The true story of an ordinary middle-class married couple buried in over $94,000 in credit card debt who face debt collection, learn to defend themselves in court without hiring a lawyer, and force a major bank's collection attorney to dismiss its case against them. They avoid bankruptcy and they prevent collection. Every pleading (of both Plaintiff and Defendant) filed in this case is reproduced in its entirety - only the case number and names have been changed to protect the couple's privacy. What these people learned about the banking system would change their lives forever. NEW, UPDATED EDITION!!! Includes additional information about dealing with unscrupulous debt collectors -- their deceptive tactics, annoying phone calls, and various enticements designed to lure you into making yourself vulnerable to lawsuits; ALSO how the Statute of Limitations in your State can protect you from lawsuits and judgments.
Book Description
Frequently Bought Together
Product Details
Would you like to update product info or give feedback on images?
|
Customer Reviews
|
Share your thoughts with other customers:
|
||||||||||||||||||||||
|
Most Helpful Customer Reviews
3 of 3 people found the following review helpful:
5.0 out of 5 stars
Well worth it,
By Avrile (Beverly Hills, CA) - See all my reviews
Amazon Verified Purchase(What's this?)
This review is from: DEFAULT !!! Escaping the Debt Trap and Avoiding Bankruptcy (Paperback)
I read the first edition of this book and am in complete awe of it's author.
How she managed to do all this is really an amazing story in and of itself. The other information in the book is important and valuable, and well worth owning. Had not heard about the follow up info, mentioned in another review. Not surprised, however. Ms Guedel, law school beckons!
7 of 10 people found the following review helpful:
5.0 out of 5 stars
NEW, UPDATED SECOND EDITION IN 6X9",
By BIG BIRD "flyboy-upup-n-awayyyy" (My secret Southern garden) - See all my reviews
This review is from: DEFAULT !!! Escaping the Debt Trap and Avoiding Bankruptcy (Paperback)
I have just read this Second Edition after reading the First Edition(which I reviewed), and it is now a comfortably larger book than the First Edition (6x9" rather than pocket book size) which makes it easier to read... the print is larger too. It costs a couple of dollars more, but it also includes an important new chapter.
This is the same detailed, blow-by-blow account of a real-life couple's SUCCESSFUL defense against a bank's collections attorney without using a lawyer, including every legal pleading that was filed in this case by both Plaintiff and Defendant... but it NOW includes a present-day follow-up concerning surprising continued collection attempts. The new final chapter details the manipulative and unscrupulous tactics that numerous debt collectors have been attempting to use on these people, even though one of these collectors was already defeated in court... and even after all of the alleged credit card accounts have already expired beyond their State's Statute of Limitations. The law doesn't seem to matter to these bottom-feeding debt collection sharks. They will continue to prey upon people who don't understand what legal protections they have available. They will try to deceive, manipulate, and offer false reassurances about repairing your credit report and/or absolving you of your debt ... when in actual fact you will most likely face increased income taxes AND lose your legal protection against ongoing lawsuits under your State's Statute of Limitations. This latest edition provides first-hand information about numerous experiences following the couple's defeat of the first round of debt collectors. This will help readers understand what to expect in the years following a successful defense against collections. I highly recommend this new Second Edition.
7 of 11 people found the following review helpful:
2.0 out of 5 stars
I was disappointed. It is not a how-to for avoiding bankruptcy!,
By
Amazon Verified Purchase(What's this?)
This review is from: DEFAULT !!! Escaping the Debt Trap and Avoiding Bankruptcy (Paperback)
I bought this book thinking I was going to learn how to avoid bankruptcy. I was sorely disappointed. The book is about how the author avoided it -- which, granted, she says in her youtube video. I incorrectly assumed it may also tell me how to do it. Far from it, in fact. It oddly enough does not go into great detail about how she avoided bankruptcy. Only the general idea is there. And the author seemed to imply that the technique she used to avoid bankruptcy 5 years ago may no longer be a valid approach today. Half of this book is about the author's combat with a creditor suing her. So half the book contains nothing but the legalese it took for her to defeat them. The story was somewhat interesting, and the legalese could be useful for someone defending themselves, like she did -- but it may have to be the same circumstances. But it is not the reason I bought the book. I did not learn how to avoid bankruptcy. So buyer beware.
Share your thoughts with other customers: Create your own review
|
|
Inside This Book
(learn more)
What Other Items Do Customers Buy After Viewing This Item?
Tags Customers Associate with This Product(What's this?)Click on a tag to find related items, discussions, and people.
|
Sell a Digital Version of This Book in the Kindle Store
If you are a publisher or author and hold the digital rights to a book, you can sell a digital version of it in our Kindle Store.
Learn more
Customer Discussions
|
This product's forum
Active discussions in related forums
Search Customer Discussions
|
Related forums
|
![[Start the discussion]](http://g-ecx.images-amazon.com/images/G/01/x-locale/communities/discussion_boards/start-new-discussion-sec._V192250339_.gif){kind=small}
