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Death Benefit: A Gray Investigative Thriller (Gray Investigative Thrillers)
 
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Death Benefit: A Gray Investigative Thriller (Gray Investigative Thrillers) [Hardcover]

Philip Harper (Author)
4.6 out of 5 stars  See all reviews (5 customer reviews)


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Book Description

July 12, 2000 Gray Investigative Thrillers
Straight out of today's headlines, this shocking novel of murder, intrigue, and corruption in the life-insurance industry draws its inspiration from actual Pulitzer Prize-winning reporting.


A jogger falls to her death from a bridge in a Philadelphia park. A teenager dies when his bike collides with a bus. A young woman is found dead in a downtown office building. All the deaths can be explained. None results in the prosecution of a murderer. Friendly, charming insurance man Jim Hartman has devised the perfect crimes.

Hartman's the fellow you meet at the civic club. He has known your family for years, he comes to the house to sell you a policy and to offer solace in a time of trouble. He's also a clever killer.

He picks his victims for their youth and future earning potential. Because they are young, their deaths are worth millions in lawsuits for damages. The government and large corporations pay out huge amounts to grieving families, with Hartman taking a large but secret cut. No one suspects the scheme. No one but George Gray, a disillusioned reporter turned crime-fighting vigilante.

Gray (George Herman Gray, named for Babe Ruth) has his own brand of justice. When honest, good people have no chance of recovering the money they are owed, he'll use a dangerous form of blackmail to make sure the guilty pay. Determined to get vengeance and justice for a friend who has been cheated of his late wife's life insurance, Gray suspects some kind of fraud. It's fraud, all right, but much, much more.

Following a treacherous path of discovery, one that leads him to a brilliant woman lawyer with a riveting story of her own, Gray learns the horrific truth of Hartman'scrimes, even as he and Hartman move toward their inevitable showdown.

Gritty and galvanizing, this powerful page turner from critically acclaimed author Philip Harper delivers sharp insight into real-world corruption and asks intriguing questions about the meaning of justice.


Editorial Reviews

Amazon.com Review

As if insurance agents don't have it bad enough, along comes Jim Hartman, a Frankenstein's monster begat of sloth, greed, and Philip Harper (the pseudonym for investigative reporter Jonathan Neumann and Stuart Green, a psychologist specializing in violent offenders). Not content with the usual game and gain, Hartman's hit upon a lucrative sideline: the murder-made-to-look-like-negligence of his clients' children, followed by a wrongful death suit brought by a hand-picked attorney. Or, in Death Benefit's central case, the untimely death of a young wife and mother and the more untimely reasons her policy won't pay. Unfortunately for Hartman, he's picked a friend of erstwhile investigative reporter and earthbound avenging angel, George Gray.
But with all of that going for him, Hartman had made a mistake. His lies about Karen's illness were too specific. The events in his phony file would have left a paper trail. If I could show the trail was missing, then I could prove that what he described had never actually taken place. Karen and Jerry's policy had ended eight years ago. That had to mean that Hartman had been keeping the premium payments since then. If I alerted the insurance company about the scam, the company wouldn't like the news but wouldn't do anything to pay Jerry what he was due. If I went to the police, Hartman might get arrested, but that wouldn't get Jerry the death benefit either. Hartman had cheated the family out of their money. I intended to see that he paid.
Taut, sure, and finely written, Death Benefit, like Gray's previous outings (Payback and Final Fear), is about simple justice. Wrongs are righted and innocents repaid, legally or otherwise, by the guilty parties. There are more than one, certainly, and sussing out (and resussing out) who they are (watch for the nicely drawn, beautiful, and brilliant lawyer, Rachel Curren), what they owe, and how they'll ultimately pay is worth the price of admission. --Michael Hudson

From Publishers Weekly

Altruistic ex-reporter George Gray takes on evil insurance agent Jim Hartman in this slick, suspense-filled thriller, the third in the series (after Final Fear), set in Philadelphia. Hartman has concocted a clever scam to cheat trusting people out of their rightful claims: he secretly cancels their insurance policies and pockets their premiums. When years later a loved one dies (often with Hartman's help), he produces phony documentation to prove the victim was never entitled to the insurance coverage in the first place. Gray begins to notice a suspicious pattern in court cases connected to Hartman, but rather than go to the police, he schemes to gain enough evidence to blackmail the con man into returning the stolen money to the wronged families. Gray eventually becomes involved with Rachel Curren, a physically fit young attorney with a troubled pastAand a link to Hartman. Might she too be guilty of terrible crimes? Harper is good at detailing the insurance fraud and at creating convincing characters. Less than realistic are the life-threatening scrapes Gray blunders into periodically: a confrontation with Hartman in a darkened elevator, a fight with some toughs in a jail holding cell, a chase in an abandoned warehouse where the killer lurks. Cinematic clich?s aside, the author does furnish an exciting climax, where Gray has to do some fast talking to persuade a corrupt judge that shooting him wouldn't be smart. Agent, Esther Newburg. (July) FYI: Philip Harper is the pseudonym for the writing team of Jonathan Neumann, a Philadelphia Inquirer reporter, and Stuart Green, a psychologist.
Copyright 2000 Reed Business Information, Inc.

Product Details

  • Hardcover: 240 pages
  • Publisher: Simon & Schuster (July 12, 2000)
  • Language: English
  • ISBN-10: 0684869179
  • ISBN-13: 978-0684869179
  • Product Dimensions: 9.3 x 6.1 x 0.9 inches
  • Shipping Weight: 1 pounds
  • Average Customer Review: 4.6 out of 5 stars  See all reviews (5 customer reviews)
  • Amazon Best Sellers Rank: #3,401,071 in Books (See Top 100 in Books)

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Average Customer Review
4.6 out of 5 stars (5 customer reviews)
 
 
 
 
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2 of 2 people found the following review helpful:
5.0 out of 5 stars Time to take a look at my insurance policy!, July 31, 2000
This review is from: Death Benefit: A Gray Investigative Thriller (Gray Investigative Thrillers) (Hardcover)
In order for me to read a fiction book the book has to capture my attention within the first 15 to 30 pages. Death Benefit had me going from the very start and I found myself turning pages and finishing the book within three hours.

Philip Harper is a true talent in the fiction arena and this work is not short of spectacular. Harper blends a remarkable tale of murder and corruption with suspense and drama and gives the reader an opportunity to see how deadly insurance can really be.

The main character of the book is developed as the average man next door, but as the story unfolds you'll see how devious he really is. Follow along as a string of what would seem to be natural deaths turn into a complex and intriguing tale of how greed and power can leads a reporter to uncover the mystery.

Harper's work is some of the best fiction I have read and you can almost get a sense of reality within the writing. I see this becoming a blockbuster movie in the near future. Don't pass this one up it is well worth the time and money.

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2 of 2 people found the following review helpful:
5.0 out of 5 stars Mesmerizing reading, June 28, 2000
This review is from: Death Benefit: A Gray Investigative Thriller (Gray Investigative Thrillers) (Hardcover)
In Philadelphia, Jim Hartman loves stealing and relishes killing. He enjoys making blood money out of his illicit activities. About the only thing he loathes is working at an honest job. He cheats people out of their insurance benefits and murders individuals so that he can earn a fee when his clients, the benefactors, settle a wrongful death suit.

His biggest mistake was crossing paths with investigative crime fighter George Gray. For a fee, George also steps outside the law to do whatever is necessary to recover and return money taken away by cheats like Hartman. When the wife of a friend of Gray dies, Hartman plies his trade. Gray smells a con and instigates a game of cat and mouse in which he intends to blackmail his opponent into returning the absconded funds or escort him to the police.

The third Gray investigative thriller (see PAYBACK and FINAL FEAR) is a powerful tour-de-force starring two males living on opposite sides outside the law. One is heads and the other is tails, but they share the same coin of operating above (or below) the law. This leaves the audience with the moral dilemma as to what is right and wrong, and what is ethical because a good cause still means defying society,s rules. Philip Harper raises the conscience of the reader, but provides no pat answer leaving it to the individual to draw his or her own conclusions. DEATH BENFITS is a fascinating yet frightening tale that hits the gut because it is not only plausible, it seems genuine.

Harriet Klausner

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1 of 1 people found the following review helpful:
4.0 out of 5 stars Fiction That Makes You Want To Check Your Insurance Policy !, July 26, 2000
This review is from: Death Benefit: A Gray Investigative Thriller (Gray Investigative Thrillers) (Hardcover)
This new 232 page novel is really quite interesting. It is written by two veteran investigators under a pseudonym. I found it to be a real thriller, as a crime fighter battles insurance industry corruption. The insurance agent thinks that he has found the perfect crime and goes to any length (including murders made to look like accidents) to get his share of the insurance loot. "Death Benefit" is written in an easy to read narrative style that lets you examine the minds of both the cat and the mouse. Not only is this work of fiction interesting, but it can encourage you to look at your own real life insurance policies and your dealing with insurance agents. Well worth the reading.
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