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In the Black: The African-American Parent's Guide to Raising Financially Responsible Children
 
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In the Black: The African-American Parent's Guide to Raising Financially Responsible Children [Paperback]

Fran Harris (Author)

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Book Description

0684843382 978-0684843384 September 10, 1998 Original
If you want your kids to grow up financially fit, here's the book for you!

Fran Harris, an entrepreneur since age nine, shows you how to help your children become better savers, smarter spenders, and more informed consumers. Packed with exercises teaching fundamental financial skills, In the Black covers all the basics of money management, including:

  • Credit and debt
  • The banking system
  • Saving for college
  • and much more!

In the Black is a road map full of ideas and tools that enable you to learn with your children. Harris's tips, anecdotes, and time-honed financial know-how guarantee a learning process filled with hours well spent and money well saved!


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Editorial Reviews

Amazon.com Review

Author Fran Harris contends that the African American relationship with money contributes to many of this ethnic group's social dilemmas. In an easy-to-read, down-to-earth book of advice, Harris (author of About My Sister's Business: The Black Woman's Road Map to Successful Entrepreneurship), dispels common black misconceptions about money, such as "Too much money is risky/bad," and "I'm supposed to be poor." Her goal is to help African American kids develop healthier financial patterns, and she suggests teaching kids about money as soon as they can walk--explaining the difference between needs and wants, how to identify coins, and where money comes from. Preschoolers should have piggybanks and chores, Harris believes, and In the Black details ways to organize your family life to include them. Harris also addresses the issue of gang and drug money, and the seductive risks they present, even to tiny children. Information is provided on budgeting, banking, taxes, and investing, and how to handle stealing, losing possessions, allowances, and allowance penalties. In her chapter on teens, Harris focuses on rules, independence, and understanding, and gives specific advice about cars, phones, and credit cards. Chapters on family finance, entrepreneurship, college, and what to do "when they come back home" round out this excellent resource for establishing solid financial values in kids. In the Black would be useful to parents of all races. --Ericka Lutz

About the Author

Fran Harris, author of About My Sister's Business, is the former president of Nouveau Sports Marketing. A member of the WNBA's 1997 championship basketball team, the Houston Comets, she has been a speaker, actor, screenwriter, and ESPN color analyst. Featured in Essence and Emerge, Harris was a 1995 nominee for Inc.'s Entrepreneur of the Year and Austin's Most Powerful Woman awards. She lives in Austin, Texas.

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