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Credit Repair
 
 
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Credit Repair [Paperback]

Robin Leonard J.D. (Author), John Lamb Attorney (Author)
4.1 out of 5 stars  See all reviews (80 customer reviews)

Price: $24.99 & eligible for FREE Super Saver Shipping on orders over $25. Details
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Book Description

May 8, 2009 Credit Repair
Credit problems? Get the acclaimed plain-English guide to fixing your credit report!

Nearly 80 percent of credit reports contain errors. In a tough economy when credit is tight, you need to be certain that your financial records are correct and up-to-date. A less-than-flattering report can hurt your chances of qualifying for credit card, loans, renting an apartment or even finding a job.

But a bad credit report can almost always be improved or corrected. Credit Repair shows you how to fix your credit situation quickly and easily, explaining the necessary steps in plain English. Learn how to:

  • avoid overspending
  • establish a realistic budget
  • get out of debt now
  • build a financial cushion
  • read and understand your credit report
  • get mistakes on your credit report fixed
  • protect your social security number
  • avoid credit discrimination
  • get positive information added to your credit report
  • negotiate with creditors

    Credit Repair includes dozens of forms and letters on CD-ROM that will help you spruce up your credit report as easily as possible!

    The 9th edition has been completely updated to reflect the latest changes in the law, including the new rules for the HOPE for Homeowners Act, and additional information and forms that will help you regain your good name should your identity ever be stolen. (20080202)

  • Frequently Bought Together

    Credit Repair + Hidden Credit Repair Secrets: 2nd Edition + Negotiate and Settle Your Debts: A Debt Settlement Strategy
    Price For All Three: $56.81

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    • Hidden Credit Repair Secrets: 2nd Edition $19.99

      In Stock.
      Ships from and sold by Amazon.com.
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    • Negotiate and Settle Your Debts: A Debt Settlement Strategy $11.83

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    Editorial Reviews

    Amazon.com Review

    You might think, as I once did, that a bad credit record is nearly impossible to overcome. But, the fact is there are ways to repair your credit after personal problems have caused you to mess it up or some calamity has made it impossible for you to pay your bills on time or even to pay them at all. This aptly named book takes a methodical and thorough approach, with step-by-step instructions and advice to fix even the worst credit record in the shortest possible time. If you have serious credit problems, you need this book. --This text refers to an out of print or unavailable edition of this title.

    Review

    A helpful guide for people who have sunk into debt, the book offers ideas for setting up a budget and repairing credit history. (Washington Times 20080202)

    "How do you distinguish genuinely helpful credit-repair professionals from scam artists? Ask... for books such as Credit Repair." (Chicago Sun-Times 20090301)

    "A high quality, do-it-yourself credit repair approach..." (Reuters 20090101)

    "A helpful guide for people who have sunk into debt, the book offers ideas for setting up a budget and repairing credit history." (Washington Times 20090101)

    Keep up the good work! (S. P., Richmond, VA 20090101)

    Bravo Nolo! Here's another winner. (Michael Killian About.com, Credit/Debt Management Guide 20090101)

    How do you distinguish genuinely helpful credit-repair professionals from scam artists? Ask... for books such as Credit Repair. (Chicago Sun-Times 20090101)

    Offers advice on how to assess your financial situation, create a budget and repair your credit rating. (Decatur Tribune 20090101)

    Can help you distinguish helpful credit repair counselors from scam artists. (Los Angeles Times 20090101)

    If your credit rating's junk, then pick up a copy of... Credit Repair... (Minneapolis Star-Tribune 20090101)

    When [Robin Leonard] writes a consumer book, I read it and inevitably recommend it. (Jeanie Blake New Orleans Times-Picayune 20090101)

    Credit Repair offers the concrete answers you need to regain financial stability. (Personal Finance 20090101)

    Credit Repair is full of suggestions for restoring your good credit name. (Pittsburgh Post-Gazette 20090101)

    Explains how to get out of debt, set up a realistic budget, and rebuild 'bad' credit. (Reference & Research Book News 20090101)

    A high quality, do-it-yourself credit repair approach... (Reuters )

    Following this book's suggestions should help readers shake off the debt collectors and start the New Year right. (San Diego Union-Tribune )

    Product Details

    • Paperback: 268 pages
    • Publisher: NOLO; 9 edition (May 8, 2009)
    • Language: English
    • ISBN-10: 1413310192
    • ISBN-13: 978-1413310191
    • Product Dimensions: 8.9 x 7.1 x 0.6 inches
    • Shipping Weight: 1 pounds (View shipping rates and policies)
    • Average Customer Review: 4.1 out of 5 stars  See all reviews (80 customer reviews)
    • Amazon Best Sellers Rank: #624,434 in Books (See Top 100 in Books)

    More About the Authors

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    Customer Reviews

    Most Helpful Customer Reviews
    53 of 56 people found the following review helpful
    By A Customer
    Format:Paperback
    I was in the middle of a credit disaster. I was in serious debt, and my credit was a mess. I had at least five R9 credit write-offs with all the major credit bureaus. This book empowered me to save my credit, and get out of debt. It even has pre-typed letters to send to creditors and credit bureaus. Which I used a lot.

    You will find concrete advice, that really works, in this book. It tells you how, and how not to go about fixing your credit. It will show you how and why the quick-fix-it books don't work. How "File Segregation" is a border-line illegal tactic, that is unsafe and doesn't work. It simply and clearly teaches you what does work, and how to put your new found knowledge of the credit laws, and your rights as a consumer to work for you.

    You will not be disapointed with this book. The only people that will not like this book are the people that are looking for quick-fix tactics that are illegal or questionable at best, and I am not one. I overcome my credit and debt problems the right way, thanks to the "Credit Repair " book, and you will too!!!!!

    Comment | 
    Was this review helpful to you?
    40 of 42 people found the following review helpful
    Format:Paperback|Amazon Vine™ Review (What's this?)
    Here's a fact: If you keep sending a letter every month disputing something on your credit report that is TRUE you will eventually get it taken off. Eventually you will get that slacker who just wants to go to lunch early, and just hits the okay button.

    Here is another fact: There are tips and tricks you can use to remove anything, and this book doesn't contain any of them. For example, if you have a bankruptcy, send to the court that currently holds the paperwork and ask them for a copy of anything they have provided Experian, Transunion or Equifax. They will reply with a letter stating that they do not provide information to credit reporting agencies. Now dispute your bankruptcy with all three bureaus. They will all claim to have verified it, and list the court as the source. Reply with a copy of the letter, showing them you caught them in a lie, and demanding they remove the mark, which they FAILED to verify inside of 30 days.

    Having been in the business, I know hundreds of these proven strategies, and none of them are listed in this next-to-useless book and CD on "Credit Repair".

    You will do far better getting on a credit repair message board than shelling out your hard earned money on this book.
    Was this review helpful to you?
    29 of 32 people found the following review helpful
    By A Customer
    Format:Paperback
    This book was so helpful, I just can't uderstand the bad reviews! Thanks to Credit Repair I've gone from being up to my ears in debt to having near perfect credit! Of course this kind of result isn't going to happen over night, any one who tells you otherwise is lying or doing something illegal. THERE ARE NO LEGAL QUICK FIXES!!! I've tried many different methods to improve my credit but following the advice in this book is the only one that worked for me. It even contains a CD-ROM with pre-made forms and letters that help to make the process as easy and painless as possible. Credit Repair was worth every cent!
    Comment | 
    Was this review helpful to you?
    Most Recent Customer Reviews
    Full of helpful information
    In this economy, more people are facing credit problems than ever before. Adding to that were the bank bailouts, which makes in harder to get credit. Read more
    Published 19 hours ago by Anne Masterson
    A gathering of information
    A family member asked me to help with her credit problem. She was headed for deep water, and since I'm much older and wiser than she (ahem) I was consulted. Read more
    Published 5 months ago by Silly Sister
    Informative and helpful
    I found this book to be very informative. Even if you do not need Credit Repair, it would be a good book for your library, because you never know when you may need it. Read more
    Published 5 months ago by Heather
    Common sense approach to credit repair doesn't provide much beyond...
    In these bad economic times with credit being reduced it's good to know HOW to repair any weird stuff on your credit. Read more
    Published 5 months ago by WTDK
    EXCELLENT
    This is a NOLO BOOK to help you repair your credit.

    As usual ----they take you by the hand and lead you on a clear and understanding path ---in order for you to learn... Read more
    Published 7 months ago by C. Cook
    good isdeas
    meh.it's got good info,good ideas to repair you eff ups too.go for it if you've screwed up your credit. Read more
    Published 7 months ago by crown of indica
    Good advice for people in trouble or trying to avoid trouble
    It's easy to see credit reporting as a bit of a game. About eight years ago, I was stung by a credit card rejection. I couldn't understand why. Read more
    Published 7 months ago by Bart Motes
    Great book and great service!
    The book was came fast and the book is in very good conditions, like they said.
    I recommended this online store!
    Published 7 months ago by Victoria
    Some Useful Info, Handy Forms
    Things I found useful:
    + Nice compilation of Forms on CD-ROM
    + Good advice for handling recent debt issues
    + Focuses mainly on Credit Card Debt
    + Perfect for... Read more
    Published 7 months ago by Working Mom
    Credit Repair Book that really can help..
    This is an excellent resource to have on hand when you need to clean up and or really fix your credit! Read more
    Published 7 months ago by Tazlvr
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    Inside This Book (learn more)
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    Front Cover | Table of Contents | First Pages | Index | Surprise Me!
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