About the Author
John A Boni (contributor) has served over 20 years in sales and marketing divisions of the insurance industry -- beginning as a field agent and advancing to sales and product management in his company's corporate headquarters. Currently, Boni is a product design analyst at Physician's Mutual Insurance Company where his responsibilities include the development of individual and group health and life insurance products.
Julie Clopper-Smith (contributor) oversees several underwriting and administrative teams at The Principal Financial Group, where she works as coordinator in s! mall group life and health insurance. Before beginning her career in the insurance industry, Clopper-Smith taught mathematics and computer science.
Bernard Peskowitz (contributor) has enjoyed a long career in contract development for the insurance industry, working over a period of time for several large companies. Currently, as assistant vice president of NYLCare Health Plans, Inc., he is responsible for overseeing compliance and contract development for large and small group life, accident and health, and managed indemnity products.
