One of the simplest ways business owners can save money is by re-examining their policy assumptions - an immediate refund may be yours for the asking. Most business insurance policies and rates are based on payrolls, inventories, or sales volumes. Too often, premiums on current policies are based on high values from pre-recession days. Your premium payments can be reduced simply by furnishing your agent or broker with the current real numbers. The Buyer's Guide to Business Insurance will:
* Help you save money and time when purchasing business insurance
* Simplify insurance purchasing with clear directions in an easy-to-use format
* Empower you with inside information about insurance people and industry methods
* Demystify the insurance process
* Eliminate confusion and complexity
* Help you avoid poor service
You will learn:
* What to look for in a policy;
* What questions to ask the broker; and
* How to compare alternative quotes.
Checklists, comparison charts, prepared letters, and forms make this book especially easy to use. If you want to save time and money through a streamlined process, and gain an unbiased viewpoint of your business insurance situation, read The Buyer's Guide to Business Insurance.
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Book Description
The Buyer's Guide to Business Insurance is full of step-by-step guidance, ideas, and tips on how to improve your business insurance costs, coverage, and service from both insurance agencies and companies. The authors bring more than 38 years of industry experience to this helpful, non-technical reference guide -- showing you how to get the best property and casualty insurance coverage at the lowest prices.
Editorial Reviews
From the Publisher
Straightforward advice on shopping for insurance, understanding types of coverage, and comparing proposals and premium rates. Worksheets help you identify and weigh the risks a particular business is likely to face, then help determine if any of those might be safely self-insured or eliminated. Request for proposal forms help businesses avoid over-paying for protection.
About the Author
Don Bury has 20 years of experience as an active broker-agent. Mr. Bury is a partner in the consulting firm Imhaus & Bury -- Insurance Optimizers, which is dedicated to helping business owners reduce costs while increasing coverage.
Larry Heischman has 18 years of experience in the insurance industry. He is a certified instructor for California Broker-Agent pre-licensing training and continuing education. Mr. Heischman also develops and teaches insurance seminars for businesses and individuals.
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Most Helpful Customer Reviews
6 of 6 people found the following review helpful:
5.0 out of 5 stars
Very Informative and well thought out.,
By A Customer
This review is from: The Buyer's Guide to Business Insurance with Worksheet (PSI Successful Business Library) (Paperback)
Any business can learn from the no nonsense approach to how you should handle your business insurance. The book is easy to read, and answers questions about buying business insurance that you cannot get anywhere else.Insurance is confusing and this book takes the mystery out of insurance buying. Being afraid to switch insurance brokers could cost you a lot of money and this book tells you how to get more out of your own broker or how to tell if it is time to switch. I reconmmend this book to any business that has to purchase insurance.
5.0 out of 5 stars
Great Book !,
By Reginald Lal "BeTheSmartInvestor.com" (Sacramento, CA ,United States) - See all my reviews (REAL NAME)
This review is from: The Buyer's Guide to Business Insurance with Worksheet (PSI Successful Business Library) (Paperback)
Great book, saved me a ton of money. Don Bury really spells it out on how to save big money on insurance and services.
I feel sorry for the Brokers that never wanted this info. to get out! Best; Reggie Lal [...]
5.0 out of 5 stars
The definitive reference guide for business insurance,
By Mantis Guy (Bay Area California) - See all my reviews
Amazon Verified Purchase(What's this?)
This review is from: The Buyer's Guide to Business Insurance with Worksheet (PSI Successful Business Library) (Paperback)
After reading this book, all I can say is that it should be required reading for every company controller, accountant, and office manager in the country. It unravels the mysteries behind how business insurance works, how brokers and insurance companies exploit people's lack of knowledge of the system for their own gain, and gives you specific tools, techniques and instructions for taking steps to create massive reductions in your insurance bill. This is definitely the book that the insurance industry does not want us to see, and I'm definitely putting the wisdom I've gained from reading it to good practice in my own business.
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