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Most Helpful Customer Reviews
85 of 87 people found the following review helpful:
3.0 out of 5 stars
Bulky but helpfull.,
By
This review is from: Deluxe Executive Envelope System: Dave Ramsey's Financial Peace University with Pens/Pencils and Note Pad and Wallet (Misc. Supplies)
I got mine free with another deal where I got Dave Ramsey's Total Money Makeover Book.
There are 6 envelopes attached to the book itself. There are another 4 that are loose. It comes with a pen, a note pad, a clear plastic sleeve for coins, 5 slots for debit cards and a place for your check book. I like how it forces you to organize yourself. I keep my checkbook and cash in it. However, it's very bulky. I don't actually carry it around with me, I don't like the idea of carrying that much cash around. I just take out what I need each day. It would probably work best for someone who carries a purse or briefcase. It's a nice thing to have, but I probably would not have purchased it on it's own. You could probably build your own by getting an organizer from any place that sells school supplies.
62 of 62 people found the following review helpful:
5.0 out of 5 stars
Handy Way to Handle Money,
This review is from: Deluxe Executive Envelope System: Dave Ramsey's Financial Peace University with Pens/Pencils and Note Pad and Wallet (Misc. Supplies)
I have found that using Dave's envelope system has greatly helped control my spending habits. I had been using the basic envelope system, but the deluxe 'system' is much better. I no longer have to carry my wallet/check book AND my 'system' in my purse. I like the fact that there are a few loose envelopes included because I can put my husbands gas money for two weeks in one of the loose envelopes and he can toss it in the glove box of his truck and have it on hand when needed. I also put his 'blow' money in one of the loose envelopes as well. At first I was concerned about having so much cash on hand, but I have found that I am much more careful with my purse than I had been in the past. The quality of the product is acceptible although I think a good leather would have been a more durable choice of materials for the cover...maybe they were just thinking of the 'vegan' crowd;-) I would recommend this product to anyone who is currently using the Financial Peace system or considering it.
41 of 41 people found the following review helpful:
5.0 out of 5 stars
It works if you use it correctly,
By Jackson Longan "Jackson" (Oklahoma) - See all my reviews
This review is from: Deluxe Executive Envelope System: Dave Ramsey's Financial Peace University with Pens/Pencils and Note Pad and Wallet (Misc. Supplies)
I bought the envelope system in hopes to track my spending. I am doing much better today in not spending money left and right since I write down everything I spend. It keeps me honest as well. I am doing a good job of not borrowing from other envelopes. The only drawback I see in this is when I go to Wal-Mart I often buy things that come from two or more of my envelopes. What I do is make a purchase for each envelope, seperating the items I am purchasing by envelope. Overall I highly reccommend this product to anyone out there who is struggling with overspending. I have really cut back on my little spending. That is where my paycheck was really dissapearing to. I would eat out often at fast food restaraunts. I would also spend a couple dollars here and there at gas stations and other stores. Today I am more disciplined with my spending and it is all thanks to this Deluxe Executive Envelope System.
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