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The Complete Idiot's Guide to Personal Finance in your 20s and 30s, Third Edition Paperback – May 3, 2005
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Top Customer Reviews
Fisher and Shelly have compiled a very easy to read and direct book. I am a beginner, and felt as if I grasped most of what I read. Some of the material was even basic for me. They discuss bank accounts (compound or simple interest?), credit (annual fee or not?), personal budgets (do you need that $.70 Coke out of the machine everyday?), investments (CD here is not compact disc!), Housing, and much more. They cover every important aspect of personal finance for younger people approaching middle age. They make use of some quizzes so you can evaluate your financial know-how. The book will even pay for itself if you follow the 40 ways to save 10 dollars a week section. I have used many of their tips already. I recently (finally) got a credit card in order to establish my credit, but was sure to shop around using the web pages they provided.
Overall, this is not an advanced book, but it does cover the basic points. Some points might seem very simple and commonsense, but many of us have not had any education in financial matters. If you are in your 20s and 30s and feel like you have no financial guidelines or knowledge (as I did), this book should get you started in the right direction.
That aside, I don't regret purchasing the book, and I've gotten a lot out of it in spite of its lack of info that would have been more useful to me.
However, there is one fundamental flaw: while the book's target market are those in their 20's and 30's, oftentimes the book comes across as meant for a much younger audience, and manages to be extraordinarily condescending and trite as a result. Especially in the beginning chapters, the tone often slips from being impartially informative to a desperate and misplaced effort to be "cool." Fisher and Shelly would have done much better to leave the outdated jargon and simplistic metaphors out.
Overall, this book is a valuable resource for the financially incompetent. It takes a little to get past the juvenile references, but once you do, it proves to be a great starting point for learning how to manage your money.
Most Recent Customer Reviews
This books o.k. but could really be more beneficial if it had more real life stories and examples of how to get and stay rich. Read morePublished 6 months ago by jim
Who knew a book would have the gall to label someone a complete idiot? Apparently, I didn't care, because I ended up buying this book this year. Read morePublished on August 5, 2011 by James Bittancourt
Would like to have received this book but the seller could not find a way to get it to me. I don't think Amazon should sell books that the sellers can't send.Published on September 29, 2010 by bill
I found this book very informative. There were some terms that are out of date due it being published before the recession, but that was expected. Read morePublished on December 15, 2009 by J. Ridley
This book truly stands to the series name "Idiot's guides" by being full of extremely basic advice. These authors inform the readers that there exits publics transportation... Read morePublished on December 7, 2007 by Avantel
Like all "Idiot" books I have read, this one has excellent organization. Technical jargon is kept to a minimum, and the conversational writing style moves along at a good pace. Read morePublished on August 8, 2007 by Bill Manhart
I bought this book and The Money Book for the Young, Fabulous & Broke. Skip this one and get Suze Orman's book instead. Read morePublished on August 4, 2007 by Jared
I found this to be ridiculously juvenile. I skipped the first ten or so chapters because it provided absolutely no information that any person over the age of ten should know. Read morePublished on July 12, 2007 by Valerie Filipowski
This seller is fabulous and items are as promised and delivered lightning quick.Published on January 21, 2007 by Erik Lindqwister