Day-Timer is a pioneer in the field of time management and provides the tools for people in all walks of life to dramatically increase their personal effectiveness, efficiency, and productivity. The luxurious softness of fine leather meets the efficiency of multiple pockets in the Day-Timer Verona starter sets. Our Verona binder is made of soft, supple black cowhide for a professional appearance. An extra pocket on the outside holds receipts, tickets, or other small documents, and the inside front cover has pockets for credit or business cards, an I.D. window, and a gusseted zip pocket. It includes a tabbed address and phone directory, a lined note pad, credit or business card holder, tabbed monthly dividers, a vinyl zip pouch, and 3 month samples of 3 popular calendar formats so you can become more organized starting today. The zip closure binder has a 1 Inch 7 ring element that holds folio size 8.5 x 11 Inch pages. Because Day-Timer realizes that change is the only constant in life, this innovative company has always responded to the needs of its customers, creating new products to meet their changing lifestyles.