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Adopt Without Debt: Creative Ways to Cover the Cost of Adoption Paperback – October 19, 2011

44 customer reviews

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Editorial Reviews

Review

I receive calls on my show all the time about how you have to go into debt to adopt. Julie Gumm is living proof & a testament to the fact you can adopt without ANY debt. I highly recommend reading "Adopt Without Debt" if you are considering adoption." --Dave Ramsey, Best-selling author & nationally syndicated radio host

I've been waiting for a book like this for almost a decade. The reality has been that finances are often the biggest obstacle to adopting a child. Thanks to Julie Gumm that reality is going to change. --Dan Cruver, Director of Together for Adoption

I highly recommend Adopt Without Debt as a must-read for any adoptive parent looking to discover creative ways to afford their adoption. The ideas in this book work! --Carolyn Twietmeyer, Founder & Executive Director of Project Hopeful


About the Author

Julie is married to her high-school sweetheart and the mother of four children from two continents. She and her husband Mark finished pay off $235,000 in debt, including their house, in 2008. They have been dreaming and living God-sized, debt-free dreams ever since. Julie blogs about their crazy, fun-filled life at fourplusmore.com.

She loves networking with other adoptive parents and speaking to groups on adoption, global orphan care and financial freedom.

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Product Details

  • Paperback: 152 pages
  • Publisher: Black Boot Publishing; Second edition (October 19, 2011)
  • Language: English
  • ISBN-10: 0983539820
  • ISBN-13: 978-0983539827
  • Product Dimensions: 8.2 x 5.2 x 0.5 inches
  • Shipping Weight: 7.2 ounces
  • Average Customer Review: 4.6 out of 5 stars  See all reviews (44 customer reviews)
  • Amazon Best Sellers Rank: #921,460 in Books (See Top 100 in Books)

More About the Author

Julie is married to her high-school sweetheart and the mother of four children from two continents. She and her husband Mark finished pay off $235,000 in debt, including their house, in 2008. They have been dreaming and living God-sized, debt-free dreams ever since.

She loves networking with other adoptive parents and speaking to groups on adoption, global orphan care and financial freedom.

Julie's new book "You Can Adopt Without Debt: Creative Ways to Cover the Cost of Adoption" will be released in January 2015 from Abingdon Press.

Julie blogs on family life, financial freedom and how to pay for adoption at her blog - http://juliegumm.com

Customer Reviews

Most Helpful Customer Reviews

55 of 60 people found the following review helpful By A. Neff on October 19, 2011
Format: Paperback Verified Purchase
I'm conflicted on how to rate this book. We have had children biologically and hope to adopt, and of course, finances are concern. I've seen plenty of people who are far from wealthy adopt, so I know it can be done, but wasn't sure how they all did it. So I had high hopes for this book.

I want to rate this book very favorably, because I think many people are in our same boat - considering adoption, but unsure how to afford the steep costs associated with the adoption process. I think this book could be a major help in encouraging people to think unconventionally about how to raise money for adoption. There were lots of examples of ways families raised money and were successful.

The reasons I can't give it a five star review:
1. I think this would be helpful if someone had no concept of budgeting and had some fat to cut. We had very little money to trim in our budget, so advice like cutting an $800 monthly grocery budget just seemed ridiculous and unhelpful.
2. I don't have any problem with people raising money for adoptions through fundraisers, but I'm just not sure that it's a good fit for our family. We're private and ever going to be a rah-rah poster child sort of family. If you aren't comfortable soliciting donations for fundraisers, this probably isn't the book for you.
3. Perhaps this is outside of scope of the book, but I wish that they addressed some of the touchy issues surrounding fundraising for adoption. Questions I have like: Do people who contribute in some way to fundraising efforts ever feel a sense of ownership over your child who their efforts, time, donation, or purchase helped bring home?
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19 of 22 people found the following review helpful By Jessica Delashmutt on October 17, 2011
Format: Paperback Verified Purchase
really this book is full of ideas that we all learned in High School fundraising that i am really not very comfortable doing for a private adoption. also, the budget cutting ideas for the house hold were no help at all. i already do cut all of the things that they suggested so there was no money hiding in my budget that i could cut.
if i were a upper middle class two parent household that did not have a budget this book would have been helpful i guess.
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8 of 9 people found the following review helpful By emilyalex on May 6, 2011
Format: Paperback
This is an excellent book and resource for anyone considering adoption. Julie tells her personal story of how her family climbed out of debt and then adopted internationally without going into debt at all. She shares many helpful tools and fundraising ideas that anyone could implement into their own adoption journey. Finances tend to be a main reason many never actually pursue an adoption, but this book will help make that desire to adopt a reality! I really enjoyed how she weaved their personal story and practical tips for how to apply them to your own life. Well worth the read!
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7 of 8 people found the following review helpful By Gustafo on September 17, 2012
Format: Paperback Verified Purchase
This book was just okay, I liked all the ideas that others had for raising funds, great info there. The other 90% of the book about basically doing all the Dave Ramsey's baby steps. Since I have already been through Financial Peace University it was nothing new, 1. Get out of debt, 2. Have an emergency savings 3. Save for purchases. Maybe a good worthwhile follow up book is a nice 250 pages of stories how others have actually raised money and how much money was raised- that is what I was actually hoping for in this book and would gladly buy that book if this author writes a book like it. This book is not a total waste of money and time, but certainly no secrets were revealed. I would have gotten just as much satisfaction out of this book if I borrowed it, or got it from the library.
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6 of 7 people found the following review helpful By Jennifer Kooshian on May 28, 2011
Format: Paperback
This book is an excellent resource for families who are even just starting to think about the adoption process. Too many people who are otherwise very willing to consider adoption walk away from the idea because the cost seems so insurmountable. This book will give them hope enough to take that next step. For those of us who are in the thick of the process, it is a fantastic treasure trove of ideas and encouragement to persevere! As someone who is also a Dave Ramsey fan, it was just the book I've been looking for to combine what I believe about finances with what I believe about adoption. Highly recommended!!
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6 of 7 people found the following review helpful By Mary Ostyn on May 6, 2011
Format: Paperback
In this book the author shares stories of ordinary families who were able to adopt, debt free, using a variety of creative ideas. I'm an experienced adoptive mom of 6, and the book provided me with ideas I had never considered. If you have a passion to adopt, but don't quite see how the money would work out, don't miss this book. Where there's longing and resolve, there's usually a way to accomplish your dreams!
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3 of 3 people found the following review helpful By mama and daddy on January 28, 2012
Format: Paperback Verified Purchase
I bought this book for creative ideas for adoption fundraising. Julie gives many ideas that I had not thought of -- but some of them are the same ones everyone does when they fundraise. If you are not an experienced fundraiser, then it is PERFECT for you. If you have raised funds before, you may only find it partially helpful. I would definitely recommend this book. She has a list of resources/grants and that's where we learned of the SBC pastors adoption fund. I have raised almost $30,000 for our adoption in 11 months -- many ideas that we used are in her book. I read it with a pen in hand and marked all in it so that I would know which fundraisers/grants/ideas would be useful. I wish the book was longer with more ideas. If you are adopting and want ideas, read the book. Also, I do not keep up with the author's blog, so most ideas were fresh and new.
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