Easy Guide to Good Credit [Paperback]

Pearl B. Polto (Author)

Book Description

Publication Date: May 1, 1996

For those Americans who have difficulty establishing and maintaining good credit habits, this guide teaches readers how to establish good credit, cope with collection agencies, avoid bankruptcy, and more. Reprint.

Editorial Reviews

From Library Journal

In this brief guide, the authors give both useful advice and chilling warnings about the use of credit. Particularly illuminating is their exposition of the credit rating and credit bureau system, which is invisible to most consumers but can control their economic destinies. They give instructions on obtaining information from this system; remedying a poor credit rating; shopping for loans; applying for a mortgage; and managing credit cards. They warn against the dangers of bankruptcy and home equity loans to eliminate or consolidate debts. Appendixes include credit bureau addresses, sections of the Fair Credit Reporting Act, and sample letters. While a number of general law and finance guides cover credit, this is handy to have as a stand-alone source with somewhat more detail. Recommended for public libraries.
- Jack Ray, Loyola/Notre Dame Lib., Baltimore
Copyright 1990 Reed Business Information, Inc. --This text refers to an out of print or unavailable edition of this title.

Product Details

• Paperback: 1 pages
• Publisher: Berkley; Reprint edition (May 1, 1996)
• Language: English
• ISBN-10: 0425152979
• ISBN-13: 978-0425152973
• Product Dimensions: 6.7 x 4.2 x 0.7 inches
• Shipping Weight: 2.4 ounces
• Average Customer Review: 5.0 out of 5 stars  See all reviews (2 customer reviews)
• Amazon Best Sellers Rank: #1,399,613 in Books (See Top 100 in Books)

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Customer Reviews

Most Helpful Customer Reviews

7 of 7 people found the following review helpful:

5.0 out of 5 stars Most helpful and informational for laymen like myself., November 17, 1999

By A Customer

This review is from: Easy Guide to Good Credit (Paperback)

I had problems in dealing with Collection agencies and did not know that I had the right to tell them to go away allowing me the opportunity to deal strictly with my creditor. I have become very credit conscious and check my credit report meticulously for errors and any unauthorized inquiries. Where I thought that I had to wait 7 years to remedy some of my credit woes, I was able to remedy them within months. The sample letters were most helpful and they even cause me to purchase or send to Pueblo, Colorado for other books on credit and credit rights.

5.0 out of 5 stars Everything you need to know about your credit report, November 9, 2003

By 

Peter V. Tamas (New Brunswick area, NJ United States) - See all my reviews
(REAL NAME)   

This review is from: Easy Guide to Good Credit (Paperback)

This is an excellent little book. It describes how to check your credit report and how to get erroneous information cleared up. It includes sample letters and addresses of credit bureaus.

I have used this book to clean up incorrect information in my credit report.

This book's publication pre-dates the internet boom and so there's some information that would warrant a new edition. However, all the critical information is here clearly and concisely, the primary reason it should be reissued.