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American Nightmare: How Government Undermines the Dream of Home Ownership Hardcover – May 16, 2012


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American Nightmare: How Government Undermines the Dream of Home Ownership + The Illusion of Free Markets: Punishment and the Myth of Natural Order
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Product Details

  • Hardcover: 277 pages
  • Publisher: Cato Institute (May 16, 2012)
  • Language: English
  • ISBN-10: 1937184889
  • ISBN-13: 978-1937184889
  • Product Dimensions: 1.1 x 6 x 9.5 inches
  • Shipping Weight: 1.4 pounds (View shipping rates and policies)
  • Average Customer Review: 5.0 out of 5 stars  See all reviews (3 customer reviews)
  • Amazon Best Sellers Rank: #1,317,578 in Books (See Top 100 in Books)

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0 of 1 people found the following review helpful By Thomas K. Sheppard on January 21, 2014
Format: Kindle Edition Verified Purchase
Randal O'Toole does a very good job of bringing out the original context and meaning of the phrase "The American Dream". And then, he proceeds to show how much of what has happened in the housing/lending market has turned that dream into a nightmare for many.

Home ownership should be a building block of financial success. Unfortunately for many, it has been turned into a financial wrecking ball that leaves their personal and financial lives shattered and requiring decades of work to repair.

The American Dream is alive and well and can be attained, but beware of those who use that phrase to lead the financially inept and fiscally ignorant down a primrose path to financial devastation for their own gain.

The sad thing is that there is money to be made for all in helping people get affordable, quality housing. But a zero-sum game mentality keeps some people thinking that your gain is their loss, so they set up everything they touch as a win-lose proposition rather than seeking the win-win that helps everyone.

I have bought and sold many houses as an investor and as a home owner. I know how to help people get affordable, quality homes and how to make money doing right by them. Greed is the only reason the American Dream becomes an American Nightmare.
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Format: Hardcover Verified Purchase
Real estate, for most regular folk, has been thought a given right. With this book we can better understand that owning your own home was not a right, until resent times, universally starting in the USA, that the concept of owning your own home and the dirt below it, was actually a possibility for regular people. This book also points out how important owning your own property is for your family's and even your country's economic health.
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1 of 3 people found the following review helpful By Cleon M. Cox III on August 4, 2012
Format: Hardcover
This is a must read to see how we got to where we are. Great insight on those trying to save us actually do us harm. An inspiration to be just a little more involved in our own government.
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