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Credit Cards For Bad Credit 2013 (Rebuild Credit With Credit Cards) [Kindle Edition]

Joseph McClain
4.1 out of 5 stars  See all reviews (8 customer reviews)

Kindle Price: $2.99
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Book Description

Bankrupt, broke and living in his in-laws basement with his wife and two kids the author of this book tells the story of how he was able to find the best credit cards for bad credit on the market and get approved to start to rebuild credit even after having multiple homes and cars foreclosed on and repossessed.
The author of this book outlines how his excellent credit was ruined when his business failed. He would have never guessed he would be searching for credit cards for bad credit online at two a.m. but he was now left with no other choice than to start at the bottom. At one time his credit score was excellent, he could get unsecured credit just by signing his name at the bank, he never dreamed he would ever be forced to apply for a secured credit card let alone actually using a prepaid credit card. Now he had a failed business on his credit, over ten foreclosures including his own home and investment properties. He had faced the humiliation of two of his autos being repossessed by the bank and creditors calling nonstop due to delinquent credit cards.
Once he had gotten over the emotion pain that most everyone has that falls on hard times he started picking up the pieces of his ruined credit. If you have had circumstances in your life that have left you with imperfect credit then you can feel the emotional pain that I am speaking of, you are embarrassed, and don’t want to talk about it to anyone. You don’t want to feel the rejection after applying for a credit card or any other type of loan. The author outlines how he came to grips with his situation and after being denied for even a store credit card and being publically humiliated. He started searching online for the best credit cards for bad credit, he tells how he compiled a short list of credit cards that accepted him, even getting approved by certain credit cards after bankruptcy! This book outlines the credit cards that approved him even with such horrible credit and some of the terms of these credit cards.
If you are looking for the best credit cards for bad credit or if you just want to start rebuilding your credit after going through a bad situation then this book is a good resource to get started. Most everyone knows that the best way to rebuild your credit is to start by establishing new good credit. The author points this out and shows exactly where you can go to apply online for these credit cards that are designed for those of us that have had bad things happen to our credit. The author describes how you can avoid the embarrassment of applying for credit in person and shows how you can apply online and in some cases get instant approval. The author also explains what an unsecured credit card is and what a secured credit card is and how in some cases you will be guaranteed approval by a secured credit card.
Who is this book for? The book is for the select few that are frustrated with being declined for a credit card due to poor credit history, no credit, bad credit, college student and even bankruptcy. Regardless of how adverse your credit is the author of this book explains that it would be rare to find someone that had a worse credit rating than he did, he explains how his bankruptcy discharged him of over one million dollars of debt, but he was still able to be approved by these certain credit cards.
Who should not read this book? Do not waste your time reading this book if you already have great credit and you don’t know anyone that has bad credit or needs to start to rebuild their credit. Do not read this book if you expect to get a credit card today and next month your credit score will increase enough to buy a home, this is not a magic bullet, it takes time to build excellent credit and this book explains how you should use your new credit cards so they will have a positive impact on your credit rating.

Product Details

  • File Size: 149 KB
  • Print Length: 17 pages
  • Simultaneous Device Usage: Unlimited
  • Sold by: Amazon Digital Services, Inc.
  • Language: English
  • ASIN: B0071CGVZ8
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Lending: Enabled
  • Amazon Best Sellers Rank: #782,335 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

4.1 out of 5 stars
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Most Helpful Customer Reviews
3 of 3 people found the following review helpful
5.0 out of 5 stars Packed to the Hilt with Great Information November 10, 2012
Format:Kindle Edition|Verified Purchase
If you need a fast and effective way to rebuild credit and obtain a new credit card but don't know where to look, then this book is for you. I was very impressed with the amount of information that is truly relevant in this book. I appreciate reading Joseph McClain's story on how he came upon this knowledge. It adds a decree of authenticity to the book, knowing that the author himself has been there and knows the pain of not having good credit.

I commend McClain for his honesty and willingness to share with people his knowledge on how to rebuild your credit. And more importantly, knowing where to go for the help you need. I really like how he lays out a roadmap for you to follow to ensure the success without hitting a brick wall. Anyone who has been down this road knows the headache and frustration of trying to get a credit card with bad credit because you just don't know where to turn.

While this is a short book and a quick read, it does its job by giving you what you need to know in a no BS manner. Along with that there is links to provide support for those who need it. This is a firecracker of a book for anyone needing to know how to get back on the fast track to having good credit. By rebuilding your credit score through getting new credit cards and paying them off in the manner that Joseph recommends guarantees that you too can have the success that you are looking for. Thanks Joseph for a great little book that carries a ton of weight!
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3 of 3 people found the following review helpful
5.0 out of 5 stars Very Helpful Guide To Improving Credit October 21, 2012
Format:Kindle Edition|Verified Purchase
If you are looking to improve your ruined credit in a simply and easy way, Credit Cards For Bad Credit is for you. The book teaches how to use your new credit in order to improve your credit rating. The book is divided into five main chapters covering how the authors credit was ruined, how he got it back together, the differences between secure and unsecure credit cards, the terms and conditions for credit cards for bad credit, and how you can instantly approved right now. The instructions are clear and easy to follow and if followed properly are sure to get your credit rating to improve. Highly recommended.
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2 of 2 people found the following review helpful
Format:Kindle Edition|Verified Purchase
I fell prey to the credit card trap early in the life. In college, they bombard you with tons of credit cards with crazy limits and correspondingly crazy interest rates. But you are young and don't know any better so you run up the debt and then you find yourself stuck with enormous credit card bills that you can never pay down. It has taken me years to dig out of the debt and now that I am trying to rebuild my credit so I can do something crazy like oh, buy a car or a house (nuts, right?!?! LOL), it is very, very hard. This book is a clear, concise guide to how to use credit cards to rebuild your credit. The advice is practical and easy to follow and it makes sense that if you use the right credit cards the right way you can rebuild your credit. It gets right to the point which is nice and is well written and easy to read. I am glad that I found it and have already started implementing the advice that it has given me. If you are in the same boat as me, this book is a great place to start to get back on to the road to great credit.
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1.0 out of 5 stars Weak and non-informative at the least. July 18, 2013
Format:Kindle Edition|Verified Purchase
A short book filled with fluff, directing you to go to a website that is offline and not working. Save your time and money. You won't find what you're looking for here.
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