J.K. Lasser's Choosing the Right Long-Term Care Insurance (J.K. Lasser--Practical Guides for All Your Financial Needs) [Paperback]

Benjamin Lipson (Author)

Book Description

ISBN-10: 0471152056 | ISBN-13: 978-0471152057 | Publication Date: March 20, 2002 | Edition: 1

A PRACTICAL GUIDE TO THE COMPLICATED ISSUE OF LONG-TERM CARE INSURANCE

"Next to buying the right long-term care insurance, buying and reading J.K. Lasser's Choosing the Right Long-Term Care Insurance is the best investment seniors and their families can make to help insure independence and dignity in their golden years."
-Scott Harshbarger, President and CEO, Common Cause

"An indispensable book for all those concerned that the cost of health care will rob their old age of dignity and independence. The author, Ben Lipson, an articulate advocate of patient rights and an authority on health insurance, provides a lucid road map in a terrain mined with hokum."
-Bernard Lown, MD, winner of the Nobel Peace Prize

"Long-term care insurance is a much-needed and valuable insurance concept, marketed in a maze filled with smoke and mirrors. Most of what passes for consumer guidance is just general information and superficial advice. But Ben Lipson's book takes you by the hand, leads you through the insurance labyrinth, and shines a much-needed light on the product."
-Charlie Sabatino, President, National Academy of Elder Law Attorneys

Critical coverage will help you:
* Decide whether you are among the 40 percent of people who do not need to buy long-term care insurance
* Receive the benefits you purchased when you have to make a claim
* Distinguish between fact and fiction during a sales pitch


J.K. Lasser--Practical Guides for All Your Financial Needs
Please visit our Web site at www.jklasser.com

Editorial Reviews

Review

" Ben Lipson's extremely readable new book is the best I've seen in many years on long-term care insurance. He has the inside knowledge of a salesman and the no-nonsense style of a journalist. The real point Lipson stressed is "to live out your life independently and with dignity. Never buy a policy out of fear driven by emotional blackmail. Just do your homework and learn the true facts."--Judy Foreman, The Boston Globe

Review

"An indispensable book for all those concerned that the cost of health care will rob their old age of dignity and independence. The author, Ben Lipson, an articulate advocate of patient rights and an authority on health insurance, provides a lucid road map in a terrain mined with hokum." —Bernard Lown, M.D., winner of the Nobel Peace Prize

"Next to buying the right long-term care insurance, buying and reading J.K. Lasser's Choosing the Right Long-Term Care Insurance is the best investment seniors and their families can make to help insure independence and dignity in their golden years." —Scott Harshbarger, President and CEO, Common Cause

"Ben Lipson has written what is sure to become the standard text on the subject of long-term care insurance. His analysis is clearly written, exhaustive, and always focused on the needs of the consumer. If you are trying to decide whether you need long-term care insurance, there is no substitute for reading this book." —Peter Hiam, attorney and former Massachusetts Commissioner of Insurance (1983-1987).

"Long-term care insurance is a much needed and valuable insurance concept, marketed in a maze filled with smoke and mirrors. Most of what passes for consumer guidance is just general information and superficial advice. But, Ben Lipson's book takes you by the hand, leads you through the insurance labyrinth, and shines a much needed light on the product." —Charlie Sabatino, President, National Academy of Elder Law Attorneys

" Ben Lipson's extremely readable new book is the best I've seen in many years on long-term care insurance. He has the inside knowledge of a salesman and the no-nonsense style of a journalist. The real point Lipson stressed is "to live out your life independently and with dignity. Never buy a policy out of fear driven by emotional blackmail. Just do your homework and learn the true facts." --Judy Foreman, Syndicated Columnist

See all Editorial Reviews

Product Details

• Paperback: 288 pages
• Publisher: Wiley; 1 edition (March 20, 2002)
• Language: English
• ISBN-10: 0471152056
• ISBN-13: 978-0471152057
• Product Dimensions: 9.3 x 6.2 x 0.7 inches
• Shipping Weight: 13.4 ounces (View shipping rates and policies)
• Average Customer Review: 4.2 out of 5 stars  See all reviews (5 customer reviews)
• Amazon Best Sellers Rank: #635,440 in Books (See Top 100 in Books)

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Customer Reviews

Most Helpful Customer Reviews

11 of 12 people found the following review helpful:

3.0 out of 5 stars There has to be a better reference, May 21, 2002

By A Customer

This review is from: J.K. Lasser's Choosing the Right Long-Term Care Insurance (J.K. Lasser--Practical Guides for All Your Financial Needs) (Paperback)

While Lipson's book identifies many important factors in idntifying the benefit options of long term care insurance policies, he does little to compare companies. He brings up key questions like comparison of claim rates, lapse ratios, and loss ratios, but does not provide the answers or identify where to get this information. He talks about misleading risk statistics but does not identify the actual statistics. While I have a better understanding of benefit options, I would be unable to "Choose the Right Long Term Care Insurance" without researching this subject further.

11 of 12 people found the following review helpful:

5.0 out of 5 stars J. K. Lasser's Choosing the Right Long-Term Care Insurance, March 26, 2002

By A Customer

This review is from: J.K. Lasser's Choosing the Right Long-Term Care Insurance (J.K. Lasser--Practical Guides for All Your Financial Needs) (Paperback)

People over 50 and their adult children should read this book. It answers the important questions about long-term care insurance and it helps people plan for their future. Among the many surprises: 40 percent of people don't need long-term car insurance. Using the back of the book as a key, you can pretty well determine if you or your parents will or won't need it.
The book is easy to understand, many of the brief examples are sad but true, and there's also some humor.
I think this book can help many people stay independent, remaining at home rather than going into nursing homes.

5 of 6 people found the following review helpful:

4.0 out of 5 stars A Book for all health care Professionals, June 4, 2002

By 

Long Term Care Social Worker (Boston,Ma.) - See all my reviews

This review is from: J.K. Lasser's Choosing the Right Long-Term Care Insurance (J.K. Lasser--Practical Guides for All Your Financial Needs) (Paperback)

I found the book to be very readable and informative. It took the mystery out of long term care insurance, by explaining in detail who would benefit from it and process of applying for the insurance. I also liked the book because it was written from the conumer's perspective. It can serve as an invaluable resource for all health care workers.