In this updated edition, author Nicola Jentzsch provides an in-depth analysis of the economics and regulation of financial privacy. You get a comparative overview of credit reporting systems in the US and in the 27 member states of the European Union. This is the "most in-depth study of the history and economics of credit reporting to date," according to David Medine, former Associate Director of the U.S. Federal Trade Commission.
Financial Privacy
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Book Description
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This book provides the first in-depth analysis of the economics and regulation of financial privacy. It is an international comparison of credit reporting systems in the United States and in European countries. On the theoretical level the book explains competition in information markets, especially in markets for goods made of highly personal and sensitive information. It reviews the microeconomics of information and privacy and discusses the economic incentives to disclose or to conceal information. The book also focuses on the institutions of credit reporting, the history of credit reporting agencies and the regulation of privacy and credit reporting on both sides of the Atlantic as well as internationally. Finally, on the empirical level, it reviews the microeconomic and potential macroeconomic effects of credit reporting in the credit markets of countries around the world.
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Inside This Book
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Key Phrases - Statistically Improbable Phrases (SIPs):
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public credit register, information furnishers, credit reporting regulation, data protection restrictions, private credit bureaus, public credit registry, private credit reporting, public credit registries, private credit registries, regulatory index, credit reporting systems, information inaccuracies, purpose creep, credit registers, data protection regimes, credit reporting industry, data protection officer, prohibited bases, credit reporting agencies, consumer credit markets, scoring models, data protection laws, private bureaus Key Phrases - Capitalized Phrases (CAPs): (learn more)
Great Britain, History of Credit Reporting Agencies, Economic Effects of Credit Reporting, Regulatory Regimes, Overview of Credit Reporting Systems, Regulation of Credit Reporting, Federal Trade Commission, World Bank, Fair Isaac, Banque de France, Empirical Evidence, European Commission, Federal Reserve Board, Consumer Federation of America, Microeconomics of Information, World War, The Regulatory Regime, Schufa Holding, South Africa, Council of Europe Convention, Member States, European Union, United States, General Accounting Office, Law of December Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Surprise Me!
public credit register, information furnishers, credit reporting regulation, data protection restrictions, private credit bureaus, public credit registry, private credit reporting, public credit registries, private credit registries, regulatory index, credit reporting systems, information inaccuracies, purpose creep, credit registers, data protection regimes, credit reporting industry, data protection officer, prohibited bases, credit reporting agencies, consumer credit markets, scoring models, data protection laws, private bureaus Key Phrases - Capitalized Phrases (CAPs): (learn more)
Great Britain, History of Credit Reporting Agencies, Economic Effects of Credit Reporting, Regulatory Regimes, Overview of Credit Reporting Systems, Regulation of Credit Reporting, Federal Trade Commission, World Bank, Fair Isaac, Banque de France, Empirical Evidence, European Commission, Federal Reserve Board, Consumer Federation of America, Microeconomics of Information, World War, The Regulatory Regime, Schufa Holding, South Africa, Council of Europe Convention, Member States, European Union, United States, General Accounting Office, Law of December Browse Sample Pages:
Front Cover | Table of Contents | First Pages | Surprise Me!
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