Pay for College Without Sacrificing Your Retirement: A Guide to Your Financial Future (Paperback)

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Key Phrases: college planning, retirement strategy, assessable assets, Ten Ways, Key Steps, Comprehensive Planning (more...)

Editorial Reviews

Review

... an invaluable resource for families faced with the daunting prospect of handling the college expenses of their children. Tim Higgins brings his financial planning expertise to the discussion of whether or not students are likely to qualify for federal or private assistance, and offers families excellent suggestions for creating a financial plan that will best serve their needs, including making sure they are left with enough in retirement. This is a great book--a must-read for families with college-bound children. -- Sally Donahue, Director of Financial Aid and Senior Admissions Officer, Harvard College

Offers families excellent suggestions for creating a financial plan that will best serve their needs ... This is a great book, a must-read for families with college-bound children. -- Sally Donahue, Director of Financial Aid and Senior Admissions Officer, Harvard College

This timely and topical book is filled with legitimate money-saving strategies and sound recommendations. -- Eric Goodhart, Director, SmartCollegePlanning.org

Tim Higgins gives excellent advice for how to most efficiently pay for college. -- Timothy B. Lee, Ed.M., Certified Educational Planner, AHP Educational Consulting, and President of the Independent Educational Consultants Association

Tim Higgins is unique in his field of college financial planning in that he truly understands the concerns families have about this huge investment, and he views the process holistically. -- Charlotte Klaar, Director, College Consulting Services

Tim Higgins' savings and cost-cutting options coupled with his ability to understand the total financial picture is extremely valuable. -- Gregg Cohen, President, CampusBound.com

Product Description

Every year the cost of college goes up, and every year families struggle harder to meet these rising costs. Pay for College without Sacrificing Your Retirement offers help for taking on the double challenge of paying for your children's college education and saving for your retirement. It shows how to maximize your resources, evaluate colleges and financial aid opportunities, avoid crushing student debt, make the tax system work for you, and save for retirement. Offers essential information for families at all income levels:

* financial aid and figuring your "expected family contribution"

* academic, athletic, and need-based scholarships

* tax-sheltered savings plans such as 529s

* business assets, loans, home equity, and retirement savings

* potential help from grandparents

* how to choose the best college for the money

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Product Details

• Paperback: 288 pages
• Publisher: Bay Tree Publishing (July 25, 2008)
• Language: English
• ISBN-10: 0972002189
• ISBN-13: 978-0972002189
• Product Dimensions: 8.9 x 5.9 x 0.7 inches
• Shipping Weight: 14.4 ounces (View shipping rates and policies)
• Average Customer Review: 4.7 out of 5 stars  See all reviews (13 customer reviews)
• Amazon.com Sales Rank: #42,857 in Books (See Bestsellers in Books)

  Popular in these categories: (What's this?)

  #7 in	Books > Business & Investing > Personal Finance > College & Education Costs
  #8 in	Books > Reference > Education > Financial Aid

Customer Reviews

Most Helpful Customer Reviews

7 of 7 people found the following review helpful:

5.0 out of 5 stars Excellent book, August 5, 2008

By	William J. Ross (Stow, MA) - See all my reviews (REAL NAME)

I read this book both as a CPA who has many clients ask me about financial aid and as a father of 2 children. In both regards, this book was excellent. The author starts with a wise premise, that your retirement and putting your kids through college are linked together and any money paid to your child's college is money that you won't have in retirement. The book then strikes a great balance between overview and detail so that you can get the information you would need in your situation without sacrificing thoroughness. The tone is easy to read. There are sufficient examples and highlights of important points. And, the book seems very comprehensive, so after reading it, I felt I knew enough to intelligently begin to rework my savings for my children's education.

I will unhesitatingly recommend this book to clients and colleagues. In fact, I plan to purchase multiple copies to have on hand for my clients, many of whom have the same questions that I had and which the book answered.

3 of 3 people found the following review helpful:

5.0 out of 5 stars A Smart Book for Smart Parents , January 22, 2009

By	Hewitt Heiserman Jr. - See all my reviews (REAL NAME)

If you are worried about paying for college tuition--and after 2008, who isn't?--then get Pay for College Without Sacrificing Your Retirement, by Tim Higgins (Bay Tree Publishing, 2008). As Higgins, a Boston-based financial planner notes, college is the second biggest expense for most families, after housing. But in this easy-to-read book you'll get lots of practical tips to help you take care of your kids' education bills while also making sure you are not putting your golden years at risk.

Hewitt Heiserman
Author, It's Earnings That Count (McGraw-Hill, 2004)
[...]

2 of 2 people found the following review helpful:

5.0 out of 5 stars Outlining financial aid, scholarships, tax shelters, personal savings, and more, December 7, 2008

By	Midwest Book Review (Oregon, WI USA) - See all my reviews

The outrageous costs of college are what scare many a potential student off, unwilling to work until the day they die. "Pay for College Without Sacrificing Your Retirement: A Guide to Your Financial Future" is a personal finance future says that the two can coexist quite well. Outlining financial aid, scholarships, tax shelters, personal savings, and other things that those looking towards college must consider, "Pay for College Without Sacrificing Your Retirement" is the companion guide these students need.