First Sentence:
Credit cards are by definition plastic identification devices.
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Key Phrases - Statistically Improbable Phrases (SIPs):
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consumer credit plan, open end credit plan, end credit plans, antedate the report, signature strip, consumer credit sale, consumer reporting agency, consumer credit transaction, real credit card, premium cards, counterfeit credit card, credit center, secondary file, total finance charge, investigative consumer report, issuing institution, floor limit, credit card user, extent applicable, carrier subject, original creditor, cards offered, credit card holder, secured credit cards, credit counselors
Key Phrases - Capitalized Phrases (CAPs):
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American Express, United States, Fair Credit Reporting Act, Federal Trade Commission Act, John Doe, New York, Federal Reserve System, Lending Act, Card Offered, Federal Deposit Insurance Corporation, Fair Credit Billing Act, Public Law, Biller Credit, San Francisco, Civil Aeronautics Board, Comptroller of the Currency, Delaware Variable Rate, Easy Street, Federal Home Loan Bank Act, Federal Home Loan Bank Board, Interstate Commerce Commission, National Home Shoppers, National Housing Act, Premier Visa, Secretary of Agriculture
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