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Family Properties: Race, Real Estate, and the Exploitation of Black Urban America Hardcover


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Product Details

  • Hardcover: 512 pages
  • Publisher: Metropolitan Books; First Edition edition (March 17, 2009)
  • Language: English
  • ISBN-10: 080507676X
  • ISBN-13: 978-0805076769
  • Product Dimensions: 9.6 x 6.3 x 1.3 inches
  • Shipping Weight: 1.7 pounds
  • Average Customer Review: 4.8 out of 5 stars  See all reviews (24 customer reviews)
  • Amazon Best Sellers Rank: #725,927 in Books (See Top 100 in Books)

Editorial Reviews

From Publishers Weekly

In the early 1950s, Mark Satter opened his law practice in the Chicago suburb of Lawndale, but his life's work really began in 1957, the day a black couple, Albert and Sallie Bolton, walked through his doors needing a stay on an eviction from a home they had just purchased. Satter uncovered a citywide scheme, in which landlords sold African-Americans overpriced homes, keeping the titles until black homeowners paid them off, while charging excessive interest rates to insure they never could. Called contract selling, the practice cost thousands of migrating blacks their livelihoods. Mark Satter died of a heart condition eight years after the Boltons crossed his threshold, but nearly 50 years later, his daughter, Beryl, a history professor at Rutgers, picked up where he left off. Setting out to prove that the decline of black neighborhoods into slums had nothing to do with the absence of African-American resources and everything to do with subjugation and greed, Satter draws on her father's records to piece together a thoughtful and very personal account of the exploitation that kept blacks segregated and impoverished. (Mar.)
Copyright © Reed Business Information, a division of Reed Elsevier Inc. All rights reserved.

Review

"Beryl Satter's Family Properties is really an incredible book. It is, by far, the best book I've ever read on the relationship between blacks and Jews. That's because it hones in on the relationship between one specific black community and one specific Jewish community and thus revels in the particular humanity of all its actors. In going small, it ultimately goes big."
—Ta-Nehisi Coates, The Atlantic

“This is rich material… Satter balances personal stories, including moments of great bravery, with painstaking legal and historical research. Family Properties is transfixing from the first sentence. The pleasures here are deep and resonate ones… an instant classic.”
—Dwight Garner, The New York Times

 
“Satter’s painstaking thorough portrayal of the human costs of financial racism is the most important book yet written on the black freedom struggle in the urban North. Family Properties is a superbly revealing and often gripping book.”
—David Garrow, The Washington Post
 
“Beryl Satter has taken the hard road to glory in her study of race and housing discrimination in Chicago during the 1950s and ‘60s. Yet somehow she has managed to stay on course, using her considerable investigative skills and unwavering sense of fairness to write a revealing and instructive book… A cautionary tale of government complicity, Family Properties follows the social historian’s dictum of “asking big questions in small places.” It reminds us that history and memory are essential tools for anyone pondering our current predicament.”
The New York Times Book Review
 
“This sweeping chronicle of greed and racism combines a noble and tragic family history with a painful account of big city segregation and courageous acts of community resistance. In riveting stories and thoughtful analysis, Satter powerfully discloses how manipulation and abuse shattered lives and deepened urban inequality.”
—Ira Katznelson, author of When Affirmative Action Was White: An Untold Story of Racial Inequality in Twentieth-Century America
 
“Beryl Satter brings Chicago’s West Side to life in this vivid history of a neighborhood fighting for survival. She gives the urban crisis a human face in unforgettable portraits of the slumlords and the activists and lawyers (including her father) who battled valiantly against them.”
—Thomas J. Sugrue, author of Sweet Land of Liberty: The Forgotten Struggle for Civil Rights in the North
 
“This history of a place called Lawndale, on the west side of Chicago, is an archetypal American story of struggle and rise, race and divisiveness, justice denied and then justice achieved. Clyde Ross, Ruth Wells, Mark J. Satter, Monsignor Egan, Jack Macnamara, and the others—these are American heroes. I was privileged to be briefly involved, and I'm so glad to see Family Properties, after all these years, that I could hoot with joy, and then weep.”
—David Quammen, author of Song of the Dodo: Island Biogeography in an Age of Extinction

“This is how the story of urban America after the Second World War ought to be written, with gritty realism and no illusions. Here is urban history as a drama of moral conflict and religious passion. Family Properties is a searing and deeply moving work, by a loving daughter and a great historian.”
—Robert Orsi, Professor of Religion and History, Northwestern University
 
“One of the most contentious issues of twentieth century America was the transformation of middle-class white neighborhoods into African-American slums. The cast of characters is familiar—unscrupulous realtors, heartless slumlords, promiscuous welfare mothers, rapacious drug dealers, corrupt politicians, discriminatory savings and loan associations, and a racist government. But Beryl Satter tells a different story, a nuanced story, and a personal story in this compelling re-examination of a phenomenon everyone knows about and no one understands. Family Properties will change the way you think about history and about causation.”
—Kenneth T. Jackson, Barzun Professor of History, Columbia University

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Customer Reviews

4.8 out of 5 stars
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Thank you for telling their story.
V. M. Ricks
It is of great interest that the same type of market manipulation of housing is now,once again, causing huge grief and distress for so many across the country.
webwiz99
The Federal Housing Administration had redlined neighborhoods where even just a few blacks lived, making very hard for anyone to get a mortgage.
Stephen L. Slavin

Most Helpful Customer Reviews

13 of 13 people found the following review helpful By Herbert L Calhoun on March 22, 2009
Format: Hardcover
A very timely and revealing book in light of continued patterns of racially segregated urban housing and discriminatory lending practices; as well as in light of President Obama's community work in Chicago's lower class neighborhoods, Sudhir Venkatesh's three books about the Robert Taylor Housing Projects, and the recent Mortgage Melt-down, to name just a few.

This author has put her finger on the pulse of America's ugly under current and her pen where her mouth is. Mixing family history with sociological facts, Ms. Satter reconstructs the shameful framework of a part of America's racist past that haunts us even as it continues to bear devastating negative fruit for mostly black urban communities across the land, even today.

The overriding fear after reading this book is that this experiment in the most hidden, persistent and pernicious of systemic racism has undoubtedly been that it has been responsible for laying the foundation for a generation of poverty and social misery whose pattern, like an evil template has been repeated throughout the country in almost every major metropolitan area of the U.S.

Arguably, it has been this pernicious pattern that in large measure has been responsible for the hole that other Americans seem to think the black working and underclass has dug all on its own, solely as a result of its own decadent and mal-adaptive behavior.

While the jury still remains out on the final details of the particular shape of America's black social meltdown and the full genesis of its overall pathology, Ms. Satter's book makes a big dent in undermining the logic of that conventional wisdom and makes it unmistakably clear that past racism in U.S.
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16 of 17 people found the following review helpful By Antero Pietila on March 19, 2009
Format: Hardcover Verified Purchase
Family Properties: Race, Real Estate, and the Exploitation of Black Urban America
This is one terrific book -- focused, hard-hitting and extremely readable. I will not go into details; a growing number of glowing reviews from the New York Times,the Washington Post and others take care of that. In brief, Satter has written an instant classic about exloitative contract sales to blacks that were common in many cities from World War II to the late 1960s. This is a must read for anyone wanting to understand why America's big cities turned out the way they did.
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9 of 11 people found the following review helpful By Stephen L. Slavin on May 23, 2009
Format: Hardcover
Blacks have been screwed by whites for four centuries, so what can we learn from still another book -- this one focusing on housing and economic discrimination half a century ago? Quite a lot, as it turns out.
Beryl Satter, a Rutgers University historial, has written an almost epic work that explains just how systematically black familes were exploited in the decades after the Second World War. Central to her story is the role played by white contract sellers, who provided black families with overpriced rundown houses that they could not afford. As soon as they missed a payment, the contract seller, who held title to the house, would evict the family and resell it to another black family.
Although this took place in Chicago, probably the most segregated city in the country, this practice took place throughout the nation. The Federal Housing Administration had redlined neighborhoods where even just a few blacks lived, making very hard for anyone to get a mortgage. This placed black families entirely at the mercy of the contract sellers, who, in effect, robbed these families of their savings.
Satter has meticulously researched her subject, but managed to write an eminently readable books. If you are curious about how the big city slums evolved during the post-war decades, this is the book for you.
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4 of 4 people found the following review helpful By TheTruthInLending on February 21, 2011
Format: Paperback Verified Purchase
I'm in the mortgage business and have always wondered why certain communities are in their current condition. This book basically explains it and more. If you're in the real estate industry, this is definitely a book you should read. It really motivated me to do everything within my power to educate and assist those who have trouble defending themselves. The book basically just made me want to do something. I really appreciate the author taking the time to write this story. I've recommended this book to at least a dozen people.
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3 of 3 people found the following review helpful By V. M. Ricks on April 20, 2013
Format: Kindle Edition Verified Purchase
This book tells the compelling story of buying a house in Chicago, circa 1950s forward. The governmental institutions, real estate speculators, banks had a recognized and plausible prey -- migrating black people (and later Hispanics) seeking to be included into the American dream. They are pushed into a corner and given one option. I had relatives caught in that trap who endured, made the sacrifices and eventually bought the house. They had the simplest of desires. They wanted to prove that they too could own a house in Chicago. People say that black folks have no delayed gratification, but this says just the opposite. Not only did people have money saved, but they handed saved money to real estate speculators who overpriced them. This was after they had tried the more established banks, savings and loans, the legitimate and recognized sources. They worked two or more jobs for decades to make the additional installment payments with a gun to their head: miss one payment and you are out. Moreover, make all the repairs and maintenance are you are out. These people deserve our respect and our admiration.

Thank you for telling their story. Satter's father and family story is a bonus. All wanted and deserved a better system for inclusion. The lost court battle and the series of reforms ultimately set the stage for 2008's housing bubble. Once again, we are told, the bankers were seeking a way to include more poor people. Installment contracts and sub-prime mortgages represent two bookends that the government and the banks devise to steal the money of hard working citizens. We need more of these type investigations. We need fewer products designed just to help working class citizens. If the rules and instruments work for the rich, let's just use them, un-modified, to work for the poor. That's one moral from this tragic tale.
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