The Top 10 Distinctions Between Millionaires and the Middle Class [Hardcover]

Keith Cameron Smith (Author)

Book Description

Release date: August 28, 2007

If you’re ready to take the journey to wealth and personal fulfillment, here’s your ticket. In this life-changing little book, entrepreneur and inspirational speaker Keith Cameron Smith shows you how to think like a millionaire and reap the benefits of a millionaire mindset. The key to moving beyond the middle class and up the economic ladder is mastering ten vital principles, including

• Millionaires think long-term. The middle class thinks short-term. Create a clear vision of the life you desire, and focus on it.
• Millionaires talk about ideas. The middle class talks about things and other people. Ask some positive “what if” questions every day, and bounce ideas off successful people who will be honest with you.
• Millionaires work for profits. The middle class works for wages. Take calculated risks and learn to take advantage of good opportunities.

We all want to improve our financial position. In this inspirational and practical guide filled with savvy and sensible advice, Smith upgrades you from coach to first class. So follow these principles, transform your life, and realize your dreams!

Editorial Reviews

Review

Praise for
The Top 10 Distinctions between Millionaires and the Middle Class

“Everyone can be a millionaire. You just need to know the 10 Distinctions. Learn, use, and study these great distinctions and become a millionaire.”
–Mark Victor Hansen, co-author of The One Minute Millionaire and Chicken Soup for the Soul

“Filled with wisdom and knowledge that leads to freedom and abundance.”
–Nido R. Qubein, author of Stairway to Success

About the Author

Keith Cameron Smith is an entrepreneur and inspirational speaker who teaches his financial success principles to individuals and companies around the country. The author of The Spiritual Millionaire, Smith lives in Ormond Beach, Florida, with his wife and two young children. Visit his website, keithcameronsmith.com.

www.ballantinebooks.com

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Product Details

• Hardcover: 128 pages
• Publisher: Ballantine Books (August 28, 2007)
• Language: English
• ISBN-10: 0345500229
• ISBN-13: 978-0345500229
• Product Dimensions: 5 x 0.6 x 7.5 inches
• Shipping Weight: 8 ounces (View shipping rates and policies)
• Average Customer Review: 4.5 out of 5 stars  See all reviews (89 customer reviews)
• Amazon Best Sellers Rank: #28,379 in Books (See Top 100 in Books)
  • #63 in Books > Business & Investing > Personal Finance > Budgeting & Money Management

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Most Helpful Customer Reviews

94 of 99 people found the following review helpful

5.0 out of 5 stars Why five stars? September 16, 2007

By Michael Young

Format:Hardcover|Amazon Verified Purchase

Frankly, there's nothing new in this book. But it is a concise description of what it takes to become wealthy. Will reading the book make you a millionaire? Of course not. But it will put you on the right track. It is a quick read. I recommend reading it straight through in one sitting...then reviewing a chapter a day until your actions model millionaire behavior. Dr. Thomas Stanley's Millionaire Next Door and Millionaire Mind provide plenty of evidence to support what Smith talks about in his book. The strength of this particular book is that 10 clear easy-to-understand steps are described so that you don't have to parse through the statistics to find out what works and what doesn't. Instead of slipping cash in a card this holiday season for that high school or college student, give them a copy of this book. Note that this book is not about greed. It is about acquiring wealth and being a good person at the same time. The two are compatible.

65 of 71 people found the following review helpful

5.0 out of 5 stars Simply phenomenal! November 8, 2007

By Stoney deGeyter

Format:Hardcover

You'll not find a more simplified, boiled down analysis of what separates the rich from, well, everybody else. No, this isn't a book talking about how rich people are a bunch of greedy SOB's. Nor is it talking about some get-rich-quick scheme or how you can make millions of dollars overnight. While the book may be short, it's quite simple in its approach answering the question, why do some people have more money than others?

The top ten distinctions the author walks us through outline the basic idea that how successful you are is largely determined by your thoughts and your actions. Most millionaires have achieved their success because they had the right mindset to become millionaires. They had goals and sacrificed what they had to to get there, but they also kept their frame of mind in the right place, asking the right questions, taking risks, and developing ideas.

Because of its simplicity, Top Ten Distinctions makes it clear that anybody has it within themselves to become a millionaire. Sure, some have more hurdles to cross than others, but these things can all be overcome and financial success-financial freedom-can be achieved by anyone who puts their mind to it. The distinctions between millionaires and middle class are not that millionaires have more money, they were just determined not to live out a middle class existence that often struggles to pay bills, afford vacations, or are living from paycheck to paycheck.

Financial freedom is available to all. Once you know what separates those that have much from those that don't, you can begin to mold yourself to have the mindset that allows you to become free financially. Oh, and just for a quick preview, my favorite distinction was number four: Millionaires believe they must be generous. The middle class believes it can't afford to give. I can't tell you how many times I've thought that I can't afford to donate here or help that person there. I'm off to change my own mindset!

44 of 48 people found the following review helpful

5.0 out of 5 stars Life Changing February 18, 2008

By John Chancellor TOP 500 REVIEWERVINE™ VOICE

Format:Hardcover|Amazon Verified Purchase

Have you ever wondered why so many self-help books don't seem to help? I think there are basically two reasons. The first if the people simply do not take action on the information in the book. The second reason and perhaps the most disappointing one is that people do not really understand what it takes to be successful. It is simply not enough to learn the things to do and how to do them.

Many self-help teachers give the advice: Pick out someone who is successful and do exactly what they do. While that is good advice, there are some things a person does that we simply cannot see. We cannot see their mindset. And that is where most people go wrong. They concentrate on the tactics and techniques and fail to understand the mindset of successful people.

It is a basic truth that successful people think differently than average people. So it stands to reason, unless we understand how successful people think and learn to think like they do, we are never going to achieve the success we dream of.

I have read many books but never one so succinct when it comes to understanding the mindset of successful people. Keith has identified 10 distinctions between highly successful people and average people. And he has provided a good explanation about why these principles work and the difference they can make in your life.

The book is short and easy to read. However, one reading will not change your mindset. You need to read it often to internalize the ideas and concepts. You need for these concepts to become your mindset. Adopt the 10 distinctions for your own. Understand them and more importantly, live them.

While Keith talks about the differences being related to millionaires and middle class, he does point out that not all millionaires are happy. To be happy and successful in life you truly need to adopt these concepts. They are as important to your emotional well being and to your economic well being.

This is a very important book. If you will study it and adopt the concepts, it will be life changing.