Kate Farster has an idyllic lifestyle except for her in-laws. When her husband dies unexpectedly, leaving a car repair business but no life insurance, she is faced with financial ruin, two teenage sons and no home. Will her in-laws help or hinder her? When Kate discovers her mother-in-law's secret, things begin to unravel and make sense. But her brother-in-law is determined to see Kate lose her inheritance. Can Kate change and adapt to a different life? Will she fall in love with the charismatic Lynton or the sultry Mike? Read Changing Gear to find out.