Customer Reviews

The Credit Diet: How to Shed Unwanted Debt and Achieve Fiscal Fitness

5 star:		(8)
4 star:		(2)
3 star:		(0)
2 star:		(0)
1 star:		(1)

 

 

First off, I like his ideas, and I didn't mind spending 10 bucks to get those ideas. That being said, the book itself is simply long winded, wandering, meandering and simply fluff for a concept that upon another review was discussed in detail, and the point well made by simply reading Chapter 4, JANE-A CASE STUDY.

Those 9 pages explain fully what his entire concept is, and how it works. He spends the other 200 pages giving you affirmations and positive thought. I'm sure some people will find that soothing, but I was looking for hard core ideas, and some meat on the bone. It's not here.

As an example, to explain a bit about paying down your mortgage sooner, he shows you charts of every payment made over the life of a thirty year mortgage. That encompasses 12 pages. Then he shows how making extra payments will make your loan go quicker. With this we add another 4 pages of detailed payment charts. So in 16 pages he executes an idea that he could fit in a well written page. Does he think we will actually look at all these minute details for every payment? Not me.

For those of you who are in serious credit debt, or who are unfamiliar with finances in general, this book can help you get a grip on debt and can really make a difference(Chapter 4 anyway). Don't get upset at his constant positive affirmations, simply skim and move on. When you find the meat of this book. Read it and learn it. Therein is the real value. Chapter 4 I rate 5 Stars, the rest of the book, I rate 0.

This is the year I do it. Finally a book that understands what people have to go through to pay bills. I'll be able to pay off my debts AND put more money in the bank this year than I have in the last few years. Even when I was earning more money.

John Fuhrman makes it simple to understand why budgets don't work and how changing the way you think about money is the most important first step.

I've read all the finance experts and while they have great information, there is no way to take advantage of it until I get out from under all this debt. Then I can use their information to secure my future.

If this is the year you want to eliminate debt from your life and start really building a financial future, this is the one book to own.

I checked this book out of the library about two days ago... I finished and dropped it off yesterday. I would recommend this to anyone who feels at a lost when it comes to saving money......
I am going to caution that if your credit card debt is already in collection some of his principles will be hard to follow to the letter... Bascailly he want the reader to go on a credit diet... use only 90%of the income pay instead of the full 100%....Personally I am in deep debt....however I have begun my journey to freedom by writing down all of my accounts,listing them in a large book which is divide into two. The first half is for account that will be paid off.... the second is for monthly payments such as rent,insurance and utilies..... I am reading several other books and taking notes.... once I begin to build my wealth account I will transfer some of the funds to a low risk investment...

The Credit Diet book I have read and is with out a doubt the most significant book...the instigating factor in turning my life around. I was captured by the book right from the very start and it was the start of me being able to pay off $90,000 in credit card debt in 20 months.

I follow the principles of this book even today and enjoy seeing the interest I receive for the money I have in 5 Key bank accounts.

Some might think this book a little touchy feely, but I think that it is the perfect blend of process and support. Working through it not only makes scense, but it tells the eader what the true meaning of wealth is.

After reading this book, I went out and began working the program. I am only two months into it and already I feel like I'm taking charge. And, I get to watch my money grow while still taking care of business. This process works!

Now, say I'm feeling like falling back into my old spending patterns and think about giving in, I can pick up this book and read the "self help" side and then I become empowered again.

I am not usually interested in financial matters (thus my problem), but once I read this book, I really started paying attention to how money works.

j.

John Fuhrman is serious about getting anyone who wants to credit free. Not to take away from the book,The Credit Diet is perfect for people who owe thousands to credit cards to those who just have a couple hundred. Another excellent source for beating debt [...]. I highly recommend it.

I can't believe a book on debt reduction was impossible to put down. I read this book in two days! This book goes way beyond all the boring advice of making a budget, cutting back, etc. The author includes in this book something all the other books don't... and that is human nature! So much more important that what to do, John shows you how to stick with it!

In this book John demonstrates the power of a single dollar $1. I saw him in person demonstrate how a person could use only $70 extra per month and wipe out ALL OF THEIR DEBT, including the mortgage, in just 12 years!

Get this book!

I am happy to report that in the brief time that I have been on this program, I have slashed our consumer debt by about $1500. I also have about $500.00 saved up in the other accounts. We still have a long way to go but I am sleeping much better than I was before I read your book.

Award-winning speaker and bestselling author John Fuhrman suggests a method of debt recovery that utilizes mental and physical techniques to change your approach to money. Fuhrman uses real examples and personal experience to show how to create, manage and maintain a debt-relief plan and get your financial future on solid ground. He suggests a way to prioritize your spending and provides a realistic framework for avoiding past financial mistakes.

A easy to read book with practical suggestions without being overly simplistic, like other books of this genre. Recommended!