As a practicing CPA, I have ample opportunity to read reports and analysis of all sorts, but seldom am I treated to an explanation of complex matters that have been translated into such simple terms, and with humor, to boot. Reading any analysis of our complex economic system is a daunting task at best. I generally find myself looking for that trusty shortcut...the 'Executive Summary'. But Springer moves from point to point with such clarity and good humor that any summary of the book would truly do the book an injustice. I highly recommend this book to anyone who wants to step up to the next level of understanding. And yes, I do include all of you professionals who want to more competently explain these matters to your clients. Of course, if you are the client, you will better understand what you financial planner is to for you (or to you) by reading this book.