Credit Repair (Quick & Legal Series) [Paperback]

Robin Leonard (Author)

Book Description

Series: Quick & Legal Series | Publication Date: December 1997

An invaluable personal finance tool for the consumer with troubled credit, this book provides simple and effective strategies to get out of debt, set up a realistic budget and spending plan; rebuild your credit, and stay out of debt. It includes worksheets and sample letters for dealing with collection agencies, bill collectors, and institutions. Illustrations .

Editorial Reviews

Amazon.com Review

You might think, as I once did, that a bad credit record is nearly impossible to overcome. But, the fact is there are ways to repair your credit after personal problems have caused you to mess it up or some calamity has made it impossible for you to pay your bills on time or even to pay them at all. This aptly named book takes a methodical and thorough approach, with step-by-step instructions and advice to fix even the worst credit record in the shortest possible time. If you have serious credit problems, you need this book. --This text refers to an out of print or unavailable edition of this title.

Review

A helpful guide for people who have sunk into debt, offers ideas for setting a budget and repairing credit history. -- Washington Times

A high quality, do-it-yourself credit repair approach... -- Reuters

How do you distinguish genuinely helpful credit-repair professionals from scam artists? Ask your library for books such as Credit Repair. -- Chicago Sun-Times --This text refers to an out of print or unavailable edition of this title.

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Product Details

• Paperback: 232 pages
• Publisher: Nolo; 2nd edition (December 1997)
• Language: English
• ISBN-10: 0873374312
• ISBN-13: 978-0873374316
• Product Dimensions: 10.8 x 8.2 x 0.6 inches
• Shipping Weight: 1.2 pounds
• Average Customer Review: 4.1 out of 5 stars  See all reviews (79 customer reviews)
• Amazon Best Sellers Rank: #3,110,349 in Books (See Top 100 in Books)

Customer Reviews

Most Helpful Customer Reviews

52 of 55 people found the following review helpful:

5.0 out of 5 stars This book showed me how!!! Now I have A1 credit!!!!, September 11, 1999

By A Customer

This review is from: Credit Repair (Quick & Legal Series) (Paperback)

I was in the middle of a credit disaster. I was in serious debt, and my credit was a mess. I had at least five R9 credit write-offs with all the major credit bureaus. This book empowered me to save my credit, and get out of debt. It even has pre-typed letters to send to creditors and credit bureaus. Which I used a lot.

You will find concrete advice, that really works, in this book. It tells you how, and how not to go about fixing your credit. It will show you how and why the quick-fix-it books don't work. How "File Segregation" is a border-line illegal tactic, that is unsafe and doesn't work. It simply and clearly teaches you what does work, and how to put your new found knowledge of the credit laws, and your rights as a consumer to work for you.

You will not be disapointed with this book. The only people that will not like this book are the people that are looking for quick-fix tactics that are illegal or questionable at best, and I am not one. I overcome my credit and debt problems the right way, thanks to the "Credit Repair " book, and you will too!!!!!

37 of 39 people found the following review helpful:

2.0 out of 5 stars Credit takes a back seat to budgeting..., August 26, 2009

By 

M. Stone "Frater Iustitia Omnibus" (San Antonio, Texas) - See all my reviews
(VINE VOICE)    (REAL NAME)   

This review is from: Credit Repair (book with CD-Rom) (Paperback)

(What's this?)

Here's a fact: If you keep sending a letter every month disputing something on your credit report that is TRUE you will eventually get it taken off. Eventually you will get that slacker who just wants to go to lunch early, and just hits the okay button.

Here is another fact: There are tips and tricks you can use to remove anything, and this book doesn't contain any of them. For example, if you have a bankruptcy, send to the court that currently holds the paperwork and ask them for a copy of anything they have provided Experian, Transunion or Equifax. They will reply with a letter stating that they do not provide information to credit reporting agencies. Now dispute your bankruptcy with all three bureaus. They will all claim to have verified it, and list the court as the source. Reply with a copy of the letter, showing them you caught them in a lie, and demanding they remove the mark, which they FAILED to verify inside of 30 days.

Having been in the business, I know hundreds of these proven strategies, and none of them are listed in this next-to-useless book and CD on "Credit Repair".

You will do far better getting on a credit repair message board than shelling out your hard earned money on this book.

27 of 30 people found the following review helpful:

5.0 out of 5 stars This book is not getting enough Credit!!!, May 18, 2004

By A Customer

This review is from: Credit Repair (Paperback)

This book was so helpful, I just can't uderstand the bad reviews! Thanks to Credit Repair I've gone from being up to my ears in debt to having near perfect credit! Of course this kind of result isn't going to happen over night, any one who tells you otherwise is lying or doing something illegal. THERE ARE NO LEGAL QUICK FIXES!!! I've tried many different methods to improve my credit but following the advice in this book is the only one that worked for me. It even contains a CD-ROM with pre-made forms and letters that help to make the process as easy and painless as possible. Credit Repair was worth every cent!