Bank loans are the leavening of the business world. This excellent resource for small business owners allows them to understand the loan process from the banker's perspective. Readers learn the seven critical questions bankers always want answered, as well as the five major characteristics of a successful loan Pub: 3/97.
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Most Helpful Customer Reviews
4 of 5 people found the following review helpful:
5.0 out of 5 stars
Highly recommended primer of solid, basic, practical advice,
By Midwest Book Review (Oregon, WI USA) - See all my reviews
This review is from: Borrowing to Build Your Business: Getting Your Banker to Say Yes (Paperback)
Borrowing To Build Your Business: Getting Your Banker To Say "Yes" by small business advisor George M. Dawson (University of Texas at San Antonio Small Business Development Center) is a straightforward, "reader friendly" guide to convincing any bank loan officer to solidly back an entrepreneurial or corporate enterprise. From selecting the best possible banker, to being aware of the pressures on banks and bankers, to the test of the five big C's (Character, Capacity, Condition, Collateral, and Capital), Borrowing To Build Your Business is a first-rate and highly recommended primer of solid, basic, practical advice that every business owner should know before seeking to secure financial assistance from a lending institution.
5.0 out of 5 stars
Short and easy read...,
By jonathan khan (San Antonio, Texas) - See all my reviews
This review is from: Borrowing to Build Your Business: Getting Your Banker to Say Yes (Paperback)
First let me start off by saying that I have a friend who is a credit Analyst, in order for a loan to go to the loan officer it must first go through an Analyst (or software programming). This book talks about what a banker looks for when assessing whether or not they are willing to give out a business loan. He covers the 5 C's of Credit (bankers still use this today in assessing a loan) as well as the 7 questions you must be able to answer in order to get a loan. You are walked through the entire process a loan goes through in order to get approved and the terminology that bankers use and what they really mean. The author also covers many pitfalls that trap borrowers such as banks cutting off loan renewals and how to protect yourself from these pitfalls. The best part about this book is that it is a short and easy read, less than 150 pages and almost no fluff. While I do not consider this a comprehensive guide, I think that it is worth the read if you are considering a loan.
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Inside This Book
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First Sentence:
This is a book for business owners and about bankers: it is for borrowers and about lenders. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
loan presentation, loan proposal, borrowing relationship, loan renewal, repayment program, loan committee, excess cash flow, business borrower, variable assets, loan request, loan officer Key Phrases - Capitalized Phrases (CAPs): (learn more)
Build Your Business, Putting It Together, Special Borrowing Situations, Small Business Administration, Summary Review, Federal Deposit Insurance Corporation, Planning the Renewal, Selecting Your Bank, Four-Letter Word New!
Books on Related Topics | Concordance | Text Stats Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Index | Back Cover | Surprise Me!
This is a book for business owners and about bankers: it is for borrowers and about lenders. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
loan presentation, loan proposal, borrowing relationship, loan renewal, repayment program, loan committee, excess cash flow, business borrower, variable assets, loan request, loan officer Key Phrases - Capitalized Phrases (CAPs): (learn more)
Build Your Business, Putting It Together, Special Borrowing Situations, Small Business Administration, Summary Review, Federal Deposit Insurance Corporation, Planning the Renewal, Selecting Your Bank, Four-Letter Word New!
Books on Related Topics | Concordance | Text Stats Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Index | Back Cover | Surprise Me!
Citations (learn more)
This book cites 7
books:
See all 7 books this book cites
1
book
cites this book:
- Due Diligence (Inside the Minds) by Aspatore Books in Back Matter
- All You Need to Know About Banks by Wool & Cook in Back Matter
- Risk Management by Dearborn Financial Services in Back Matter
- The Complete Guide to Buying and Selling a Business (Plume) by Arnold S. Goldstein in Back Matter
- How to borrow money below prime by Nelson E Brestoff in Back Matter
See all 7 books this book cites
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