Consumers are often too intimidated by the complexities of the process to shop around and negotiate for a better mortgage. This guide demystifies the financing process, arming homebuyers with the information and confidence they need to seek out the most favorable mortgage for themselves.
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Some of the tidbits of information in this real estate company's guide to mortage selection may surprise even the most experienced home buyers. Examples include special loan programs from Uncle Sam's minions (such as Freddie Mac), which are geared to first-time, would-be homeowners; a list of suggestions on coping with reversed financial situations, such as the loss of a job; and caveat notes on obtaining a reverse mortgage, usually targeted at cash-poor, home-rich senior citizens. Questions at the end of each chapter further clarify information. Remarkably free of commercial hype. Barbara Jacobs
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