Many people in financial distress have been lured by advertisements implying that bad credit can be magically erased, only to end up deeper in debt than ever. This expose is Bob Hammond's attempt to put an end to that by revealing the truth about the credit repair scams and empowering consumers to help themselves.
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Most Helpful Customer Reviews
8 of 9 people found the following review helpful:
4.0 out of 5 stars
Perhaps one of the best books written on the subject,
By A Customer
This review is from: Credit Repair Rip-Off: How To Avoid The Scams And Do It Yourself (Paperback)
A lot of the "Repair Your Own Credit" books out there are not very helpful. Some of them tell you nothing you didn't already know... Not this one! This is one of the more useful Credit Advice books available on the market. It gives the background of several fraudulant "Credit Repair" firms, info on how to spot a scam, inside look on how the credit bureaus work, and things you can do to correct and "polish" your credit. I would recommend this book to anyone before paying a credit repair/credit counseling company.
0 of 3 people found the following review helpful:
1.0 out of 5 stars
Poor and outdated advise.,
By
This review is from: Credit Repair Rip-Off: How To Avoid The Scams And Do It Yourself (Paperback)
First off this book was published in 1994. The laws and regulations have completely changed over the years. Plus after reading, what you dont realize is that most states have different laws as well. I tried to do it on my own and while I was able to get a few things off, they popped right back on a few months later. After looking into many "rip-off" credit repair agencies, I found RMCN Credit Services, Inc. Not only were the legitimate and Registered with the state, but they got 70-90% of my bad credit deleted permanently. Now I live with great credit again and I owe it all to Nikki Harris and RMCN. I would suggest that anyone interested in buying this book, to give them a call instead.
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Inside This Book
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First Sentence:
"While I've got you both in here together, there's something I need to tell you," began our boss John Mancini, owner of ACC Financial Services. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
credit services organization, credit repair industry, credit repair firms, credit repair organizations, credit clinics, credit repair companies, credit repair company, new credit file, reporting such items, complimentary credit report, credit history information, antedate the report, credit consultant, credit grantors, credit reporting industry, disputed information, credit doctors, public record information, been denied credit, consumer reporting agency, credit bureaus, favorable status Key Phrases - Capitalized Phrases (CAPs): (learn more)
Ray Reynolds, United Credit Repair, Michael Jay, Progress One, Fair Credit Reporting Act, Federal Trade Commission, Civil Code, Ken Yarbrough, Better Business Bureau, Phil Barrett, Carl Reynolds, San Diego, Trans Union, Los Angeles, Greg Sullivan, Consumer Credit Commission, John Mancini, Harold Stokes, Associated Credit Bureaus, Equal Credit Opportunity Act, Michael Hsu, Mixed Files, Wanda Stone, Allied Processing, Larry Smith New!
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Front Cover | Table of Contents | First Pages | Back Cover | Surprise Me!
"While I've got you both in here together, there's something I need to tell you," began our boss John Mancini, owner of ACC Financial Services. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
credit services organization, credit repair industry, credit repair firms, credit repair organizations, credit clinics, credit repair companies, credit repair company, new credit file, reporting such items, complimentary credit report, credit history information, antedate the report, credit consultant, credit grantors, credit reporting industry, disputed information, credit doctors, public record information, been denied credit, consumer reporting agency, credit bureaus, favorable status Key Phrases - Capitalized Phrases (CAPs): (learn more)
Ray Reynolds, United Credit Repair, Michael Jay, Progress One, Fair Credit Reporting Act, Federal Trade Commission, Civil Code, Ken Yarbrough, Better Business Bureau, Phil Barrett, Carl Reynolds, San Diego, Trans Union, Los Angeles, Greg Sullivan, Consumer Credit Commission, John Mancini, Harold Stokes, Associated Credit Bureaus, Equal Credit Opportunity Act, Michael Hsu, Mixed Files, Wanda Stone, Allied Processing, Larry Smith New!
Books on Related Topics | Concordance | Text Stats Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Back Cover | Surprise Me!
Citations (learn more)
This book cites 4
books:
3
books
cite this book:
- Consumer Protection by Fact on page 124
- San Bernardino County by Automobile Club of Southern California on page 2
- Credit Secrets: How To Erase Bad Credit by Bob Hammond in Back Matter
- Riverside County by Automobile Club of Southern California in Front Matter
- Life After Debt: The Complete Credit Restoration Kit by Bob Hammond in Copyright
- Super Privacy: The Complete Guide To Personal Privacy And Financial Freedom In Tomorrow'S Cashless Society by Bob Hammond in Copyright
- How To Beat The Credit Bureaus: The Insider's Guide To Consumer Credit by Bob Hammond in Copyright
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