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The Complete Guide to Your Real Estate Closing: Answers to All Your Questions - From Opening Escrow, to Negotiating Fees, to Signing the Closing Papers Paperback – August 21, 2003

ISBN-13: 978-0071400350 ISBN-10: 0071400354 Edition: 1st

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From the Back Cover

Don't go to closing without reading this book!

A Simple Guide to the Complex Process of Closing on a House or Property.

The escrow and closing process is probably the least understood aspect of any real estate transaction. Misunderstandings about closing costs can result in hundreds or even thousands of dollars of needless expenses, and put seemingly solid deals at risk.

The Complete Guide to Your Real Estate Closing shows you how to protect your rights, or the rights of your clients, at the closing table. Filled with sample forms, worksheets, checklists, and more, this no-nonsense handbook takes you step-by-step from signing the sales contract to understanding all closing costs to what happens after all the closing documents have been signed. Use it as your one-stop resource for understanding each detail, answering each question, and preventing minor disputes from becoming major roadblocks.

"An easy-to-read book...In addition to escrow information, provides advice about inspections, financing, condominiums, and cooperatives."--Los Angeles Times

Whether you are an experienced real estate professional or buying your first house, The Complete Guide to Your Real Estate Closing will give you all the information you need to understand:

  • Money-saving strategies for buyers and sellers
  • Escrow accounts
  • Title search and title insurance
  • Closing documents and paperwork
  • Last-minute adjustments to the final selling price
  • Closing costs
  • And much more

About the Author

Sandy Gadow is a nationally recognized expert on escrow and closing practices. A title and closing officer for over twenty-five years, Sandy has participated in thousands of real estate closings. She is also a licensed mortgage broker and real estate agent, and a writer, researcher, and analyst for the real estate industry. She operates the popular Web site www.closingadvisor.com and www.escrowhelp.com

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Want to know our Editors' picks for the best books of the month? Browse Best Books of the Month, featuring our favorite new books in more than a dozen categories.

Product Details

  • Series: Complete Guide to Your Real Estate Closing
  • Paperback: 300 pages
  • Publisher: McGraw-Hill; 1 edition (August 21, 2003)
  • Language: English
  • ISBN-10: 0071400354
  • ISBN-13: 978-0071400350
  • Product Dimensions: 8.5 x 0.7 x 10.9 inches
  • Shipping Weight: 1.4 pounds
  • Average Customer Review: 4.3 out of 5 stars  See all reviews (15 customer reviews)
  • Amazon Best Sellers Rank: #114,607 in Books (See Top 100 in Books)

More About the Author

Sandy Gadow, a featured guest on CNN's "Open House," and a speaker on national radio as the escrow expert, has more than 25 years experience in escrow, title and real estate. A licensed mortgage broker and real estate sales associate, Sandy is a member of the American Land Title Association, the California Escrow Association, the National Association of Real Estate Editors and on the advisory council for the Escrow Career Center. She is the author of The Complete Guide to Your Real Estate Closing. Visit Sandy at www.escrowhelp.com

Customer Reviews

Easy to read and easy to understand.
Kristen Kanelos
This is a book which finally explains,in layman's terms, closing costs,legal escrow documents,and most important to me, what to watch out for.
lynford royston
I am now a real estate professional and am grateful for Sandy's book.
Caroline Collins

Most Helpful Customer Reviews

18 of 18 people found the following review helpful By lynford royston on September 29, 2002
Format: Paperback
I was surprised to find a book so easy to read and yet was so comprehensive. This is a book which finally explains,in layman's terms, closing costs,legal escrow documents,and most important to me, what to watch out for. You will like how the book tells you who to ask which questions and what each person should be doing and when. The full page size sample forms were great and easy to copy for my use. This book contains more than just escrow and closing information - it includes tips on taxes, property inspections, and what to do after the sale is closed.
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18 of 19 people found the following review helpful By Caroline Collins on January 10, 2005
Format: Paperback
Sandy Gadow's real estate closing book explained the part of the buying process which confuses most people, and where most of the costly mistakes can occur. I was able to understand the concepts and explanations which are provided, and felt confident enough to ask questions which I am sure saved me several hundreds of dollars. Before reading Sandy's book, I was intimidated by the professionals involved in a closing: for example, the attorney and closing agent, even the inspector involved. Knowing what questions to ask, I felt comfortable making lists of questions to ask, and which answers I needed. Although real estate laws vary state to state, this book does an excellent job of being all-inclusive for each state. Whether called "escrow", "closing" or "settlement", this book covers the essentials of a real estate deal.

In each chapter are "Tips" and "A Typical Misunderstanding" which lighten the reading and make the subject matter easy to follow along. The chapter on handling Tax-Deferred Exchanges was a welcome addition to the book. I was prompted to buy Sandy's book after watching her on CNN's show, "Open House."

I would recommend this book to anyone buying property, considering entering the escrow profession, or anyone interested in the investment aspect of real estate. I am now a real estate professional and am grateful for Sandy's book. I know the book helped me and I have recommended it to many of my friends and colleagues.
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18 of 19 people found the following review helpful By Kristen Kanelos on September 4, 2002
Format: Paperback
Sandy Gadow's new escrow book is terrific! It is basically the same book as her previous book, All About Escrow and Real Estate Closings, but this new book is up-dated with the newest information and I especially liked the new chapter on tax deferred exchanges. I started investing in rental properties not too long ago, and Sandy's book on escrow and closing really helped me understand all those complicated closing papers and closing costs. I was able to save money on title insurance and I negotiated with the lender to reduce some of their closing fees. I would recommend this book to anyone buying or selling real estate. I found information in Sandy's book that I could not find in other real estate books. Easy to read and easy to understand.
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13 of 13 people found the following review helpful By Tom Christen on June 19, 2003
Format: Paperback
I really enjoyed this book. The book is written very clearly, with great illustrations and examples. The easy to understand way in which closing was explained made sense and was easy to follow. I have read many real estate books, but never one written by a closing professional. Someone who really knows the subject matter from first hand experience. This book prepared me for what to expect at closing, what fees I was allowed to question and how to negotiate lower closing costs. I realized that settlement errors just don't happen at the mortgage level, they also happen at the title company. This book delivered on it's title. It really is a complete guide and a handy reference book. I went to closing with less worry and more confidence than ever before. I understood what I was doing and what to question. This is the only book I could find that really helps you with the final and most critical part of a real estate purchase (or sale).
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25 of 29 people found the following review helpful By Harvey S. Jacobs on November 7, 2004
Format: Paperback
Gadow does an excellent job of providing a comprehensive view of a California Real Estate Closing. The subject matter is appropriate and well written. The illustrations, tables, charts and forms all useful. The only real problem with a volume like this is that all real estate is essentially LOCAL in nature.

Thus, many of Gadow's points and concepts are inapposite to other parts of the country. I found myself annotating my copy with local exceptions to Gadow's statements (I am a Real Estate Attorney in the Washington, DC metropolitan area). As with any volume with this much information there are certain errors that may have not been caught by the editors. For example, Gadow talks about obtaining multiple termite inspections. "Shopping for a clean termite inspection" and failing to disclose the known existence of termites is a patent violation of the Seller's duty to disclose known defects and could subject the homeseller to serious liability for any resulting damages incurred by the buyer.

Nevertheless, for the layman this book is an essential resource and I wish everyone of my clients would read it before coming to our office for their settlements.
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10 of 10 people found the following review helpful By Joshua Coykendall on November 9, 2003
Format: Paperback
"This book has all the information anyone needs for all aspects of a closing. It tells you the right questions to ask, when to ask them, and includes helpful checklists, which are really user-friendly. I used this personally in my latest closing, and it was the best guide I could have had. The list of documents needed to be sure the closing goes smoothly was great. Sandy Gadow is the leading author and expert on closings and escrow and I appreciated the easy to read style of her book. Worth buying this book!"
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