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In the Black: Live Faithfully, Prosper Financially: The Ultimate 9-Step Plan for Financial Fitness
 
 
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In the Black: Live Faithfully, Prosper Financially: The Ultimate 9-Step Plan for Financial Fitness [Paperback]

Aaron W. Smith (Author), Brenda Lane Richardson (Author)
5.0 out of 5 stars  See all reviews (3 customer reviews)

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Book Description

May 12, 2009

With economic uncertainty reaching unprecedented levels, Aaron W. Smith's accessible nine-step plan to take control of your financial future will resonate whether you're just starting out or finding yourself midlife with concerns about your retirement. In The Black will transform your retirement plans, regardless of income, by offering concrete advice on what opportunities are available and using real-life examples to illustrate how anyone can achieve their financial dreams be they middle- aged and facing debt or actively saving since their early twenties.

In clear, easy-to-follow steps, readers will learn how to:

  • Overcome historical resistance to investing
  • Save for retirement while keeping kinship ties intact
  • Use faith as a motivator for saving and strengthening financial discipline
  • Break through denial about changes in Social Security and pension plans. . . and much more.

Frequently Bought Together

Customers buy this book with Start Where You Are: Life Lessons in Getting from Where You Are to Where You Want to Be $10.19

In the Black: Live Faithfully, Prosper Financially: The Ultimate 9-Step Plan for Financial Fitness + Start Where You Are: Life Lessons in Getting from Where You Are to Where You Want to Be


Editorial Reviews

From Publishers Weekly

Starred Review. Veteran financial adviser Smith focuses on the financial needs of African-Americans, emphasizing the importance of saving, budgeting, investing in retirement plans and risk management, all with an eye to historical patterns that may impede African-Americans from attaining financial security (such as the community's resistance to investing). Sprinkling the text with references to spirituality and to his Aunt WaWa's no-nonsense advice, Smith shares uplifting case studies of clients and public figures, ranging from the wealthy and successful (e.g., Supreme Court Justice Clarence Thomas, a multimillionaire couple, a single mother and successful entrepreneur) to those struggling to find their financial footing (e.g., one man fighting to rebuild his life postincarceration and another who successfully overcame the addictions that had destroyed his family life and left him destitute). With nine million African-American baby boomers slated to retire between now and 2029 and the current economic crisis testing the confidence of the public at large, Smith's work is a timely volume urging individuals at all income levels to improve their financial literacy and take control of their economic futures. (May)
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.

Review

“Smith’s work is a timely volume urging individuals at all income levels to improve their financial literacy and take control of their economic futures.” (Publishers Weekly (starred review) )

“If you’re worried about retirement, read this book. It’s filled with the Holy Spirit, fun to read and easy to follow.” (The Rev. Dr. Suzan Johnson CookSenior Pastor, Believers Christian FellowshipAuthor, Live Like You’re Blessed )

“In the Black fills a void in the much under-served niche of financial planning for African Americans.… This book will empower you to move forward.” (Mary Beth Franklin, Kiplinger's Personal Finance )

Product Details

  • Paperback: 336 pages
  • Publisher: Harper Perennial; Original edition (May 12, 2009)
  • Language: English
  • ISBN-10: 0061450693
  • ISBN-13: 978-0061450693
  • Product Dimensions: 8 x 5.3 x 0.8 inches
  • Shipping Weight: 8.8 ounces (View shipping rates and policies)
  • Average Customer Review: 5.0 out of 5 stars  See all reviews (3 customer reviews)
  • Amazon Best Sellers Rank: #1,791,683 in Books (See Top 100 in Books)

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Customer Reviews

3 Reviews
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Average Customer Review
5.0 out of 5 stars (3 customer reviews)
 
 
 
 
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3 of 3 people found the following review helpful:
5.0 out of 5 stars Great Suggestions, June 15, 2009
By 
Edwin P. Morrow (Middletown, OH USA) - See all my reviews
(REAL NAME)   
This review is from: In the Black: Live Faithfully, Prosper Financially: The Ultimate 9-Step Plan for Financial Fitness (Paperback)
This book by Aaron Smith, RFC, contains great suggestions that can be used by persons of varying background to improve their financial posture. It is easy reading and well organized. Quite obviously Mr. Smith delivers excellent advice and service to his clients - and this book will help consumers and also other financial service advisors.
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2 of 2 people found the following review helpful:
5.0 out of 5 stars EXCELLENT!, September 17, 2010
This review is from: In the Black: Live Faithfully, Prosper Financially: The Ultimate 9-Step Plan for Financial Fitness (Paperback)
I checked out the audiobook from my local library and I was hooked! I must purchase this book to actually read and use for reference. He touches on the wealthy to lower/lower level income people. If you are like me and seeking financial advice Aaron W. Smith is an excellent way to start.
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5.0 out of 5 stars Potentially Life-Changing!, December 23, 2011
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This review is from: In the Black (Audio CD)
I borrowed the audiobook from my local library to give to my husband for his long commutes. He was so impressed that he urged me to listen to it, and I was absolutely hooked as well! Even though I've dabbled into financial planning browsing books by Suze Orman, listening to talk shows here and there, Aaron's Smith's *In the Black* has been TRANSFORMATIVE for me. I'm 41 years old, and for the first time, feel like I can truly take control of my financial future -- and stop WORRYING about money! The "real life" examples coupled with passages from the Bible were truly inspirational. The book will NOT answer every question about financial planning that you might have, but it provides a solid foundation and the financial literacy needed to consult with a professional. I bought the book so that I could complete the worksheets and to have a reference. I am buying both the audiobooks and paperback version for both of my sisters for Christmas, and I think it will be the best gifts that I ever given them.
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