Customer Reviews

The Credit Repair Kit

5 star:		(4)
4 star:		(1)
3 star:		(3)
2 star:		(1)
1 star:		(1)

 

 

I have worked in a bank for 2 yrs so I am well aware of what your credit history can do to your life. I had found several errors on my report. This book has sample letters for you to send in order to get information corrected. It also states the laws so you know your legal rights. I have been disputing a bill for over a year prior to reading this book and once I started using the proceedures in this book they responded immediately. It takes some time to get the ball rolling so after I reviewed the book from the library I purchased my personal copy.

The Credit Repair Kit helped me understand the information in my credit report and told me how to clear up several errors I found in it, so they would not jeopardize an important loan I was about to apply for. I have loaned the book to several friends and family members whose money troubles had damaged their credit histories and who wanted to get new credit. All of them found its step-by-step credit rebuilding advice really helpful. I recommend The Credit Repair Kit to anyone who wants to understand what his or her credit report says and anyone who is recovering from money troubles and wants new credit in the future!

This book contains information that you can get free in the internet. It outlines your rights for you, gives information about the credit bureau but that's about it. Most of the book does not even directly address credit repair but acquiring credit and keeping good credit--these are of course helpful but not if your immediate concern is credit repair. The only saving grace this book has is its discussion about credit repair companies but then again this information is also on the web. If you have a few hours and would like to save money go on the internet for free resources before buying this book.

Wow, did state-citizen@pcmagic.net and I read the same book? The Credit Repair Kit I read was of extraordinary help to me in understanding how to order and read my credit report and how to deal with several problems I found in my report. I also loaned the book to a close friend who followed its step-by-step advice after her bankrupcty so she could get credit again.I recommend it to every consumer who cares about building and maintaining a solid credit record.

I dont recommend this book. If you are currently hasseling with the big 3 credit bureaus, this book will inform you only of your rights. It doesnt tell you how to utilize them..I recommend Quick and Legal Credit Repair 4th Edition by Robin Leonard. I have used her previous version and I have gotten results!

This is a good book if you do not know much about credit, credit reports, The big 3 and how they effect your life.
However, I bought this book for credit repair and there about 20 pages on how to repair credit. For me the book could have been smaller.
If, on the other hand, you have never seen your credit report, don't know much about the big 3, don't know how credit works or how to "divorce-proof" your credit, then this is the book for you.

This book helped me understand my credit record and my federal credit record rights and how to correct problems in it. It was really helpful to me after I had experienced some money troubles. I have loaned it to some friends and they benefited from it too. The author, who is a bankruptcy attorney knows what he is talking about.

As the author of Hidden Credit Repair Secrets, I found the following areas would be most helpful to consumers: how insurance companies used investigative reports to determine if they should charge a high insurance rate, how credit bureaus help collection agencies track you down, credit bureaus notify credit card companies when you are late on other bills, the importance of inquires on your credit report and how long they stay there, using the same name when you apply for credit to reduce errors on your credit report, what to do if the credit bureau does not fix the incorrect account on your credit report, why a personal statement placed in your credit is not important, how to deal with the IRS and Tax liens,how long it will take to rebuild your credit after bankruptcy, and the various ways to build your credit. Overall I give this book 3 1/3 stars.

I found this book to be very useful when I was preparing to buy my first house. It explains everything about credit reporting and I picked up a lot of valuable (and interesting) tips (sprinkled liberally throughout the book are boxes containing "Hot Tip"s). Good examples of sample credit reports help you understand how to read yours closely. Sure, a lot of this information can be found free by searching the internet, but it's handy to have it all in one place, for browsing and study.

Very complete as far as the approach to the "classic method" of credit repair but leaves out important methods like debt validation and disputing information on line. - Kristy Welsh, author of "Good Credit is Sexy".