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Debt-Free College Mass Market Paperback – September 1, 2002

ISBN-13: 978-0399528651 ISBN-10: 0399528652 Edition: 1st

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Product Details

  • Mass Market Paperback: 320 pages
  • Publisher: Perigee Trade; 1 edition (September 1, 2002)
  • Language: English
  • ISBN-10: 0399528652
  • ISBN-13: 978-0399528651
  • Product Dimensions: 9 x 6 x 0.9 inches
  • Shipping Weight: 11.7 ounces
  • Average Customer Review: 3.0 out of 5 stars  See all reviews (2 customer reviews)
  • Amazon Best Sellers Rank: #3,426,946 in Books (See Top 100 in Books)

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About the Author

Robert A. Sparks is a network administrator for M3 Design, Inc. and graduated from the University of Texas at Austin.

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5 of 6 people found the following review helpful By A Customer on October 9, 2002
Format: Mass Market Paperback
I found the book interesting and well laid out. It explains the whole college financing process and gives you specific tips on how to make it work for you. It also valuable advice on managing personal finance going forward. Because it was written by two recent graduates, it has all college necesities that can make this work. I highly recommend it for anyone going to college, wanting to start college or even just in high school. Good book, overall.
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Format: Mass Market Paperback
This book is a complete pile of manure. I've been in college for the last 6 years, so I think I have some experience in loans, scholarships, and general money finagling.

The introduction states that this book isn't about getting scholarships or actually being debt free, but MANAGING debt. Seriously, it's on page 3. It goes on to say that the only real way to stay out of debt during college is to have money beforehand. The first two chapters are on budget analysis before college, and how much you should save "before charging into college." (As an extremely irritating sidenote, the author uses "charging into college" about 1,000 times in the book)

So, what are you supposed to do if you haven't saved up thousands of dollars, or are already in college? Well, the author has the solution! STUDENT LOANS! I kid you not, the rest of the chapters are on which student loans to take out, how to pay on the interest, and of course you're expected to have a fulltime job to pay for college tuition... while you attend college. The rest of the book just emphasizes that you have to learn how to manage student loans. I guess the tipoff should have been in the title; Debt-Free College, 79 secrets for successful college FINANCING. Why would you need financing if you have no debt? Call me insane or moronic, but isn't DEBT-FREE supposed to mean no debt? Like, no loans? I guess I should brush up on my dictionary definitions.

The cherry of this book though is the "79 secrets." Here's the list, from page 221: Budget management, money management, expense management. It also includes gems like "Don't overdraw your banking account," "Don't buy new shoes," and "Don't wire money to friends.
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