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Dealing with Aggressive Debt Collectors What to do and how to do it by an industry insider [Kindle Edition]

Michelle Dunn
4.2 out of 5 stars  See all reviews (5 customer reviews)

Print List Price: $9.95
Kindle Price: $7.99
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Book Description

When bill collectors start calling my first reaction is to cringe away from the phone. It seems so much easier to ignore the problem and hope it, along with the calls, and my debt, goes away. Of course we all know this will never happen and so we do have to deal with it. I wrote this book based on my experience as a debtor and a collector. I am hoping that by being on both sides of the fence my story can help you deal with collectors who break the law, can help you learn how to get out of debt and give you the tools and resources you need to deal with collectors, clear up your debt and move on with your life. Being in debt is very stressful and normally people go into debt when they are already over stressed – for me it was during a divorce which was almost too much to handle, and then I not only had to deal with getting a divorce, but working full time with two kids, not receiving child support or help with the children, balancing the house, pets, kids, jobs, bills and divorce proceedings all while being an emotional mess and having to talk to bill collectors because I no longer made enough money to pay my bills.

Editorial Reviews

From the Author

I wrote this book based on my experience as a debtor and a collector.  I am hoping that by being on both sides of the fence my story can help you deal with collectors who break the law, can help you learn how to get out of debt and give you the tools and resources you need to deal with collectors, clear up your debt and move on with your life.  If you are in debt and need some help - pick up a copy today.

From the Inside Flap

I found myself in debt when I was getting a divorce and suddenly found myself having to learn everything I could about dealing with debt, and how to pay it off while still paying living expenses for myself and my two children while having one less income.   I was married for 10 years and had two children.  When I was getting divorced I was living in the house with the kids and working full time.  I felt like things couldn't get any worse with money, since I only had my income and still had to pay for upkeep on the house as well as all the other expenses. 
In this short book I share my personal story and how I pulled myself out of a bad situation. I hope my story can inspire you to do the same. 
If you are in debt and need some help, pick up a copy of this book today.

Product Details

  • File Size: 214 KB
  • Print Length: 34 pages
  • Sold by: Amazon Digital Services, Inc.
  • Language: English
  • ASIN: B007B2AQO0
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Not Enabled
  • Lending: Not Enabled
  • Amazon Best Sellers Rank: #1,206,637 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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Customer Reviews

4.2 out of 5 stars
4.2 out of 5 stars
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Most Helpful Customer Reviews
3 of 4 people found the following review helpful
5.0 out of 5 stars Written from the heart and lots of experience... April 15, 2012
Format:Kindle Edition
I met Michelle Dunn in the late 90s on a discussion group of women entrepreneurs. At that time, she had just begun her Collection Agency. Like any budding small business owner, she worked hard to make it grow and turn it into a success. And that's what she did.

When Michelle asked me to read this book, I had no idea what to expect. From my experience with her over the years as a professional who knew the collections side of the business inside out (and whom I sent business owners seeking help to), I had absolutely no clue of the challenges she had personally faced as she struggled to help her family survive and thrive -- while dealing with her circumstances head on.

I have always had a high regard for Michelle and this book helps me truly understand how hard she has worked to become the expert she is today -- admired, celebrated and honored by the Collections Industry. And it is well deserved.

This is an emotional book, written from Michelle's experience on both sides of a debt crisis. It's an easy and fast read, and will teach you a lot about what can (and can't) be done if you find yourself in a credit mess. I love that it is practical (communicate with your debtors, be nice, take action) and can be used by pretty much anyone.

It's worth the read 1) for consumers -- if you find yourself in a situation where you are unable to pay all of your bills, and 2) for small business owners -- to prepare yourself for the day you will have to attempt to collect from someone who is not paying.
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4.0 out of 5 stars This helps January 9, 2013
Format:Kindle Edition|Verified Purchase
I really enjoy this book it helps a lot and is a wonderful item to get for free Thanks Michelle
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5.0 out of 5 stars great work! November 17, 2012
Format:Kindle Edition|Verified Purchase
great book from a great author with great knowledge regarding the collection industry! Want to work with me for a book for the portuguese collection industry?
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5.0 out of 5 stars Wonderful Guide for both Consumers and Collectors!!! April 18, 2012
Format:Kindle Edition
Being a collector myself for the past 20 years, and a consumer all my life; I highly recommend this book for everyone. Like Michelle, I've also been on both sides of the fence (meaning I've been in debt, as well as collected debt from those who owed the companies I worked for), and this book offers great practical advice for collectors and consumers alike.

Thank you Michelle for putting out this very informative and helpful guide!
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2.0 out of 5 stars Two Stars January 5, 2015
Format:Kindle Edition|Verified Purchase
too basic
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More About the Author

In 1998, when Michelle was getting a divorce and had 2 small children, she started a collection agency from home leaving her full time job as a credit manager 6 months later. Her agency did very well and grew over the next 8 years until Michelle sold it to write full time. Michelle knew what business owners needed and had already written a couple of books that were selling well. "But it was still a huge leap", she says, "I was a single mom with two sons." I started putting together my ideas, set up a office in my home, and used the income from book sales to fund publishing more books.

That same year Michelle self published 4 books and e-books before landing her first book contract with Entrepreneur Press to write The Ultimate Credit and Collections Handbook, the check IS in the mail. She then self published a couple more business books before getting a book deal with John Wiley & Sons Publishing, for her first hardcover book, The Guide to Getting Paid, weed out bad paying customers, collect on past due balances, and avoid bad debt.

Today Michelle Dunn continues to write columns and books and presents webinars sharing how business owners can limit credit risk in this economy as well as learn how they can prevent some bad debt, and collect from past due customers. To learn more, visit and

An internationally-known expert on the topic of credit and collections Michelle Dunn is a leading authority on collecting money to businesses everywhere.

Michelle is often quoted in the Wall Street Journal and has been featured in, Smart Money Magazine, on CNN, MSNBC, Home Business Magazine, Entrepreneur magazine, Professional Collector, Credit & Collections Risk, the NH Business Review, and in many books and publications worldwide. Michelle has been a featured guest on (NPR) National Public Radio, the Jim Bohannon show and many other radio programs as well as being a repeat guest on television shows.

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