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But while the trends look good, many individual Seniors still face ab tough time just getting through daily life. Aid is available but getting it can be mighty difficult. The welter of programs would confuse anyone! Fortunately, a guidebook now is available to steer Seniors and their caregivers through the maze. It's called American Guidance For Seniors... And Their Caregivers (560 pp., soft cover, $19.95), published by Key Communications Group Inc. of Chevy Chase MD. Author Ken Skala has sifted through hundreds of programs to produce a clear, easy-to-read text. Social Security ... Medicare ... Medicaid ... private health insurance and "Medigap" coverage ... each program is explained clearly in plain English. You'll find dozens of directories to sources of aid, complete with mailing addresses, phone/fax numbers, even e-mail and website addresses. Plus there are dozens of all-new or thoroughly revised sections that bring you up-to-date on new laws and changes, including ...
* Medicare new benefits and eligibility requirements, featuring increased limits on the amount persons age 62-65 may earn without losing benefits, and new eligibility levels for the Qualified Medicare Beneficiary program.
* Social Security: new benefits and eligibility requirements.
* Welfare Reform Act cutbacks and changes: how they affect the elderly.
* Insurance Portability Act
* Medicaid eligibility and benefits changes
* Food stamp eligibility and benefits changes
* Veterans' health care benefits and eligibility changes
* The "Experience Works" job assistance program
* New income tax benefits and changes
* Changes in Railroad Retirement benefits
* Changes in "Medigap" insurance terms
* New information on Assisted Living and Continuing Care Retirement Communities (CCRCs)
American Guidance For Seniors ... And Their Caregivers is more than just a catalog of benefits. It also helps out with the things that make life worth living vacations, recreation, volunteering, social organizations and how to save money while enjoying life to the fullest. You'll discover
* Dozens of tips and ideas to make the job of caregiver easier
* Organizations for Seniors ... the benefits of belonging
* Senior centers ... providing many pleasurable activities
* Your library and its services ... they're free
* Elderhostel and other learning programs for Seniors
* How to take the vacation of a lifetime
American Guidance For Seniors ... And Their Caregivers provides needed help facing the tough times, with solid, practical advice on medicines, drugs, generic drugs and drug interactions ... self-care for better health ... nursing homes, hospice and home care ... finding decent affordable housing ... how "reverse mortgages" can offer a cash cushion ... death, dying and funerals ... aid for the handicapped ... visiting the seriously ill ... and much more.
American Guidance For Seniors ... And Their Caregivers is a Reader's Digest Editors Choice selection; a selection of Christian Family Book Clubs; a winner of the Mature Media Bronze Award; and a Small Press Selection of the Publishers Marketing Association/Independent Publishers Group. -- From the Publisher
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