Fight For Your Money: How to Stop Getting Ripped Off and Save a Fortune (Hardcover)

~ David Bach (Author)
Key Phrases: finishrich com, www ftc gov, www bbb org, Social Security, Better Business Bureau, Federal Trade Commission (more...)

Editorial Reviews

Review

More than 5 million David Bach books in print!

Author of the #1 New York Times Bestsellers The Automatic Millionaire and Start Late, Finish Rich

Product Description

A war for your money is raging and it is time to fight back!

In a book that will forever change how you spend your hard earned money, America’s favorite financial coach, David Bach, shows you how to save thousands of dollars every year by taking on the “corporate machines.” In these times when every dollar counts, big businesses are using dishonest tricks to rip you off, making themselves billions while they keep you living paycheck to paycheck. David Bach knows that until you learn to fight for your money, you will overpay for almost everything you buy. In Fight for Your Money, he gives you the tools to FIGHT BACK and WIN.

Bach shows you how every dollar you spend is really a battle between you and the businesses—and the government—who want to take it as profit. When you know how the system is rigged –the extra points, the hidden fees, the late charges, the unused tax breaks, the escalating rates—you can fight back against the pickpockets and save literally thousands every year—money in your pocket that can help you live your dreams.

Fight for Your Money shows how you are being taken on your cell phone contract, cable bill, car purchase, credit card, life insurance, healthcare, 401(k) plan, airfare, hotel bills, and much more. Bach gives you all the tools you need to fight back, with websites, phone numbers, sample letters and real-life stories of ordinary people who have fought for their money and won.

You’ll learn how to:

Beat the credit card companies at the games they play that cost you thousands annually in interest and fees
Make your bank accounts work for you with higher yields and lower fees
Save thousands by pre-paying college tuition at TODAY’s prices
Raise your credit score and pay thousands less in mortgage interest
Cut your life insurance premiums in half by making one call
Save hundreds on air travel, hotels, and car rentals—just by being an informed consumer
Avoid huge rip-offs like bank-issued gift cards, medical credit cards, 401(k) debit cards, and sneaky renewals of your cell-phone plan.

David Bach knows that when you are being taken financially, you work harder than you have to, for longer than you need to. This book helps you fight for your money, so you can live your life doing what you really want to do.

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Product Details

• Hardcover: 448 pages
• Publisher: Broadway; First Edition edition (March 3, 2009)
• Language: English
• ISBN-10: 0767929845
• ISBN-13: 978-0767929844
• Product Dimensions: 9.3 x 6.1 x 1.4 inches
• Shipping Weight: 1.7 pounds (View shipping rates and policies)
• Average Customer Review: 4.2 out of 5 stars  See all reviews (24 customer reviews)
• Amazon.com Sales Rank: #51,410 in Books (See Bestsellers in Books)

Customer Reviews

Most Helpful Customer Reviews

31 of 33 people found the following review helpful:

5.0 out of 5 stars Davisd Bach saves YOU money, March 9, 2009

By	Thomas Kennedy (Alexandria, VA USA) - See all my reviews (REAL NAME)

If you are not familiar with David Bach it is time to get to know him. He is truely fighting against the system that is designed to take our money from us legally. After reading his latest book this is what happened:

David,
I just hung up with my cable and phone providers and because of your book:
--I am now saving $25 per month on home phone,
--changed plans on cellular and saved at least $30 per month just on the monthly portion, also got unlimited texting in the plan which I was paying about $20 a month for text over usage.
--The cable company cut my rate by 50% at $49 a month for six months then $20 a month cheaper after that without cutting service at all. We do like our HBO.
Total yearly savings are at least $1320

While I am very glad to be saving I feel like an idiot for allowing it to go own in the past. THe good with the bad you know.

The book also helped me update our wills, verify social security earnings, spend all of our gift cards, roll over an old employer's 401k to my fidelity account, and validated my buying my car that is two years old, lease trade in for 50% off the new car price (Cadillac DTS for $27,000) (this was a few years ago and I have preaching the practice to everyone)

All from reading your book the last couple of days. I would read it and then go to the computer, read some then to the computer. My wife thought I was nuts until I showed her the work I was doing. She still thinks it but not due to this behavior.

This really explains people dislike "the system". Banks, credit cards and just big business in general are all inherently bad and need to be regulated. As a small business owner I was more of the less regulation the better in the past but....

This book will help anyone who takes the time to read it.
Welcome to the Finish Rich World of David Bach

Thanks for reading,
Tom and Wanda Kennedy

22 of 24 people found the following review helpful:

5.0 out of 5 stars Showing Kevin Trudeau what he should've written, March 9, 2009

By	Tom Carpenter "- www.sysedco.com" (Marysville, OH) - See all my reviews (TOP 1000 REVIEWER)    (VINE VOICE)

Many thousands have been ripped off by Kevin Trudeau's book, Debt Cure$. Thankfully, David Bach's book is very different. Debt Cure$ tells you little to nothing and Fight for Your Money tells you a lot.

Fight for Your Money tackles the big money pits in our lives: cars, banking, credit, health, taxes, shopping, home, travel and more. In each category, David Bach tells you how to tackle it from a cost savings perspective. Many of the suggestions are common sense (if we ever stopped to think about them), but he reminds us to look at them.

I loved the simple formula he provides for credit ratings. Finally, I understand how they're calculating it and it didn't take 20 pages of a book to explain it. With this little tidbit of knowledge, i would think anyone could increase his credit score by 50-100 points within a couple of years (assuming it is currently between 550 and 650 or lower).

The great thing about this book is that it is a book for life. It doesn't just focus on taking care of your debt (understood: getting rid of it), which is important, but it goes into all of the important areas of life. If you're not looking for a get rich quick book, but a practical book on how to live your life financially sound - this is the place to start.

17 of 19 people found the following review helpful:

5.0 out of 5 stars David Bach Does it AGAIN!, March 7, 2009

By	S. Brogan "LoverofBooks" (Massachusetts) - See all my reviews (REAL NAME)

Amazon Verified Purchase

This book is incredible. David gives a wealth of information on every topic you can think of, in great detail. If you are familiar with his other books, this one is really nothing like them. It is more of a great resource...it is what the title says it is, a way to save money in many areas of your life, especially when it comes to purchasing a car, health insurance, and a home. He provides many websites, and places to go for more information all over the book. Everyone should own this book!
Here are the different chapters..since there is no LOOK INSIDE:
Automobiles ( Buying a new car, buying a used car, car leasing, car repairs, car rentals)
Banking (bank accounts, debit cards)
Credit (credit cards, credit scores, payday loans, identity theft)
Family Matters (divorce, life insurance, estate planning, saving for college)
Health (health insurance, hospital bills, health club memberships)
Home (buying a home, building and remodeling, home mortgages, home-based business opportunities)
Retirement (401k plans, IRA's, pension plans, social security, annuities)
Shopping (online shopping and auctions, appliance protection plans/extended warranties, gift cards, rebates)
Taxes (tax preparation, refund anticipation loans, charitable giving)
Tv and Phone (cable and satellite tv, cell phone plans, residential phone service, bundled service plans)
Travel (air travel, hotels, travel packages)

In response the the previous reviewer, I don't think David wrote too much on mortgages because he has a separate book on home buying. But in any case the information in that chapter is entirely useful.