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Debt Free College [Mass Market Paperback]

Gordon H. Wadsworth (Author)


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Book Description

January 1999 0965968200 978-0965968201 8th
Based on 15 years of experience and eight years of research, Debt Free College is today's answer for students who wish to avoid financial bondage. College students will be offered over $100,000 in loans with simply a signature and student ID. Debt Free College is the only book on the market that risks taking on the establishment to reveal the real cost of the PLUS and Stafford Loans and how to avoid them with scholarships, grants and alternative funding sources. This new book provides access to thousands of scholarships and grants worth millions plus key alternative funding programs. Clearly the information presented offers students a light at the end of the graduation tunnel focused on debt avoidance.

Debt Free College includes critical information on submitting essays, selecting a college, service cancelable student loans and even a free computer analysis by return mail. The book is filled with financial helps for every student including a detailed chapter on money management (campus credit cards, college checking accounts and an easy to follow spending plan). In addition, there are chapters on what schools look for, special grants and scholarships, prepaid tuition plans, the current tax revisions, the latest military options plus charts and graphs illustrating the amount of savings need to fund a college education in the future.


Editorial Reviews

Review

"Debt Free College is written in such a clear and concise way. I used a lot of the material for the seminar we gave to parents, especially the Alternative Funding ideas. Thanks so much for your help. Your book was a lifesaver!" -- Chery DeBoer, DeBoer & Associates CPA's, June, 1998

"Debt Free College will benefit young adults while in college and after graduation. I encourage every student to read this book before they fill out a college application." -- Andy Stanley, North Point Community Church, Atlanta, September, 1997

"I encourage all parents and students to read Debt Free College before making the decision to take out a student loan." -- Larry Burkett,

"You'll probably want to get a copy of Debt Free College, the only book I've run across totally dedicated to the subject of graduating with no money problems hanging over your head. Debt Free College works hard to help you avoid student loans completely. The last chapter, entitled, 'The Last Resort,' reveals the real cost of the most popular student loan programs and stresses again and again that it's worth making major efforts to avoid such loans entirely. Mr. Wadsworth's book makes no assumptions about the financial savvy of the reader. Students are warned against the easy overuse of credit cards and taught how to balance a checkbook and make up a monthly budget. My advice? Read Debt Free College first, then read your other finaid books." -- Mary Pride, Practical Homeschooling, Big Book of Home Learning, Fall, 1998

Debt Free College, Sending Students to College Without Financial Burden, takes a stand against student loans and encourages students and parents to seek alternative sources of funding. It highlights available grants and scholarships and cautions parents against unscrupulous scholarship search firms. The book features various programs offered by the U.S. military as well as information on college co-op plans, new tuition tax credits and the Hope scholarship. -- Austin Pryor, President, Sound Mind Investing, Sound Mind Investing, August, 1998

From the Author

With few exceptions, parents do not have a special savings account established to finance their children's education. With families already weighted down with multiple car payments, vacation clubs, credit card debt, the shrinking dollar and rising taxes, the overall burden of paying for college today has shifted from the parents to the student. America's bookstores have many books on college funding, but only Debt Free College reveals the real cost behind the 'so-called low interest' student loans and how to avoid them.

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