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Your Credit History Isn't What You Think It Is * Things that may lower your credit rating * How some financing sources may deliberately lower your credit rating * How to check out your credit report
What Are Your Financing Sources? The pros and cons of various sources of financing including: * Home equity lines of credit * Credit unions * Banks * Online financing companies and services * "Captive" finance companies such as GMAC, Ford Motor Credit Corp. or Toyota Credit * Subprime lending sources such as small loan houses and Buy Here Pay Here operations * Title loan operations
How 10% APR can beat 0% APR
Should You Buy Credit Life or Disability Insurance? * What are these products? * Who needs them? * Better alternatives
Finding the Cheapest and Best Loan Step-by-step guide for shopping and comparing financing sources to find the cheapest and best loan for you.
Tips for Protecting Yourself If You Are Paying Cash
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Most Helpful Customer Reviews
16 of 16 people found the following review helpful:
5.0 out of 5 stars
Former Car Dealer's View,
By Baron Wilkes (Tennessee) - See all my reviews
This review is from: Don't Get Taken Every Time (Paperback)
After 16 years in the automobile business, 7 as a manufacturer's representative and 9 as a car dealer, I found Remar Sutton's book, "Don't Get Taken Every Time," the first book that I have read which really tells about the inside workings of an automobile dealership. It offers valuable insight into the automibile business and is important reading for anybody who is about to make one of the largest purchases of their life. If I had read this book when I was in the car business, it would have frightened me. A consumer entering a car dealership without being armed with the information that is in this book is going into battle virtually unarmed. In my post-automobile business years I have given many people similar car buying tips and, from their experience, I can assure you that the information in this book can help change the trama of car buying into an experience that can be fun while saving you hundreds, maybe thousands of dollars. Do not buy your next car before you read this book!
9 of 9 people found the following review helpful:
5.0 out of 5 stars
Yes, this book is worth it!,
By A Customer
This review is from: Don't Get Taken Every Time (Paperback)
As a single woman in the late 1980's I used this book to purchase my first car from a regular dealership and did the homework (which included 5 offers prepared for 3 different dealerships). From the time I walked on to my first lot alone to make my offer, to the time I received my keys I was out in an hour (NO haggling and never had to go to the other dealerships). I was able to save almost $3,000 and had already secured the financing that didn't leave me "underwater" after the purchase. Yes, not all of the salespeople are greedy (because some of them are just as clueless about those hidden profits) but the managers sure were. Can't remember how many times one of the managers tried to get me to confide to him which dealership I worked (or had worked) for and it felt good to politely say that I had never worked in one before and felt I had too much of a conscience to start now. He kept saying, "Do you realize how good of a deal you got...where did you get your information?" I never divulged my source but I wanted to mention to the readers here that not only am I pleased to see his book still in print and updated, but Sutton's latest version will be the one I use when buying another new car next year.
5 of 5 people found the following review helpful:
5.0 out of 5 stars
Don't Buy A Car Without Reading This Book!,
By Trent K. Rollow (Seal Beach, CA United States) - See all my reviews
This review is from: Don't Get Taken Every Time (Paperback)
An incisive look at a dog-eat-dog business. Helps the car buyer through the major pitfalls of purchasing a new or used car which, unfortunately, exist at just about every stop in the car dealership.For car buyers willing to do their homework, there is no reason to get ripped off. Sutton shows you how to arm yourself with some common-sense tactics that almost anyone can use. An amusing sidebar for me was, after reading Sutton's book, was having several salespeople AND managers ask me if I was a former car lot manager. I just smiled inscrutibly and answered that I had 'contacts' in the business.
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