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Did Everything But Think: D.E.B.T. Kindle Edition

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Length: 168 pages Word Wise: Enabled Enhanced Typesetting: Enabled

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Editorial Reviews

About the Author

Joseph Lorick was born August 25th 1981 in Baltimore, MD. He graduated from one of the most prestigious high schools in the United States; Baltimore City College high. He went on to earn his bachelors in business administration from Bowie State University. As a senior, Joseph began his career in banking and has never stopped. He has worked in the collections, credit, mortgage, consumer Loans, debt management and strategies department within his eleven years of employment. During this time, he has spoken with thousands of customers and gained extensive knowledge about the financial habits of American citizens. He has also led hundreds of lectures and workshops to assist teenagers and adults with minimizing their debt dependency. Joseph is also a Christian and has been for the last eighteen years. He works in the church as a financial counselor and also serves as a worship coordinator. He is a strong believer in social progression through education and writes to further this cause.

Product Details

  • File Size: 970 KB
  • Print Length: 168 pages
  • Publisher: Agape Christian Books Gifts & Music (May 29, 2012)
  • Publication Date: May 29, 2012
  • Sold by: Amazon Digital Services, Inc.
  • Language: English
  • ASIN: B0085WPUXM
  • Text-to-Speech: Enabled
  • X-Ray:
  • Word Wise: Enabled
  • Lending: Enabled
  • Enhanced Typesetting: Enabled
  • Amazon Best Sellers Rank: #1,080,951 Paid in Kindle Store (See Top 100 Paid in Kindle Store)
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More About the Author

Joseph Lorick was born August 25th 1981 in Baltimore, MD. He graduated from Baltimore City College High School, in 1999 and went on to earn his bachelors in business administration from Bowie State University. As a senior, Joseph began his career in banking and has never stopped. He has worked in the Collections, Credit, Mortgage, Consumer Loans, Consumer Checking, Small Business Checking and Strategies department within his 9 years of employment. During this time, he has spoken with thousands of customers and gained extensive knowledge about the financial habits of American citizens. Joseph is also a Christian and has been for the last 18 years. He works in the church as a financial counselor and also serves as a worship coordinator. During his spare time he leads financial freedom lectures and assists his community by teaching financial literacy. He is a strong believer in social progression through education and writes to further this cause.

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Most Helpful Customer Reviews

2 of 2 people found the following review helpful By KegSci on July 25, 2012
Format: Paperback
This book is a concise yet thorough guide to understanding money and mending past money problems and mistakes. I definitely recommend that college students recovering from less than stellar credit and loan situations get this. It's not the usual "don't buy this, don't buy that" advice! You'll be glad you read it. :)
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2 of 2 people found the following review helpful By J. Plasaj on July 24, 2012
Format: Paperback
This book is exactly what most people need when looking for financial solutions - a clear and easy way to start rethinking. No get rich quick schemes, no market jargon, just cold hard truth about the world we live in, and how you can see it differently to live a debt free life. Thank you Mr. Lorick!
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1 of 1 people found the following review helpful By Teresa Beasley on December 1, 2012
Format: Paperback
Debt is something that can be avoided if individuals learn about it early. If parents teach their children finances while in high school it will carry over into their adult life. Joseph Lorick explains all there is to know in Did Everything But Think. This 15-chaptered guidebook will help readers learn how to stay clear of debt and how to get out of debt. I am sure everyone would love to be debt free.

Lorick starts with a brief history of generational handling of finances. The book covers several topics such as the different influences that may cause debt, how to buy your first car, when to move out of your parents' home and the difference between renting and having a mortgage. I enjoyed these particular chapters because they opened my eyes on how to avoid making mistakes when it comes to big decisions. The author's examples and scenarios provide readers with a clearer picture as he explains different levels of finances.

The author takes a different approach in sharing valuable information by using storytelling techniques along with personal experiences. I appreciated the sample budgeting worksheets that can be used as a tool to start readers on their journey to financial freedom. This was a helpful book that should be shared with high school and college students. I recommend this book to others.

This book was provided by the author for review purposes.

Teresa Beasley
APOOO BookClub
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1 of 1 people found the following review helpful By houlder on August 24, 2012
Format: Paperback Verified Purchase
This book is simply spectacular. I wish I had knew the things written in this book when I was 17 before I ever incurred any debt. I'd dare say this book should be mandatory reading for ever highschool senior in America. Lorick writes in a down to earth easy to understand natural voice and exposes all sorts of things any one would want to know about how to set up a solid financial life. Plus its a quick read which makes it even better. My hat goes off to lorick for this book, its excellent.
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1 of 1 people found the following review helpful By ewlkr50 on July 14, 2012
Format: Paperback Verified Purchase
This book was a good read and is a resource that anyone can find useful in these hard economic times. The 12 month budgeting sheet provides those in need of financial guidance to get on track without paying for additional services. I would recommend this book for recent graduates since they are just starting out on their own.
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1 of 1 people found the following review helpful By Rob Jennings on May 12, 2015
Format: Kindle Edition Verified Purchase
I've read some financial/debt books this was a new and interesting take on debt made me feel motivated in some of my own financial goals
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