Donna Fox learned the power of good credit long before she learned to repair it.
Donna bought her first piece of real estate during her first year of law school, with no job, no income and no prospects for at least two years. She purchased her condo in Chicago where she still lives today, saving her change from purchases in a jar for the down payment, finding a motivated seller, and buying a good deal.
She didn't know it then, but good credit is the single reason she was able to accomplish such a feat.
At her internship that summer she was given an assignment to fill in the blanks on some documents from information in the client's file. When she returned the completed documents to her boss, he said, "Congratulations, you just incorporated your first business." This was the first of many lessons which taught her that corporations are just a series of well-written documents.
After leaving law school, Donna began short stints in the areas of appellate law, criminal law, medical malpractice, personal injury, products liability and estate planning before returning to her roots with a career in corporate law. Since then she has worked with small business owners to Fortune 500 firms, literally hundreds of companies. She has been honored to sit on the board of directors of several of them. She observed how businesses used the power of leveraging their assets to grow and expand.
Early 2001, Donna wanted to refinance the condo. Lo and behold! That good credit she enjoyed before starting school was suddenly speckled with pox marks. There was a judgment for a medical bill she didn't remember getting, let alone being taken to court for. There were 90 day lates due to some confusion with the student loan deferment process, and there were accounts for cards she didn't own in names other than her own.
Out of necessity, Donna learned the tips and tricks necessary to repair her credit. She eventually refinanced the condo, left her career as a corporate attorney and started her real estate empire. In its first year, her real estate company managed to purchase of a million dollars worth of real estate. She used her knowledge of good credit to help her lease-option buyers restore their credit so they could purchase their own homes.
Donna is a nationally recognized speaker providing quality education for entrepreneurs and investors. Her seminars teach business owners and investors techniques and strategies to accomplish their goals creatively, systematically and legally.
One of these seminars was Give Yourself The Credit. To date this seminar has taught hundreds of business owners, entrepreneurs and investors how to restore, grow and leverage their credit to obtain their financial goals.
Much of this program and Donna's general frustration at the lack of credit education for business owners was the basis and inspiration for the book From Credit Repair to Credit Millionaire.
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