The Credit Road Map (Perfect Paperback)

~ (Author) "Without credit the American Dream would be in jeopardy..." (more)
Key Phrases: credit repair organizations, authorized user account, high credit scores, Fair Isaac, Fair Credit Reporting Act, Federal Trade Commission (more...)

Editorial Reviews

Review

I am fortunate to be a recipient of your book. We are a HUD approved housing counseling agency dealing with debt and credit issues daily. Our purpose is to prepare and get our clients into homeownership. Credit problems are the number one thing holding people back from participating in the American Dream. From the catchy title to the materials covered, I can see a great value in your information to our clients. I have been a credit/homeownership counselor for nine plus years coming out of a twenty year banking career. I learned things. --G.H. Bell, Redemption Ministries, Inc. (HUD Approved Counseling Agency), Thomasville, GA

I found The Credit Road Map to be an outstanding resource written with consumers in mind. Our agency will be referring to your book regularly and often in our efforts to help people with poor credit prepare for homeownership. I was excited by the book's combination of content and ease of use. --Bob Campbell, Executive Director, Rockford, Illinois Area Affordable Housing Coalition

I think this book provides the most up-to-date descriptions of a credit report and credit score I ve seen. The explanations you provide are clear and thorough and will be very helpful for folks of all ages. --Kate Seguin, Financial Wellness Coordinator, The Ohio State University

Product Description

Based on personally reviewing 1,000's of credit reports, teaching about credit and finance on the MBA level and the experiences of 1,000's of bank clients, the author of The Credit Road Map will tell you everything you ever needed to know about the world of credit. Take control of your credit! Learn to navigate through the world of credit with The Credit Road Map, a book designed to help you understand how credit works. Whether you currently have excellent credit, bad credit, or no credit, you will find this book extremely valuable. The credit industry has a tighter hold than ever on American consumers and it s high time that consumers become aware of how the credit system works. Most people turn a blind eye toward credit, unaware of the variables that influence their credit records. Save money and save yourself from the frustration that credit can often bring, by learning about the how and why of credit through in-depth examples and explanations. The purpose of the book is to explain a subject that most people do not fully know or understand. Many people seem to know something about credit, but few know all the information necessary to control their credit. This is your detailed plan to progress toward high credit scores. In return, high credit scores save time, money and energy.

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Product Details

• Perfect Paperback: 226 pages
• Publisher: Success Road Map Press; 2nd edition (August 1, 2007)
• Language: English
• ISBN-10: 0977869903
• ISBN-13: 978-0977869909
• Product Dimensions: 8.8 x 5.9 x 0.6 inches
• Shipping Weight: 13.6 ounces (View shipping rates and policies)
• Average Customer Review: 5.0 out of 5 stars  See all reviews (8 customer reviews)
• Amazon.com Sales Rank: #891,640 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

2 of 2 people found the following review helpful:

5.0 out of 5 stars Wonderful resource!, January 25, 2007

By	Glenn H. Roe (Chicago, IL) - See all my reviews (REAL NAME)

This book is a great starting point for industry insiders and laypeople alike, easily explaining the sometimes complicated world of Credit. As a University teacher (and former debt-ridden student) I can foresee great benefits to using Mr. Ritichie's book to help students starting out succesfully navigate through the pitfalls of establishing and maintaining responsible credit practices throughout their adult lives.

2 of 2 people found the following review helpful:

5.0 out of 5 stars Informative and Enjoyable - tough combination to find., October 23, 2006

By	Patricia Zebro "Heidi Zebro" (Phoenix AZ) - See all my reviews (REAL NAME)

I expected this book to be informative but dry. I was pleasantly surprised by the authors strong writing style that told an interesting personal story while teaching a finacial lesson I could easily implement in my own life. My hat is off to this author for a job well done. I got the financial education I was after but was surprised to find myself enjoying the read.

1 of 1 people found the following review helpful:

5.0 out of 5 stars EXCELLENT & INFORMATIVE --- 10 STARS!!!!!!, May 13, 2007

By	C. Cole - See all my reviews (REAL NAME)

Patrick Richie has written the very BEST book on understanding credit reports, and what loan institutions look for on your credit file. Very easy to read and comprehend! Also very enlightening!!!

Thank you Patrick, for your dedication to sharing this information with others!!!