his outstanding instructions (plus his truly innovative BASE Formula--which absolutely places an accurate value n "pain and suffering") provides one with all the help they need to settle their claim for a much higher amount than they ever expected. I loved it and recommend it highly. (My family of lawyers were stunned by the "inside info"--some of which even they weren't aware of--that Mr. Baldyga has passed along in this fantastic book.)
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Format: Paperback
My wife and I were injured in a rear-end accident in early this year. As an international student, I had no idea how to settle the medical bills with the insurance company. Fortunately, I found your book and ordered it online. I just finished the negotiation with the adjuster several minutes ago. Following the instruction in your book exactly, I made her increase the offer by more than $5,000. The book made me feel confident when I fought with the adjuster for a fair settlement.
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Format: Paperback
Baldyga Dan's book is a great place to start as one embarks on the journey of auto insurance hell. it's a simple read and easy to follow. The author makes use of a formula called the "BASE" to put a general value of a claim. While this general method for determining valuation is a good start, what the book really needs are specific examples of "Demand Letters" or "How to put together a really good claims letter to justify the settlement that you've requested". Lawyers charge excessive fee's. The online version of this book is $20. You do the math....
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Format: Paperback
After my son and I had an accident I didn't have a clue where to begin, or what had to be done. I read this book, followed instructions, and feel I successfully negotiated the claim on my own.

I noticed an article below that complained about the cost of the book. I figure I saved about $2,500 by doing it myself. That's the 33% a lawyer would have taken to do what the book showed me how to do myself. It doesn't take a rocket scientist to figure out that the $30.00 cost was a small price to spend to save $2,500. Anyone who can read and follow instructions will also be able to save a lot of money like I did. And I'm not always good at following instructions, but I did it!
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Format: Paperback Verified Purchase
DIY -- Do It Yourself -- is big these days. There is even a DIY channel on cable TV. Home improvement projects are fertile ground when it comes to DIY. Fewer, though, might undertake to become their own claims adjuster after being in an automobile collision. Many people understandably find the insurance claims process forbidding and frustrating. To the attempted rescue comes author Dan Baldyga in his book, Auto Accident Personal Injury Insurance Claim. Though I have been in the insurance claims business for 30+ years, I had never heard of this book. I only became aware of it recently in connection with consulting as an expert witness on a litigated insurance dispute.

Baldyga's book is essentially a do-it-yourself guide for consumers who are willing to roll up their sleeves and try to handle their own automobile insurance claim. The context here is one of relatively modest injuries. The author, who claims to be a former insurance adjuster and who does not have a law degree, offers a "BASE" formula for unrepresented claimants and policyholders to use in negotiating with their insurance company for settlements. This formula is a multiple of the medical bills and damages quantified by the policy holder. The author hopes to create a level playing field between the unrepresented consumer and the insurance adjuster. (By unrepresented, we mean somebody who has not hired an attorney to handle their insurance claim.)

Baldyga clearly believes that he can empower consumers to handle their own insurance claims and to reach a satisfactory resolution.
Those in the insurance claim feel may take sharp exception to is formulaic approach, which he calls the base approach. It gives a Low range value, Core value, Mean value and Premium value for an injury claim.
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Format: Paperback
My wife and I purchased this book some time ago as we prepared to settle our claim.

She had also bought a few others online and we spent quite a bit of time reading them all.

Each one had some helpful information, however, we both felt this book was the most concise and had everything we needed to know. I especially liked the fact that this particular author did not talk down to the readers, nor did he use the difficult to understand legal terms that some of the others did.

He took us step by step through the process, explaining what we needed to do at every turn.

Neither my wife or I had ever been through this wrenching process before. When we met with our adjuster we both felt a lot more confident thanks to this book.

I'm pleased to report that we just settled our claim for the amount we figured out with this book. It took some haggling, both on the phone and in person, but we held fast as the author said to do and we persevered.

For the benefit of others who find themselves like we did, struggling to learn the in's and out's of a claims process, I would recommend this book highly.
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