Customer Reviews

The Citi Commonsense Money Guide for Real People

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The book is well organized into three sections that deal with major issues in our financial lives. For those who find themselves in financial difficulty, the first section deals with practical solutions to problems from cash flow to debt management, offering very specific "commonsense considerations" imbedded in each chapter. The second section entitled "Basic Training" gives insight into many issues from budgeting to investing. Finally, the third section titled "Curveballs" considers those unique events in life that can derail any financial plan if not carefully managed. Events like budgeting between jobs, managing divorce, handling finances in blended families, death of a spouse and identity theft are some of the topics explored. The book is an interesting read because many real life stories are included throughout the book. We can all relate to the emotional issues represented in these personal stories and better understand how they can complicate our lives and work against our best financial interests. This book helps to cut through those complications and provide very specific action-oriented solutions.