Written by a former debt collector, this credit repair book covers many aspects of credit restoration, including how to legally remove any adverse credit from a consumer credit report, how to negotiate debt, how to prevent and recover from identity theft, the secrets to raising a credit score, and more. Remove judgments, liens, late payments, bankruptcies, collection accounts, inquiries, charge-offs, repossessions, and foreclosures. Learn how to negotiate like a pro, reducing credit card and other unsecured debt to a fraction of what you owe!
In the early 1980s, Dana Neal learned all the ins and outs of the credit game while collecting debts for the Greater Lakes Higher Education Corporation. He quickly became disenchanted with the way his peers conducted themselves and with the state of credit reporting in the United States in general.
After graduating from Ohio State University in 1991 with a degree in aviation, Neal went on to active duty, piloting several types of aircraft, including the UH-60 Black Hawk helicopter and various multi-engine airplanes.
He was injured in the line of duty and medically retired from military service, and his subsequent financial hardships led him to become a consumer advocate, dedicated to championing the cause of individual consumers. His mission: to inform others of their rights and to demonstrate that they wield significant power over their credit report. In keeping with that goal, he founded BestCredit in 1999. He now spends his time teaching others what his experience as both a collector and a debtor has taught him about debt collection and credit reporting.
