Customer Reviews

Dave Ramsey's Personal Finance Software Version 5.0

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I love the snowball calculator that calculates how long it will take to pay off a debt given your payment amount and interest rates. It really helps to see how much even a small amount extra added to the principal payment goes a long way towards paying it off early and saving lots in interest fees. The budgeting worksheets are also useful. Very user friendly.

I had been using Dave's online budget tools which are much, much nicer. I'm not able to save months at a time like I could on his program. You can only do one month at a time, there's no way to electronically duplicate the file and save multiple months. It serves its purpose but I wouldn't necessarily recommend it over other budget programs.

This review is for the v5.3 release of this software.
I've really gotten into Dave Ramsey's way of thinking about money in the past few months. The message and the messenger are great. This software package however, is not worth even the $10 I paid for it. The calculators are extremely simple. You can find better ones at almost any decent bank or financial site. The worksheets might of some use, but you can do as well with a pad of graph paper and a ruler.

I can draw up a budget without his charts - so, most likely can you, if you are smart enough to think you need this DVD. So don't waste your money, or your TIME! Just go to his website or watch his program a couple of times. EVEN Dave, if pressed would or should tell you this is a waste. The snowball idea which shows you your total payment if you make minimums is nifty - but about the only good thing about this DVD. Smart money maker for you, Dave. Shame on you!