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Effortless Savings: A Money Management Guide to Saving Without Sacrifice Kindle Edition

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Length: 192 pages Word Wise: Enabled Enhanced Typesetting: Enabled
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Editorial Reviews

Review

"Effortless Savings is a practical manual on frugality and building savings. Richard's ideas are easy to read and even easier to apply." 
Steve & Annette Economides New York Times best-selling authors 
America's Cheapest Family Gets You Right on the Money

"Effortless Savings is also effortless reading, a light and breezy guidebook that can yield weighty results. Richard Syrop's tips often go beyond the usual which led me to highlighting ideas on nearly every page. "Effortless Savings" will galvanize you to make numerous and painless spending cuts and live more abundantly." 
Lorilee Craker New York Times best-selling author 
Money Secrets of the Amish
 
"Effortless Savings is full of tips that everyday people with regular expenses can begin using right away. This book is not for the black belt frugalistas who can squeeze each penny until it screams for mercy, choosing to live without internet or cell phones....this book is for the person with regular family-style expenses who wants to cut their telecom bills in half." 
Deborah Taylor-Hough
Author of Frugal Living for Dummies®
 
"Richard Syrop's book is absolutely the real thing! It's practical, simple, easy to read, and it definitely delivers. Open this book to any page and the advice given will be sound, easily-applied and effortlessly life-changing. Buy this book, and then get out your yellow marker!" 
JoAnneh Nagler 
Author of The Debt-Free Spending Plan
 
"Chock full of money-saving ideas, Effortless Savings pays for itself before you finish the first chapter. A great guide for any cost-conscious consumer. Syrop's meticulously researched book makes saving easy." 
Jon Yates 
Author of What's Your Problem?

From the Author

I am so touched and pleased by the positive response Effortless Savings: A Step-by-Step Guidebook to Saving Money Without Sacrifice has received. Thanks so much for your encouragement and support!

Product Details


More About the Author

Richard Syrop grew up in a family that viewed saving money as a passion, hobby, and lifestyle. Over the years, he has seen and personally tested just about every saving method imaginable. Dissatisfied with conventional ways to reduce expenditures, Richard developed a unique approach to savings which does not require consumers to give up their favorite products, entertainment or travel. He has taught these saving methods in seminars throughout the country. Richard lives in Seattle, Washington, with his wife, Urja.

Customer Reviews

Most Helpful Customer Reviews

30 of 32 people found the following review helpful By David Merkel on June 14, 2014
Format: Paperback
This is a great book. I encourage you to buy it. Though it talks of "effortless savings," sorry, you're going to have to work to get those savings. Often the work won't be much, but you have to focus your life to save, and that takes effort.

What area do I have the most expertise in? Insurance. When I read the book, I looked at the insurance area closely, and said to myself, "a very good chapter, except he excluded warranties."

Then as I read on, he handled warranties later, in discussions on electronics, where warranties are presently hot.

This is one of those books, that as you read it, you should make a list. Prioritize the areas where you are overspending, and take action one-by-one, to reduce your spending in a wise way. If you did this over a whole year, you might be able to do this in such a way that you don't notice any significant changes to your life.

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Summary

This is a great book and you should buy it.
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18 of 18 people found the following review helpful By Sheila Solly on April 26, 2014
Format: Kindle Edition Verified Purchase
This is the most practical step-by-step financial savings advice book that I have ever read. The tips are amazingly practical and they don't require that you have money to save money. All the tips include an online resource and are well researched. I love that his ideas in saving money come from practical ways to lower costs of daily living regardless of socioeconomic status. I get tired of reading about how I need to invest money that I don't have. My little mind is already spinning about how to immediately implement several ideas, including lowering my cell phone and cable bills. Mr. Syrop you have a new fan and this book will remain in my library as a reference book.
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15 of 15 people found the following review helpful By The IEMommy TOP 1000 REVIEWER on June 6, 2014
Format: Paperback
Since I quit my job to stay home with my two kids four years ago, my husband and I had to make a lot of adjustments to our budget. After having baby number three in December and having overtime cut at Justin's work at the same time, it was time to re-evaluate our spending once again. I knew as soon as I saw Effortless Savings by Richard Syrop that this was exactly what I needed! The words that really caught my eye in the title were 'A Step-By-Step Guidebook to Saving Money WITHOUT SACRIFICE!' Sign me up!

The book is broken up into Ten Chapters; each a category where you can save money. Some include: Telecom, Home Energy, Health and Beauty Products and Vacation and Travel Expenses. I read this book cover to cover in one sitting and then went back on the pages I'd book marked that had things I wanted to put into action!

Some of these things I'd already done but there were many that hadn't really occurred to me. Home Energy is a big one for me with summer coming and our utility bills that constantly seem to be on the rise. I did a few of the suggestions like turning down the temperature on my water heater and unplugging things that weren't in use since they continue to use power even when they aren't "on." We had previously switched out all our lighting to energy efficient bulbs and I did notice a drop in our electric bill. I'm also attempting to set the thermostat higher to see how much heat we can tolerate this summer. Of course we don't want to be miserable but it's finding that happy medium that can make a difference even if it's just one or two degrees.

Another suggestion I followed involved our current bills. I called my cable company, insurance companies and cell phone company to see if I could lower our bills.
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20 of 22 people found the following review helpful By Trina on April 27, 2014
Format: Kindle Edition Verified Purchase
I'm usually hesitant about purchasing books that tell me how to save money, but in this case I have to admit, I was thrilled after I read it! As a single mom working minimum wage, it isn't always easy for me to save money and to be perfectly honest, I've never been any good at it anyway.
This book has completely changed my outlook on money. I had no idea how much money I've been needlessly wasting on things I never use (like my cell phone insurance). I was also glad to hear that using my microwave saves more energy than using my stove because I'm a terrible cook anyway, and his chapter on automotive savings is an absolute must read for anyone who owns a vehicle!
The helpful travel advice and his words of wisdom on better bill paying strategies alone is worth the investment in his book. Effortless Savings is an easy read full of useful advice and I would highly recommend it for anyone who wants to save money without sacrificing their quality of living!
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12 of 12 people found the following review helpful By miriam on May 6, 2014
Format: Kindle Edition Verified Purchase
What I like about this book is that you can start and stop anywhere. It is not overly involved and actually speaks to average people looking to save on items they already use.

I've always been curious about couponing and this book touched on which websites offer the best avenues for 'buying' coupons instead of clipping them out yourself. This book is full of great resources that help you save in practically any area that you can imagine. I like that the author includes specific websites that can be used to score better deals.

I'm a pretty techy person, but there are so many websites that offer fantastic deals that I've never heard of crammed into this book. I'm excited about these 'new to me' sites! Very easy read and even easier actionable steps.
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