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Credit Card Usury and The Christian Failure to Stop It: A Call to Social Justice against the Money Changers (Second Edition) Paperback – August 6, 2010


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Product Details

  • Paperback: 128 pages
  • Publisher: CreateSpace Independent Publishing Platform; 2 edition (August 6, 2010)
  • Language: English
  • ISBN-10: 145375329X
  • ISBN-13: 978-1453753293
  • Product Dimensions: 0.3 x 7.9 x 4.9 inches
  • Shipping Weight: 5.6 ounces (View shipping rates and policies)
  • Average Customer Review: 5.0 out of 5 stars  See all reviews (5 customer reviews)
  • Amazon Best Sellers Rank: #3,450,682 in Books (See Top 100 in Books)

Editorial Reviews

About the Author

Bishop Paul Peter Jesep, by appointment of His Beatitude Metropolitan Myfodii of Kyiv and All Ukraine, is Director of Public Affairs for the Ukrainian Autocephalous Orthodox Church Kyiv-Patriarchate in the United States. He earned a B.A. in political science from Union College in New York, a J.D. from Western New England College School of Law in Massachusetts, a Master's degree in Professional Management from the Graduate School of Political Management now based at The George Washington University, and a Master's degree from Bangor Theological Seminary in Maine. Bishop Jesep is a practicing attorney in New York. In addition, he is author of Crucifying Jesus and Secularizing America - the Republic of Faith without Wisdom.

Bishop Jesep is a blogger at: experts.patheos.com/expert/paulpeterjesep/.  He writes about the world from the perspective of a Christ Centered Sophiologist.

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Customer Reviews

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The book is divided in two parts.
JHD
That makes the pharmaceutical companies as happy as the issuers of your credit card!
The Lion Hearted
I heartily recommend this book and the lessons it shares.
M. L. Higgins

Most Helpful Customer Reviews

3 of 3 people found the following review helpful By M. L. Higgins on December 7, 2010
Format: Paperback
Paul Jesep has raised our collective heads out of the sands of compliancy through this thoroughly researched accounting of corporate greed at the hands of the "Have's", and balanced on the backs of the "Have Not's". This book begs us to recognize the failures of our political and religious leaders to protect and council those in our communities --- ripe for the picking by unscrupulous `creditors' and `lenders' and calling on those same leaders to act in the best interests of those they have been called to serve. We are reminded in these especially challenging, and in many cases desperate times, we can no longer turn a blind eye, deaf ear, or become mute! It's time to end the deceitful and immoral practices that reward those who take refuge in darken "dens" on Wall Street and corporate America, by driving them out into the light of day and onto Main Street. I heartily recommend this book and the lessons it shares.
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2 of 2 people found the following review helpful By JHD on December 23, 2010
Format: Paperback
The author makes a solid, well documented argument that credit card usury is one of the most overlooked social injustices of the last 35 years. He writes of responsibility - personal responsibility and the corporate responsibility to pursue fair profits and not unjust gains that exploit and cause harm. Credit card usury is destroying lives and in the broader sense can cause strain on the national economy. Many of us don't experience the type of usury that the author describes. We pay our bills on time, haave low interest rates, and excellent credit. However, the more you learn there is another side to the industry that preys on those with poor credit and no ability to repay. Interest rates of 30% or more and huge fees are not uncommon which can set people up for financial failure and bankruptcy.

The book is divided in two parts. The first half is evidence of the exploitation and harm that can be caused to individuals and families. The second half addresses what Bishop Jesep calls a human rights crisis. Although it is written from a Christian perspective, there are universal lessons here that transcend religion and speak to our responsibility to one another no matter one's faith.
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1 of 1 people found the following review helpful By Midwest Book Review on February 11, 2011
Format: Paperback
Jesus's assault on the money lenders jumps out more than ever in today's environment. "Credit Card Usury and the Christian Failure to Stop it: A Call to Social Justice Against the Money Changers" is a Christian-driven call against the abuses of credit and banking and that Christians should be acting to stand against these abuses that bring despair to many, and denying financial aid to those who truly need it. Faith driven and thoughtful, "Credit Card Usury and the Christian Failure to Stop it" is a fine read and solidly recommended.
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1 of 1 people found the following review helpful By The Lion Hearted on December 28, 2010
Format: Paperback
Paul Peter Jesep has written a book that befriends every American who owns a credit card. Now he has brought it into 2011 with important updates in his 2d edition. If you have (one cannot say own because no one owns a card, the issuer does !) a credit card in your wallet or purse, you need to read this small, but concise, book. It is precisely the average person's lack of knowledge and understanding about how card issuers work and strategize to enslave you and me that makes this an imperative read. The issuers use every creative means available to get their cards into your hands. They know that once you start using it the chances are they've got you for life. You mean tens of thousands of dollars to them over the years in usurious interest rates, penalties, fees. It long has been known by those who have the money that those who control the money control you. Now, the sad part is this: regardless of the reason, be one second late on one payment (it's timed by computers) and you've got BIG problems because now your FICO credit score plummets. You have to understand that card issuers were delirious with glee when FICO came on the scene and offered its services to them....without your permission, by the way. As your FICO score drops the interest rate you are charged on future loans (car, mortgage, etc.) rises dramatically. That means you pay far, far more than people with money do to borrow. In turn, that means you never get out of debt. That is exactly what the lenders want from you and for you. The American economy is built on the model of continual debt. It never vanishes. The card issuers can even raise your interest rate on a whim. You cannot win the battle. The sad reality is that if you think you have financial "freedom" and privacy guaranteed under the constitution, you don't.Read more ›
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1 of 1 people found the following review helpful By Gulielmus VINE VOICE on December 15, 2010
Format: Paperback
This is a second edition to an already fantastic book. In this updated version, Bishop Jesep updates his sources and index to make the book even more user friendly than the first edition. He also includes more recently released information to make the book still more pertinent. This book is a call to action to all Christian and religious leaders to challenge the money changers and promote responsible economic policies. He highlights our communion with others, especially in the Eucharist, to show how we cannot be individuals alone. When one member of the Body of Christ suffers economically we all suffer. The work is not just a theoretical exercise -- he has recent references to problems and proposes real, viable solutions. Kudos Bishop Jesep!

I highly reccomend this book.

Fr. William
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