Why are credit records important? How can a family determine its debt limit? How much should an individual spend on a home? Readers of this instructive guide will find answers to these questions as well as other valuable information on managing credit and breaking the cycle of debt. In simple language addressed to the individual consumer, David Scott explains • how interest rates are calculated • how to choose a credit card • the various types of car loans • what to consider when financing the purchase of a home • how to negotiate with creditors
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Book Description
Editorial Reviews
About the Author
DAVID L. SCOTT is the author of more than two dozen books on finance and investing.
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Most Helpful Customer Reviews
6 of 7 people found the following review helpful:
5.0 out of 5 stars
A good investment,
By Enrico "Enrico" (Sun Valley, Idaho) - See all my reviews
This review is from: David Scott's Guide to Managing Credit and Debt (David Scott's Guides) (Paperback)
Buy this for your kids. It will be the best $10 you ever spent. That is, if they read it an follow Scott's advice.
6 of 7 people found the following review helpful:
5.0 out of 5 stars
Help for the average person,
By Jimmy (Phoenix) - See all my reviews
This review is from: David Scott's Guide to Managing Credit and Debt (David Scott's Guides) (Paperback)
I found this short guide to be very helpful in allowing me to get a handle on my credit problems. At least it was a start which is what I needed. I recommend this book to anyone who is struggling with debts.
6 of 7 people found the following review helpful:
5.0 out of 5 stars
Help when needed,
By John (Tulsa, OK) - See all my reviews
This review is from: David Scott's Guide to Managing Credit and Debt (David Scott's Guides) (Paperback)
This book provided help to a guy who really needed it. It is short and sweet with advice on how to make smart decisions on borrowing. The section on credit cards was especially good. I strongly recommend Scott's book that is a quick read. For $10 how can you go wrong?
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Inside This Book
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First Sentence:
Borrowing involves obtaining goods, services, or a sum of money in return for a promise of future repayment. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
periodic interest rate, average daily balance, vehicle loans, credit difficulties, maturity length, credit file, automobile loans, leased vehicle, remaining payments, finance charges, personal budget Key Phrases - Capitalized Phrases (CAPs): (learn more)
Federal Reserve, Federal Trade Commission, Social Security, American Express New!
Books on Related Topics | Concordance | Text Stats Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Index | Back Cover | Surprise Me!
Borrowing involves obtaining goods, services, or a sum of money in return for a promise of future repayment. Read the first page Key Phrases - Statistically Improbable Phrases (SIPs): (learn more)
periodic interest rate, average daily balance, vehicle loans, credit difficulties, maturity length, credit file, automobile loans, leased vehicle, remaining payments, finance charges, personal budget Key Phrases - Capitalized Phrases (CAPs): (learn more)
Federal Reserve, Federal Trade Commission, Social Security, American Express New!
Books on Related Topics | Concordance | Text Stats Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Index | Back Cover | Surprise Me!
Citations (learn more)
This book cites 18
books:
See all 18 books this book cites
- Guide to Managing Credit (Money Smarts) by David L. Scott in Front Matter (1), and Front Matter (2)
- Security Investments (Littlefield, Adams Quality Paperback Series) by David L. Scott in Front Matter
- Stretching Your Income by David L. Scott in Front Matter
- Guide to Buying Insurance (A globe Pequot business book) by David L. Scott in Front Matter
- Guide to Investing for Current Income (Money Smarts) by David L. Scott in Front Matter
See all 18 books this book cites
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