Dirty Little Secrets: What the Credit Bureaus Won't Tell You [Paperback]

Jason Rich (Author)

Book Description

Publication Date: July 28, 2006

Insider secrets that can improve your credit score

These days, maintaining a good credit report and FICO score is critical. This insider guide reveals how the FICO score is calculated—and lets you in on how to manipulate it. Dirty Little Secrets from the Credit Bureaus offers you little-known strategies for improving credit scores and making a credit report look attractive to lenders. Credit experts from well-known companies show you the best way to communicate effectively with the three major credit bureaus to make corrections and update information. Plus, it reveals how you can get bad information legally removed from credit reports.

Editorial Reviews

About the Author

McGraw-Hill authors represent the leading experts in their fields and are dedicated to improving the lives, careers, and interests of readers worldwide

Product Details

• Paperback: 176 pages
• Publisher: Entrepreneur Press; 1 edition (July 28, 2006)
• Language: English
• ISBN-10: 1599180146
• ISBN-13: 978-1599180144
• Product Dimensions: 7.6 x 5.6 x 0.5 inches
• Shipping Weight: 8 ounces (View shipping rates and policies)
• Average Customer Review: 1.8 out of 5 stars  See all reviews (12 customer reviews)
• Amazon Best Sellers Rank: #352,154 in Books (See Top 100 in Books)

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Customer Reviews

Most Helpful Customer Reviews

32 of 32 people found the following review helpful:

1.0 out of 5 stars A Most Misleading Title., January 3, 2007

By 

Robert J. Donahue (Indianapolis, IN, USA) - See all my reviews
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This review is from: Dirty Little Secrets: What the Credit Bureaus Won't Tell You (Paperback)

I believe Mr. Rich has "written" quite a few of these little "books"--small-size, large-font cut & paste jobs that require less authorial than editorial skill in stitching together or, at best, paraphrasing. But I have no hard feelings about that--I wish I had the connections to do it myself; God truly does know I could do it better. The problem is that this book contains not one "Dirty Little Secret" it claims to divulge. The "insider" interviews with Credit Bureau representatives are as hard-hitting and helpful as the pablum you'd find in the FAQs at those companies own web sites. It's as if the Credit Bureaus themselves produced the book. There's nothing wrong with this, if it's disclosed, but it's surely misrepresentation to call the result "Dirty Little Secrets". Please. Skip ahead to Stephen Snyder's Credit After Bankruptcy. Or the web, if you have more time.

25 of 25 people found the following review helpful:

1.0 out of 5 stars Dirty little book, September 28, 2006

By 

J. McCallum (Sacramento, CA) - See all my reviews
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This review is from: Dirty Little Secrets: What the Credit Bureaus Won't Tell You (Paperback)

Do not waste your money if you are trying to repair your credit this decade. These are all things your mom and dad could tell you. On the back of the book it says you will find out how to QUICKLY BOOST your credit score. Well inside the book it says in multiple places there is no way to quickly boost your credit score. I think the credit bureaus tell you more than this guy. It has no real credit repair secrets.

24 of 26 people found the following review helpful:

1.0 out of 5 stars No Secrets Here!!, October 7, 2006

By 

mdb (California, USA) - See all my reviews

This review is from: Dirty Little Secrets: What the Credit Bureaus Won't Tell You (Paperback)

A waste of time and money! This book is extremely repetitive. It says the same things over and over, throughout the book: "Your credit report is important"...."Having a poor credit score will keep you from obtaining credit".....and here is the big "secret" to boosting your credit score---"Pay your bills on time". Those and a few other obvious points fill up the pages of this book in its entirety. If you're really looking for some serious help with your credit score and/or report, this is not the book for you.