STOP Buying Health Plans and START Buying Health Insurance!: An Easy-To-Understand Guide to the How and Why of Consumer Directed Healthcare (HSAs, HRAs and Deductible-First Medical Insurance) [Paperback]

Jeffrey Ingalls (Author), Daniel Ritter (Contributor)

Editorial Reviews

About the Author

Jeffrey Ingalls is the President of The Stratford Financial Group. Jeffrey has spent his sixteen-year insurance career solely within the realm of employee benefits. Jeffrey is the host of a weekly radio broadcast, “For Your Benefit” on which he discusses topics relative to employee benefits live each Sunday morning. Jeffrey lives in Cedar Grove, New Jersey with his wife, Lisa and his three children; Atticus, Holden and Denham.

Daniel Ritter is the Chief Executive Officer and owner of The Stratford Financial Group. Daniel’s insurance experience spans the gamut from individual life insurance to employee benefits and everything in-between. His peers consider Daniel the consummate entrepreneur and while his insurance career spans over twenty-one years, he founded The Stratford Financial Group in 1997. Daniel resides in Basking Ridge, New Jersey with his wife, Lisa and two children; Kevin and Alyssa.

Product Details

• Paperback: 108 pages
• Publisher: iUniverse, Inc. (March 27, 2007)
• Language: English
• ISBN-10: 0595429858
• ISBN-13: 978-0595429851
• Product Dimensions: 9 x 6 x 0.3 inches
• Shipping Weight: 5.6 ounces (View shipping rates and policies)
• Average Customer Review: 4.5 out of 5 stars  See all reviews (4 customer reviews)
• Amazon Best Sellers Rank: #1,746,196 in Books (See Top 100 in Books)

Customer Reviews

Most Helpful Customer Reviews

1 of 2 people found the following review helpful:

5.0 out of 5 stars It's money in my pocket, and yours too., June 18, 2007

By 

JB Blanchard "Jabe" (NJ USA) - See all my reviews

Amazon Verified Purchase

This review is from: STOP Buying Health Plans and START Buying Health Insurance!: An Easy-To-Understand Guide to the How and Why of Consumer Directed Healthcare (HSAs, HRAs and Deductible-First Medical Insurance) (Paperback)

I'm an entrepreneur, I'm not an administrator. Insurance has always been an irksome expensive time-consuming necessity, and dealing with it took me away from running my business. Once I read this book, I realized that I had an opportunity to improve my company bottom line AND improve the lives and compensation of my employees. I now have a compensation package that is very difficult to compete with, and don't have to worry so much about having my talent stolen away.

1 of 2 people found the following review helpful:

5.0 out of 5 stars New thoughts for solving and old problem., May 21, 2007

By 

Joe Brooks (Wayne, NJ United States) - See all my reviews

This review is from: STOP Buying Health Plans and START Buying Health Insurance!: An Easy-To-Understand Guide to the How and Why of Consumer Directed Healthcare (HSAs, HRAs and Deductible-First Medical Insurance) (Paperback)

The book was a great read. It finally answers the old question, "How to control the rising cost of healthcare without lowering benefits." It should be read by both employers as well as employees so the mind set towards healthcare in this country can change for the better.

0 of 1 people found the following review helpful:

5.0 out of 5 stars Saved $100,000 using an HSA!, May 30, 2007

By 

Jarl Jensen "Jarl" (Northvale, NJ United States) - See all my reviews
(REAL NAME)   

This review is from: STOP Buying Health Plans and START Buying Health Insurance!: An Easy-To-Understand Guide to the How and Why of Consumer Directed Healthcare (HSAs, HRAs and Deductible-First Medical Insurance) (Paperback)

As the book descibes I moved from an HMO model to an HSA model and will save $100,000 in the first year. And that is only for 55 people. Bigger companies can really save big time. In addition, my employees get to save money before taxes that can be used like a retirement plan. For a business owner or a human resource manager the concepts described in this book are important if bottom line profits are important to your company.