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Debt-Free Forever: Take Control of Your Money and Your Life [Paperback]

Gail Vaz-Oxlade
4.8 out of 5 stars  See all reviews (51 customer reviews)

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Book Description

April 13, 2010

Tired of getting to the end of the money before you get to the end of the month? Wish you were in control?

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. Debt-Free Forever is Gail’s step-by-step guide, and she’ll show you how to:

  • figure out how much you’ve actually been spending
  • calculate how much you owe—and what it’s costing you
  • build a budget that works
  • maximize your debt repayments so you can be free of consumer debt in 3 years or less
  • prepare for a rainy day so it doesn’t mean a major setback
  • set goals for your new, debt-free life

Make no mistake: Getting out of debt isn’t easy. But in Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, pick up this book, follow Gail’s plan, and start becoming debt-free forever.


Frequently Bought Together

Debt-Free Forever: Take Control of Your Money and Your Life + The Budget Kit: The Common Cents Money Management Workbook + Dome(R) Simplified Home Budget Book, 7 1/2in. x 10 1/2in., Teal
Price for all three: $33.97

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Editorial Reviews

Review

“Vaz-Oxlade has tied together all the advice she has given over eight seasons of Til Debt Do Us Part in her latest book—Debt-Free Forever . . . She writes the way she talks, so the book is entertaining and easy to read. Many of the tips are useful even for those who aren’t in debt.”
Windsor Star

About the Author

Gail Vaz-Oxlade has been a personal-finance writer and columnist for 25 years, following a career working for financial-services companies. She delivers her no-nonsense approach to money management as host of the television show Til Debt Do Us Part, which airs in the U.S. on CNBC, as well as in more than 30 other countries, reaching millions of viewers each week.

Product Details

  • Paperback: 320 pages
  • Publisher: The Experiment (April 13, 2010)
  • Language: English
  • ISBN-10: 1615190201
  • ISBN-13: 978-1615190201
  • Product Dimensions: 5.4 x 0.9 x 8.1 inches
  • Shipping Weight: 12.8 ounces (View shipping rates and policies)
  • Average Customer Review: 4.8 out of 5 stars  See all reviews (51 customer reviews)
  • Amazon Best Sellers Rank: #73,660 in Books (See Top 100 in Books)

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Customer Reviews

4.8 out of 5 stars
(51)
4.8 out of 5 stars
I'm a little surprised at how much the book sounds just like her. Hope  |  9 reviewers made a similar statement
I love Gail's show, so picked up the book to get more from her. C. Heroy  |  8 reviewers made a similar statement
This book will help you get an idea of where you really are financially. Ashlea C. Hopkins  |  10 reviewers made a similar statement
Most Helpful Customer Reviews
27 of 27 people found the following review helpful
5.0 out of 5 stars Move over, Suze Orman. July 6, 2010
Format:Paperback|Amazon Verified Purchase
After watching Gail's TV show "Till Debt Do Us Part" I wanted to get some of her books. I also watch Suze Orman's TV show and have several of her books so I have a good standard of comparison. In my opinion they are both "gold". Gail's approach is a little more personable and, perhaps, a little easier to understand for the inexperienced layperson. I am a 68 year old woman whose husband of 45 years has decided he wants a divorce with limited and minimal spousal support so I am definitely an inexperienced layperson. Gail's book has "girded my loins with strength". Thanks, Amazon.com; this was money well spent!
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30 of 31 people found the following review helpful
5.0 out of 5 stars THIS WOMAN HAS CHANGED MY LIFE!! May 12, 2010
Format:Paperback|Amazon Verified Purchase
I love Gail because she is no-nonsense but she is more than just a motivational speaker. She shows you how to get yourself in a position of financial freedom. I'm not much of an investment type so many of the financial gurus don't work for me. Gail speaks mainly to people in way over their heads and us "common folks" and tells us that it's not totally hopeless. We've paid off $10,000 of credit card debt in 2.5 years...thank you Gail!
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30 of 35 people found the following review helpful
5.0 out of 5 stars Debt Reduction the Hard Way--The Budget!!! April 23, 2010
Format:Paperback|Amazon Verified Purchase
As a TV viewer turned reader, I thoroughly enjoyed reading Gail's book. It showed me how to make percentages of the various categories of expenses and savings thereby allowing me to make a pie chart showing where the money is going. She uses a jar method for weekly expenditures, but you could also use envelopes. I found out my rent expense was within the percentage she allowed. I always thought I was paying way too much for this expense. I use a Vacation Club and Holiday Club. I am far behind in Retirement Savings and I am taking aggressive action; plus saving to pay cash for new/used car, and the emergency fund too. Using cash and using two credit cards by paying balances in full each month with no finance charge and the debit card seem to be working with the budget-a must! Still give to Church & Charity. Thank you Gail. Keep up the Great Work!! I highly recommend this book.
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Most Recent Customer Reviews
5.0 out of 5 stars Excellent tool and support system!
Gail's show "Til Debt Do Us Part" led me to this book. Her show was fantastic, thought provoking, brutal at times and pushes one toward soul searching, money wise as well... Read more
Published 16 days ago by J. Anderson
5.0 out of 5 stars Excellent & necessary info for everyone!
We have begun to apply the information in this great book and have already been able to cut our expenses, paid down on our debt, begun an emergency fund and taken a few other very... Read more
Published 23 days ago by Stephanie Mollet
5.0 out of 5 stars Great book for budget guidelines
This woman is amazing, helping to simplify budgeting and getting back on track with money management. It has helped a lot! Thanks.
Published 1 month ago by Elizabeth C Sideris
5.0 out of 5 stars Great Information
I'm a little surprised at how much the book sounds just like her. I watched her on TV, but often the stuff I've read by other people just sounds so complicated. Not this book. Read more
Published 1 month ago by Mark Clayborne
4.0 out of 5 stars Very Helpful Information
Read it and it help me manage my finances. Opening a small business and I believe I can apply these rules there also.
Published 2 months ago by Lynn Renee Williams
5.0 out of 5 stars Gale vs Dave
I love Gail's shows Til Debt Do Us Part and Princess. I do however agree with some of the small things. Read more
Published 2 months ago by Spahrky
5.0 out of 5 stars Great Book
Great and easy book to read and use as a tool. I refer and outline in it every day. I highly recommend!
Published 2 months ago by Lida Gochenour
5.0 out of 5 stars DEBT-free forever:
Great book. I ordered this book for a relative who doesn't know how to save money. She lives from paycheck to paycheck and her spending is out of control. Read more
Published 2 months ago by logan
5.0 out of 5 stars Simple as Pie, from a magic jar
Yes, this is basically the sample principle as other guys products but the difference is - no religious overtones being thrown around and she gives you ACTUAL math equations to do,... Read more
Published 3 months ago by R. C.
4.0 out of 5 stars Good (if hard) advice!
I enjoyed reading this book and generally concurred with the author, who pulls no punches in forcing the reader to look at how he/she has gotten to the position where the advice in... Read more
Published 4 months ago by MC Phillips
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