I receive calls on my show all the time about how you have to go into debt to adopt. Julie Gumm is living proof & a testament to the fact you can adopt without ANY debt. I highly recommend reading "Adopt Without Debt" if you are considering adoption." --Dave Ramsey, Best-selling author & nationally syndicated radio host
I've been waiting for a book like this for almost a decade. The reality has been that finances are often the biggest obstacle to adopting a child. Thanks to Julie Gumm that reality is going to change. --Dan Cruver, Director of Together for Adoption
I highly recommend Adopt Without Debt as a must-read for any adoptive parent looking to discover creative ways to afford their adoption. The ideas in this book work! --Carolyn Twietmeyer, Founder & Executive Director of Project Hopeful
About the Author
Julie is married to her high-school sweetheart and the mother of four children from two continents. She and her husband Mark finished pay off $235,000 in debt, including their house, in 2008. They have been dreaming and living God-sized, debt-free dreams ever since. Julie blogs about their crazy, fun-filled life at fourplusmore.com.
She loves networking with other adoptive parents and speaking to groups on adoption, global orphan care and financial freedom.