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Financially SECURE Forever: The Seasons of Advice Solution Paperback – April 11, 2013

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About the Author

Charles Hamowy CPA, CFP(r): After graduating from New York University in 1978, Charles Hamowy began his career in the accounting profession as a Certified Public Accountant. After a successful decade-long career in accounting he redirected his passion to help others build their personal financial success, adding the Certified Financial Planner(r) credential to his professional designations. Charles is also an executive compensation planning specialist. In 1998, he joined forces with Christopher Conigliaro, CFP, to form a wealth advisory firm. A former financial radio show host and commentator, Charles is a sought after media expert and public speaker addressing topics from investment portfolio design to planning for life's uncertainties. He takes great pride in having incubated several successful small startup businesses. Born in Brooklyn, Charles Hamowy lives and works in New York City. Christopher Conigliaro CFP(r): After graduating from Hofstra University in 1993, Christopher Conigliaro went directly into the financial services industry, where he has happily remained for his entire career. A Certified Financial Planner, Chris manages the successful financial advisory practice in midtown New York City that he co-owns with Charles Hamowy. A dynamic speaker on the subject of personal wealth management strategies, he is also a popular media expert on a wide range of investment products. Christopher's research is in high demand and is utilized regularly by many industry professionals. He lives in New York State and, with Charles, works in the firm's offices in midtown Manhattan. For more information, Charles and Christopher can be reached at

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Product Details

  • Paperback: 168 pages
  • Publisher: HCA Consulting (April 11, 2013)
  • Language: English
  • ISBN-10: 0615796176
  • ISBN-13: 978-0615796178
  • Product Dimensions: 6 x 0.4 x 9 inches
  • Shipping Weight: 11 ounces (View shipping rates and policies)
  • Average Customer Review: 5.0 out of 5 stars  See all reviews (1 customer review)
  • Amazon Best Sellers Rank: #2,377,076 in Books (See Top 100 in Books)

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Most Helpful Customer Reviews

2 of 2 people found the following review helpful By Judy Katz on May 8, 2013
Format: Paperback
This book was an eye opener in so many ways. I work hard for my money, as I am sure most people do. Yet I had abdicated my responsibility in this arena. In my ignorance I had turned my financial planning over to people who did not really know my hopes and dreams and did not really know or care about me. Rather they sold me products that were advantageous to them and also did not show me how to protect what I had to do to protect those I care about. What I learned from these extraordinarily caring and generous wealth managers (both CFPs , one also a CPA, who bring such a different way of being with a client to the table) was that the "Seasons of Advice" model they created is the ideal way to ensure my financial security now and well into my eventual retirement years. Using insights from neuroscience on how we make our financial decisions, including our risk tolerance, they take us on a fascinating journey into how we can dream big, set every kind of ambitious financial and lifestyle goals, and then find the right experts to make our money do what it is supposed to do: protect us and keep growing so we are "financially secure forever." The client case studies are engaging and relatable, the self-quizzes most helpful, and their warm style makes the book a delightful read. I came out with a complete understanding of what I need to do for myself and my family. It has changed everything. No more silent dread: this is perfect advice for all people in all seasons. Thank you and congratulations to the authors: this is the best financial advice book I have ever read!
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Financially SECURE Forever: The Seasons of Advice Solution
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