There are two bugs that affect H&R Block At Home 2009 for some Apple Mac users. Since both problems prevent customers from updating the program from the H&R Block web servers, customers must correct both problems manually before any updates from H&R Block are possible.
Who it affects: Mac customers who both: 1) have multiple login accounts on the Mac and 2) attempt to run H&R Block At Home 2009 from a non-admin account.
Problem #1: During the installation process the initial update fails due to file permissions. Error message is: "1008:5,-5000 Access denied error. You do not have enough access privileges for this installation"
Resolution: 1) Stop the program installation and log in under the admin account, 2) open a Finder window, 3) open the Applications folder, 4) uninstall the H&R Block 2009 program by dragging the icon to the Trash, 5) in the Finder window open the Utilities folder, 6) run the Disk Utility program, 7) select your hard drive as the disk upon which to operate, 8) click on the "Repair Disk Permissions" button and wait for that process to complete, 9) reinstall the H&R Block 2009 program under the admin account.
Problem #2: When running H&R Block 2009 using a non-admin login account, the program crashes immediately upon launch due to file permissions. Error message is: "Initialization Failed. Exception thrown during initialization: File open failed. File = /Users/Shared/H&R Block/2009/update.tim in open:MacFileWriterImpl"
Resolution: 1) Exit the program and log in under the admin account, 2) open a Finder window, 3) open the Macintosh HD icon, 4) open the Users folder, then the Shared folder, then the H&R Block folder, 5) right-click on the 2009 folder, 6) select "Get Info" on the menu, 7) on the pop-up window in the "Sharing & Permissions" section set ALL permissions that say "Read Only" to instead say "Read & Write", 8) return to the Finder window and open the 2009 folder, 9) right-click on the update.tim file, 10) select "Get Info" on the menu, 11) on the pop-up window in the "Sharing & Permissions" section set ALL permissions that say "Read Only" to instead say "Read & Write".
Upon successful resolution of both of these problems the customer will be able to run H&R Block 2009 from a non-admin account to do their taxes. As of the date of this note however (1/22/2010) all program updates must still be made using the admin account.
I discovered and diagnosed this on my own machine. Fortunately I'm a geek and so was able to figure out the problem & share it with others. Obviously H&R Block did not test this scenario before they shipped the program. Dunno if a similar problems exists on Windows machines. Also dunno if there will be further problems when I download & install the State program. I haven't gotten that far yet.
UPDATE Problem #3: I installed the Maryland state program tonight (1/27) when it became available for download. Given the problems above I used the admin account to do the install and then switched back to my normal account. Ran the program: no Maryland state tax program installed! And you're only allowed to download it one time without paying again! Turns out the state program downloads into the directory ~/Library/Application Support/H&RBlock/2009/ (for non-techies ~ means starting at your home directory) and a non-shared plugin is created. This thwarts other accounts from using the state program.
Resolution: Using a Finder window in the admin account copy the file ~/Library/Application Support/H&RBlock/2009/Completed Updates/md.dmg (for other states replace md.dmg with your state's abbreviation e.g. va.dmg for Virginia.) Paste this into a shared directory such as Macintosh HD/Users/Shared. Go back into your normal account and copy that same file from the Shared directory into your own ~/Library/Application Support/H&RBlock/2009/Completed Updates/ directory. Double click on that file (md.dmg in my case.) A new window will pop up and you'll see a new file which starts with your state's two-letter abbreviation. In my case it was called MD.TCstate09. Double click on that file. Another window will pop up which says it is installing the state plug-in. After that, you'll be able to use the state program under your normal user account as you intended.
Don't ask me how to update all of this mess at this point when H&R Block is ready to push out new program updates. Do you use the admin account? The user account? Who knows? It might even depend upon whether you are updating the Federal or the State return. What a mess!
H&R Block really blew it this year on multi-user account support, at least on the Macs. I tried relaying this to their Customer Service (3 phone calls and 2 online Chat sessions) but they had no one who understood the Macs and no way for me to email to them my diagnosis and solutions. They were nice and tried to be helpful but I'm not sure they got exactly what I was saying. I hope so though.
I have liked H&R Block in the past and they are cheaper than TurboTax. This year, however, makes it difficult to remain a loyal customer. We'll see what I do in tax year 2010.
Anyway, I hope my pain is able to help other Mac users get up and running.